novationtitle

The 2024 Utah Real Estate Report: Key Insights for Thriving Agents

Mon, 03 Mar 2025 18:01:30 GMT

At Novation Title, we take immense pride in being recognized on the 2024 Top Latino-Owned Business List ! As a Latino-owned company, we are passionate about empowering our community through homeownership—one of the fastest ways for Latinos to build generational wealth in America.

Why Hispanic Homeownership Matters

Homeownership is more than just buying property; it's about creating stability, financial security, and opportunities for future generations. We believe in providing the resources and education needed to help our Latino community navigate the path to homeownership with confidence.

Educating & Supporting Latino Homebuyers

Our team uses key insights from the NAHREP (National Association of Hispanic Real Estate Professionals) reports to share real data on Latino homeownership growth and opportunities. We know that numbers don’t lie , and we want to ensure that every aspiring homeowner and entrepreneur has access to the right information.

Advice for Latino Entrepreneurs

For those looking to start a business in the title and real estate industry, our advice is simple: educate yourself and lean on data. By understanding the numbers and trends, you can position yourself for long-term success.

Thank you to our community and partners for trusting Novation Title. Together, we continue to break barriers and build wealth through homeownership!

Novation Title Recognized on the 2024 Top Latino-Owned Business List

Fri, 21 Feb 2025 17:58:07 GMT

Why Hispanic Homeownership Matters

Educating & Supporting Latino Homebuyers

Advice for Latino Entrepreneurs

Thank you to our community and partners for trusting Novation Title. Together, we continue to break barriers and build wealth through homeownership!

2025 Is Here: New Year, Same Trusted Partner for Your SLC Home Adventures

Tue, 21 Jan 2025 19:37:20 GMT

Welcome, 2020! We made it through the first week of the New Year and are already excited for what’s to come in this brand new decade. Anything can happen, and we have so much to create! Whether you’re a fan of long-term resolutions or prefer setting smaller, short-term goals, it feels good to start the year off with a desire to change for the better. If you know us, you know our approach at Novation Title has always been goal-centric, not only within our business but in our personal lives and out in the community.

In today’s world where we are constantly connected (and distracted), it’s no wonder that we increasingly find ourselves overwhelmed mentally and physically drained. Often, the issues in everyday life are the ones that prevent us from enjoying the very same everyday life! How can we balance this out? We believe we can do better.

That is why we are introducing meditation into our workspace. While meditation has been practiced for over 5,000 years, it is increasingly becoming a necessary way for us to unplug from the modern world. But what, exactly, is it? Meditation is a practice where an individual uses a technique — such as mindfulness — to train attention and thoughts. Mindfulness is awareness, it is a state of peace. It is being in the present moment, intentional and serene. It is the process of being aware of your thoughts while also disconnecting from them so you can connect within. Connecting within is the highest form of intelligence and results in proven mental, emotional and spiritual health benefits. Here are just a few science-based benefits of meditation:

Reduces blood pressure
Increases serotonin production that improves mood and behavior
Improves immune system
Increase in energy levels
Lessens stress and anxiety
Increases happiness and creativity
Clarity and peace of mind
Increased memory retention and recall
Enhances self-awareness and self-acceptance

Each one of us, regardless of gender, age or other factors, undergo daily stress and tension at some level or the other. That’s why we’re so excited to introduce #NovationMeditation into our business and we encourage others to join us this year. We can ALL benefit from improved mental and physical health in 2020. Who’s with us?!

Attitude of Gratitude: How Giving Back helps YOU!

Fri, 15 Nov 2024 17:54:17 GMT

“Feeling gratitude and not expressing it is like wrapping a present and not giving it.” —William Arthur Ward

‘Tis the season for giving! November officially kicks off the holiday season with America’s favorite foodie holiday — Thanksgiving. It is the month where we are once again reminded of all of the things we are thankful for as we gather with family and friends, stuff ourselves with turkey and pumpkin pie, and watch (a lot) of football.

It’s fitting, then, that November has been dubbed National Gratitude Month here in the United States. Americans are encouraged to ‘practice gratitude’ which goes beyond just feeling thankful, and actively showing gratitude by giving back. While ideally it is something we should be practicing all year long, people are more likely to give more generously during the holiday season than the rest of the year. According to the annual Holiday Giving Survey conducted by Harris Poll, more than 3 in 5 Americans (63%) typically donate to an organization or charitable cause in the last two months of the year (known as giving season). Americans are among the world’s most generous people, ranking No. 4 out of 140 countries. Utah has consistently ranked the most charitable state in the nation, coming in second this year behind Minnesota.

Beyond the obvious benefit of helping and enhancing the lives of others, research shows that practicing daily gratitude can enhance our own moods, decrease stress and drastically improve our overall level of wellbeing. On average, grateful people tend to be happier, healthier, more physically fit, have a higher income and have much more satisfying personal and professional relationships. It’s a win-win for everyone!

The easiest way to practice gratitude is to say THANK YOU to someone who has helped you or impacted your life in a positive way or spending time with a loved one who may be lonely or going through a difficult time. Your words and your time are often the best gifts!

-The Novation Team

Mission vs. Vision: What Does Your ‘Statement’ Say About You?

Fri, 18 Oct 2024 17:42:28 GMT

Mission accomplished. Or is it?

It is common practice for organizations to summarize their goals and objectives in the form of mission and/or vision statements. For many, they come in the form of a typed out statement hung on a wall, easily forgotten about and only reminded of when a crisis strikes. Or they come in the form of a long-winded, regurgitation of thoughts following a midnight-hour ‘breakthrough’ (see Jerry Maguire).

While they are often confused for relaying near identical messages, both serve very different purposes. A mission statement describes what a company wants to do now, and a vision statement outlines what a company wants to be in the future.

A mission statement guides the day-to-day operations and decision-making of an organization. It helps in tactical planning and “rallying the troops” around a common short to medium-term goal. A vision statement outlines the long-term view of the organization and why it exists. It attracts people — not just internally but also externally — who believe in the vision of the organization.

Your mission, then, brings your vision to life.

We believe these statements are the lifeblood of our company. They are something we live and breathe by, because as with anything else, our thoughts become our actions and our actions become our reality. We want our reality to reflect the words written on our walls, the words we use to describe who we are and the words our clients attach to our reputation. To us, they are much more than words.

Mission: We believe in making an impact and having purpose within our community. Whether we are protecting real estate investments, giving back to our surroundings or creating opportunity and growth for others. We are here to redefine the experience.

Vision: To create an experience that our industry has never seen before . To develop individuals to live by their full potential in all areas of life. To have unlimited growth and make an impact in people’s lives for the better. To empower our team members to dream big so together we can make a difference in our world.

Impact. Purpose. Growth. Empower. Create. Dream. These are our words, our actions, our reality, and something we are proud to stand by each and every day. Experience the difference!

Novation Title Insurance Agency: Who We Are

Fri, 20 Sep 2024 17:35:47 GMT

From the very beginning, the vision behind Novation Title Insurance Agency was to do something different. We wanted to ‘ redefine the experience.’ What we discovered over the course of many years working in the real estate title insurance industry was that many of our consumers didn’t realize they had an option — or more importantly — understand why they should have one.

Title insurance, for the most part, is the same coverage, the same process, under similar circumstances for all potential home owners. We know we need it, but how many of us actually understand why? Unless we ask the right questions or do our own homework, we are often left in the dark and dependent on the trust and direction of our real estate agents. For most, it seems like a very mundane yet absolute part of the home purchase process — kind of like wearing a seat belt. And that’s exactly where we saw an opportunity for change.

By definition, title insurance is “a form of indemnity insurance predominantly found in the United States which insures against financial loss from defects in title to real property and from the invalidity or unenforceability of mortgage loans.” Clear as mud? How about this: “Insurance that protects a homeowner and their mortgage lender against defects on a home’s title.” Better? Here’s our translation:

We protect one of the most important investments you will ever make.

The vision behind creating Novation Title Insurance is to create an environment that is completely different for the people that we work with — inside and outside of our office. We value the team concept, we understand that we are not here as individuals but are here as a group, as one. We are committed to our team and yours. We are in this together. We are creators of possibility and people of integrity. We celebrate diversity and achievement and want to inspire others around us.

Our goal is to provide an extraordinary experience with for each and every one of our clients. If you’d like to have an impact like this on your business, then you are the very person we want to meet.

Don’t forget to ‘like’ us on Facebook and follow us on Instagram @novationtitle for company updates, innovative title insurance solutions and industry news that affects you!

Exciting News: Novation Title Acquires North Star Title!

Tue, 27 Aug 2024 21:52:06 GMT

At Novation Title, we’re thrilled to announce a significant milestone in our journey—our acquisition of North Star Title! This merger represents a powerful union of talent, expertise, and a shared commitment to excellence in the real estate industry.

With the addition of Team Nick and the loyal clients of North Star Title, we’re excited about the growth opportunities this brings. Our combined team is now stronger than ever, and together, we’re poised to push the boundaries of innovation in our industry. This acquisition isn’t just about expanding our reach; it’s about enhancing the experience we provide to every client and partner.

We believe that transformation is at the heart of progress. As we welcome our new team members and clients, we’re reminded of a favorite quote: "Transformation is a journey without a final destination." – Unknown

This journey of growth and innovation is one we’re excited to embark on together. The future is bright, and we can’t wait to share all the amazing things coming your way.

Stay tuned for more updates as we continue to innovate and lead in the real estate industry. Here’s to new beginnings, greater success, and a transformed future!

Cheers to growth and innovation,

Novation Title

What Does a Title Company Do? A Behind-the-Scenes Look

Wed, 24 Jul 2024 12:53:45 GMT

You’ve found the perfect home and negotiated a successful contract, so the house is yours…right? Not quite. There’s a lot that happens from the time your offer is accepted to the day of the actual closing. So why does it take so long, and what actually goes on behind the scenes?

Between loan approval and closing, your title company is busy doing a lot of work to oversee the purchase process and make sure everything goes off without a hitch. If you are working with a real estate agent, they will place an order with a title agent as soon as your sales contract is accepted. While many homebuyers rely on their real estate agent to select a title company, homebuyers should know they have the option to choose for themselves! After all, a title company has a lot to do with how smoothly and timely the process goes.

But what exactly does the closing process entail? Here’s a ‘behind the scenes’ look at what your title company is doing to ensure your transaction closes on its scheduled date and time (and get you into your new home as quickly as possible!)

PURCHASE AGREEMENT – In order for title work to begin, the title company receives a copy of the Purchase Agreement (which defines the terms of the sale) and as a neutral party we follow the contract and instructions that are given to us. The title company also often acts as the settlement/escrow agent and will hold the earnest money deposit in an escrow account, where the funds will remain until the time of closing.

TITLE SEARCH – Next, the title company will conduct a thorough title search of public records to determine that there are no issues with the title (such as judgments, liens and encumbrances, and title defects). Once that search has been completed, a commitment or preliminary report for title insurance is prepared for the lender and/or home buyer.

TITLE INSURANCE – If you’re receiving financing, your lender will likely require that you purchase a Loan Policy (however, it only protects the lender). In many cases two policies are issued — one to protect the lender and one to protect the homeowner (Owner’s Policy), which protects you from title defects that existed prior to the issue date of your policy. In the state of Utah it is typical that a buyer purchases a lender’s policy and a seller purchases an owner’s policy.

SETTLEMENT STATEMENT – Once the title company has received and complied with all of the lender’s closing instructions and loan documents, they will prepare a settlement statement which outlines all of the costs for both the buyer and seller associated with the closing. This includes earnest money deposits, adjustments and prorations, existing loan payoffs, disbursements and escrow fees.

CLOSING DAY – When all paperwork has been completed, the title company will confirm the date, time, and location of the closing with all parties involved. At the closing, your escrow officer will explain the documents that need to be signed and collect the required signatures. Once papers are signed and the loan has been funded, you’ll receive the keys to the house. This is, of course, based on the possession date on your real estate contract.

While you’ve been busy packing and coordinating the movers, much more is done behind-the-scenes that leads to move-in day. It is the title company’s role to not just facilitate the transaction that will get you into your new home, but to alleviate some of the stress that comes along with it. At Novation Title, we believe that everyone working together makes closing day a cause for celebration!

-Novation Title Team

Novation Team & The Utah Food Bank

Tue, 25 Jun 2024 18:25:48 GMT

Breaking Records and Building Community Spirit at the Utah Food Bank!

This past Saturday morning, some of our Novation Title team rolled up their sleeves and joined forces to make a difference at the Utah Food Bank. With energy and enthusiasm, Heidi, her daughter Haley, Tristan, Kristi, our Agent friend Kim and Steph dove into the task of sorting and packing food for those in need. Their dedication paid off in a big way—we set a record time of just 9 minutes and 5 seconds to pack a full pallet!

Volunteering at the Utah Food Bank was not only a rewarding experience but also a powerful reminder of the importance of giving back to our community. Every box packed means a child has food on their table, and every minute spent volunteering makes a real impact on the lives of so many utah familys and our very own neighbors.

At Novation Title, we believe in the strength of community and the power of teamwork. By coming together, we achieved something truly special and set a new benchmark for future volunteer efforts. We're incredibly proud of our team's hard work and commitment to supporting such a vital cause.

Thank you to the Utah Food Bank for the opportunity to contribute. We look forward to many more volunteer events where we can continue to make a positive difference, one record-setting pallet at a time! If you are interested in volunteering or donating you can find out more about all the incredible work the Utah Food Bank is doing here: https://www.utahfoodbank.org/

Stay tuned for more updates on our community efforts and remember—every act of kindness counts!

May - Mental Health Awareness Month

Fri, 10 May 2024 18:38:28 GMT

-Kindness begins with understanding we all struggle-

As we emerge out of the cold and gloomy seasons into the breeze and sunshine of May it seems there is no better month to focus on Mental Health Awareness. While 1 in 5 people will experience a mental illness during their lifetime, everyone faces challenges in life that can impact their mental health.

The Title & Escrow industry is one BIG emotional rollercoaster! At Novation Title we understand that dealing with some of the most important transactions in our clients' story can be challenging at times, we might even say it can be a trigger for some people, which is why being in our best state of mind is such a priority.

As a team we value having the time to meditate, decompress, and unwind for a few seconds to be able to put our best mind to work. Our Midvale office has a meditation room available for our clients and our team to secure a safe spot to be able to tap into that higher self. Novation Title is committed to increasing awareness and understanding of mental health and learning more ways our community can take to protect their mental health.

We hope we can bring more acceptance and love to this very important matter by shining some light in the darkness of this topic. Now more than ever we want to stay connected to others to let them know that they are not alone.

What Makes Novation Title Insurance Different?

Thu, 25 Apr 2024 18:34:57 GMT

When it comes to real estate title insurance, you probably haven’t considered it to be the most exciting part of the home purchase process. We get it — we’ve been there, too. There are so many ‘i’s’ to dot and ‘t’s’ to cross for home buyers that title insurance often becomes just another frustrating document to sign.

But we’re big believers that anything can be fun (yes, even insurance!) After all, it is meant to protect all parties (did someone say party?) involved and is critical to establishing peace of mind for homeowners who deserve to be properly educated. We want to be part of the reason they choose you to represent them in this process.

So how, exactly, are we doing that? By creating an extraordinary experience for everyone. Here are 5 ways Novation is making a difference and standing out in the crowd.

#1: Paperless encrypted web storage

You can access your real estate title insurance documents online with safe and secure paperless storage options (plus additional consumer storage – up to 10,000 documents!) Closing details, closing documents, and other information related to the transaction can be easily shared with all parties involved so you get what you need, when you want it.

#2: We help educate YOUR consumers

It is our mission to create an environment that is completely different for everyone involved in the title insurance process — the consumers, the clients and the employees. Your consumers should know not only what title insurance is, but why they need it. In a case of a title defect, liens or even human error, they will understand how they’re protected.

#3: Survey on performance

We want to know: How can we improve? Your feedback is essential to not only our growth and success as a company, but our ability to serve you in the best way that we can. Loved your experience with one of our escrow officers? We want to hear about it. Not a fan of our pens? Give it to us – we can take it.

#4: Capturing the moment

We document and capture all of the important moments in our lives, why should this be any different? Purchasing a home is one of the most important investments people make, and it deserves its own celebration! (Plus, who doesn’t love a polaroid?)

#5: We get you testimonials!

We will personally ask your clients at closing about your journey together. We will highlight you at the end of every closing and make sure to get a review just for YOU! Taking the stress off you and redefining what your Title Company can do for you.

Don’t forget to ‘like’ us on Facebook and follow us on Instagram @novationtitle for company updates, innovative title insurance solutions and industry news that affects you!

Do you know WHO picks your Title Company?

Fri, 29 Mar 2024 19:55:57 GMT

Picking Your Partner in Real Estate:

Why Your Title Company Matters

Hey there, future homeowner! So, you're diving into the wild world of real estate, huh? Exciting times ahead! �� But hold up – before you pop the champagne, let's talk about something crucial: choosing your title company.

Now, who gets to decide on this? Spoiler alert: it's you! Sure, your real estate agent or lender might throw a few suggestions your way, but ultimately, the choice is yours. So, let's make it count!

First things first, do some snooping around. Check out different title companies online, ask your pals for recommendations, and see what vibes with you. You want someone reliable, experienced, and who's got your back, no matter what.

Oh, and don't be shy – ask questions! Seriously, grill them like you're on a first date. How long have they been in the game? What's their process like? And most importantly, can they handle your quirks and concerns like a champ?

Remember, this isn't just about paperwork – it's about peace of mind. Your home sweet home is a big deal, so choose a title company that feels like the perfect fit. Trust me, it'll make all the difference when it's time to pop those keys in the door!

February Giveback- For The Kids

Thu, 29 Feb 2024 17:11:24 GMT

Spreading Love and Meals:
Our February Giveback Journey

February is not just about Valentine's Day chocolates and romantic gestures; it's also about spreading love and kindness to those who need it most. And boy, did we have an amazing time doing just that with our February Giveback!

This month, we teamed up with the incredible For The Kids nonprofit to make a difference in the lives of children in our community. And let us tell you, it was a heartwarming experience from start to finish.

First things first, our team rolled up their sleeves and dove straight into action. We spent a day volunteering, packing a whopping 100 meals to be delivered to those in need. The joy of knowing that these meals would bring smiles to the faces of children warmed our hearts in ways we can't even describe.

But we didn't stop there! Oh no, we were just getting started. With our sleeves still rolled up and our spirits soaring, our very own Joe packed the truck with all those delicious deliveries for that Friday. The excitement was palpable as we imagined the happiness these meals would bring to families across our community.

And guess what? Our amazing supporters rallied behind us in full force! Through their generosity, we collected over 100 additional items to donate to For The Kids. From canned goods to pantry staples, every single donation meant the world to us and to those we're helping.

As we reflect on our February Giveback journey, we can't help but feel overwhelmingly grateful. Grateful for the opportunity to make a difference. Grateful for the support of our community. And most of all, grateful for the chance to spread love in every way we can.

It's worth mentioning that our dedication to For The Kids goes way back – we supported their mission back in 2021, and we're committed to continuing this beautiful partnership for years to come.

To everyone who volunteered, donated, or simply cheered us on from the sidelines – thank you. Thank you for believing in the power of kindness. Thank you for joining us on this incredible journey. Together, we're making the world a brighter, happier place, one meal and one smile at a time.

Nova Reveal 2024!

Wed, 31 Jan 2024 18:54:26 GMT

Peek into the future with NovaReveal!

The curtains have risen, the confetti is in the air, and we are ecstatic to share the electrifying plans Novation Title has in store for 2024!

This year's big reveal event was nothing short of a spectacle. Hosted on Zoom, it was a virtual fiesta with most of our incredible team.

We kicked off the event with a bang, unveiling not just launches but also insights from a unique case study involving over 250 Agents. Picture this: a backstage pass to what the real estate game-changers need in 2023. It's a report that's about to revolutionize the way we navigate the real estate landscape.

There were reminders of the tools that spark creativity at Novation Title – from ecording rooms to meditation rooms. We also shared all about Nova Connect, and an exclusive savings opportunity.

A mic drop moment, unveiling our Referral Program, updated Diamond Partnership and Diamond Plus perks, and our Nova Show: Real Estate Records Podcast now with fresh episodes every week. As if that weren't enough, Novation Title is officially rocking the YouTube scene as of Season 3!

The website got its moment in the spotlight as we went through its hidden treasures. Real Estate Pop Bys, the Title Rate Calculator – it's like a digital treasure hunt. And let's not forget the Nova Academy Calendar, our roadmap to success with all of our class schedules.

Speaking of Nova Academy, we shared the excitement about upgraded classes tailored to your needs. Learning just got a whole lot more thrilling!

We put the spotlight on Nova Stories – and how we have updated this experience to help you. Lights, camera, action!

Novation Title's values – the Give Backs that have shaped our community. From Primary Children's Hospital to Sub for Santa, we've been making a difference for over six years. We are so excited for all of our upcoming community services.

Novation Nation, are you as pumped as we are? The future is now, and we're ready to take 2024 by storm. Stay tuned for more updates, adventures, and game-changing moments from Novation Title. Here's to an extraordinary year ahead!

Nova Show: REAL Estate Records

Fri, 13 Oct 2023 12:42:00 GMT

The Podcast where Success Finds a Voice!

Ready to embark on a journey filled with excitement, inspiration, and invaluable insights? Nova Show: REAL Estate Records is your ticket to a world where the real estate industry's brightest stars share their stories, lessons, and the secrets of their success.

In every episode, we turn up the volume on real estate triumphs. With episodes that are nothing short of a rollercoaster ride, Nova Show lets you in on the stories, lessons, and secrets of real estate's brightest stars.

From Yarhtib Vazquez's mission to change the landscape for Utah's Latino community to our very own CEO Nuria Rivera's heartfelt gratitude to our clients and the birth of Novation, every story is a beacon of hope.

Then, we dive into the vibrant real estate journey of Aaron Pehrson and Parry Dean Ward in a fun, easy-going, yet professional conversation. And Abril Burgoyne's transformation from a young mother in North Carolina to a passionate advocate for Utah's Hispanic community inspires us all.

The power couple, Marcella Torrez and Josh Haley, dazzle us with their dynamic journey and unyielding dedication to their clients. Their path from California to Utah is a testament to the opportunities in the industry.

And now, in our latest episode, Lisa Martinez shares her incredible path, amplifying her voice as a negotiation expert, military relocation pro, and luxury home marketing specialist.

Nova Show: REAL Estate Records is the stage where these exceptional individuals amplify their voices, and it's the platform where you can hear their journeys and learn from their lessons.

This show is all about fun, excitement, and hope. It's a celebration of the real estate industry's diverse voices, each one adding a unique note to the symphony of success. It's a reminder that your dreams, too, can find their voice in the world of real estate.

Ready to be part of the real estate story? You can listen to the Nova Show: REAL Estate Records now! We are on Spotify, Apple Podcast, Amazon Music, Deezer and many othe platforms. Your success could be just one episode away!

Listen here: https://blubrry.com/therealestaterecords/

It's our Birthday TODAY! 🎉

Thu, 17 Aug 2023 18:06:00 GMT

Hey there, Novation Fam!

Hold onto your hats because we've got some seriously exciting news to share. �� Drumroll, please… Novation Title is turning eight! Yes, you heard it right - eight amazing years of shaking up the industry, led by the powerhouse herself, CEO Nuria Rivera. ��

Picture this: it all started with a vision – a vision to redefine the title insurance game. Nuria Rivera, the brains behind this Latina-owned marvel, embarked on a journey that would set the world of title insurance spinning on its head. �� From the very beginning, Novation Title wasn't just about documents and signatures; it was about transforming the whole experience, sprinkling it with a touch of Nuria's magic.

Fast forward through eight years of hard work, innovation, and relentless passion, and here we are, celebrating the fabulous journey of Novation Title. �� And what a journey it has been! Nuria's brainchild has grown, evolved, and thrived, bringing a fresh breeze to the often-dreary world of title insurance.

Let's talk about *redefining* – that's Novation Title's middle name! When you deal with this fantastic team, you're not just getting paperwork; you're getting an experience. Imagine unicorns flying over rainbows, and you're pretty close! �� Okay, maybe not unicorns, but definitely an unmatched dedication to making title insurance a breeze.

So, why is this celebration such a big deal? It's about more than just candles on a cake. It's about a Latina-owned company that started as a dream and is now a force to be reckoned with. ��✨ It's about turning the title insurance world upside down and adding a splash of Nuria's visionary flair.

Whether you've been a part of the Novation Title journey from the get-go or you're just hopping on board now (welcome, by the way!), there's one thing we can all agree on: it's been one heck of a ride. Here's to eight years of innovation, eight years of passion, and eight years of Novation Title making dreams come true – one title insurance at a time.

So, let's raise our glasses and toast to Novation Title's eighth year in business! �� Here's to Nuria Rivera, the trailblazer who started it all, and to the countless more years of revolutionizing the industry that lie ahead. Cheers to a future filled with excitement, innovation, and maybe even a sprinkle of unicorn magic! ��✨

Happy 8th anniversary, Novation Title! Keep on redefining and rocking our worlds. ��

Discovering the Power of Digital Transformation in Title Insurance

Thu, 20 Jul 2023 13:21:07 GMT

Embrace the Future - Title Insurance, Simplified! ��

Welcome to Novation Title Insurance! We're excited to share how digital transformation is reshaping your closing process. In this blog post, we'll explore the ways it benefits you as a consumer and how we stay diligent to ensure your satisfaction. Let's dive in!

1. Simplified Processes:

Digital solutions have made the closing process more efficient and hassle-free. By embracing automated workflows and electronic document management, we streamline the entire process, saving time and effort.

2. Security and Privacy:

Protecting your personal information is our top priority. We have implemented robust security measures to safeguard your data during the closing process. Rest assured, your privacy is safe with us.

To ensure your satisfaction and protection, we remain diligent in these key areas:

- Continuous Learning: We stay updated on the latest digital tools and industry trends to provide you with the best service possible.

- Compliance and Regulations: We adhere to electronic signature requirements and maintain strict compliance with data privacy regulations. This ensures we protect your interests and meet legal standards.

- Personalized Support: We value the relationship we have with you. Our friendly team is always here to offer personalized support, answer your questions, and guide you through the digital aspects of your closing process.

At Novation Title Insurance, we embrace the power of digital transformation to enhance your closing experience. Through streamlined processes, easy access, transparency, and top-notch security, we're committed to your satisfaction. Trust us to navigate the digital landscape and provide you with exceptional service. Together, we'll make your closing journey seamless and stress-free.

Mental Health May - Novation's Way!

Wed, 10 May 2023 19:55:56 GMT

Nova Book Club & Health is Wealth Challenge

Novation Title Insurance has always taken a unique approach to supporting its employees' mental health. Specially during the month of May, which is Mental Health Awareness Month.

This year's Health Challenge is Health is Wealth!! And we also have our Nova Book Club, typically once a month we pick a new book depending on our quarterly theme. This quarter's theme is health!! so these two, go hand in hand this month.

Our goal for the health challenge is to hold each other accountable for our choices and work on our health as a team. We encourage each other to make positive changes in our daily habits and routines( which means bye bye chip cookies!). We also keep track of all of our daily activities such as exercise, meditation, and healthy eating for points. The team member with the most points at the end wins a trip gifted by Novation!

Our Nova Book Club choice this month is Solve for Happy: Engineer Your Path to Joy by Mo Gawdat. It's the perfect tool to support our health challenge and Mental Health Awareness.

One of our favorite quotes so far: “Rise above the clutter of though, grasp life for what it truly is, and you’ll perpetually live in a state of joy.” Remember, that voice in your head is NOT you!! Take control of your mind and life and actually enjoy it.

By prioritizing our mental health and wellbeing, our Novation Team can tackle the hard questions and continue to grow together through any challenge we might face. We truly love what we do because it is a choice we make everyday. We choose to redefine what our industry holds as standard. We choose to be the difference we want to see in the world.

This Health is Wealth Challenge and Nova book club are just a few of the many ways that Novation has created a supportive work environment that is redefining what it means to work in the Title Industry.

Find out more ways to redefine YOUR title experience with our team!

Spring has sprung! and so has our BLOG!!

Thu, 16 Mar 2023 17:43:09 GMT

Hello March! We are manifesting a THRIVING Real Estate Market.

Today we are talking about the topic on everyone's mind: THE REAL ESTATE MARKET.

Salt Lake City is seeing a remarkable rebound after a challenging years due to the COVID-19 pandemic. Despite the economic uncertainties and shifting market trends, there are signs of growth and optimism in Real Estate. Here are some of the reasons why we believe the real estate industry in Salt Lake City is getting better and why there is a reason to be hopeful about the future.

One of the most significant factors contributing to the growth of the Salt Lake is the city's thriving economy. Utah's low unemployment rate and a diverse range of industries, including technology, healthcare, and financial services help our state thrive. This has translated into a stable real estate market, with property values appreciating at a steady pace.

Another contributing factor is the respectful culture and caring community. Salt lake is home to a vibrant arts scene, a thriving food scene, and an active outdoor recreation community, making it a desirable place to live. This has led to increased demand for housing, and as a result, home prices have been on the rise.

Additionally, the state's low tax rates, affordable cost of living, and high quality of life make it an attractive destination for both businesses and residents. This has led to a steady influx of people and businesses, driving up the demand for real estate properties. Developers are responding to this demand by building new properties, including commercial and residential real estate.

Finally, the pandemic has accelerated the adoption of technology in the real estate industry, making it easier for buyers and sellers to transact remotely. Real estate agents are leveraging technology to market properties, conduct virtual tours, and facilitate online transactions, making the process of buying and selling homes more convenient and accessible.

The real estate industry in Salt Lake City, Utah, is seeing a resurgence, with a stable market, increased demand, and new development projects on the horizon. The strong economy, thriving culture, and technological advancements are contributing to the industry's growth and development. Whether you are a real estate investor, developer, or homeowner, there is a reason to be optimistic about the future of the real estate industry in Salt Lake.

How to remove the pain of home closing for Millennial buyers

Thu, 29 Sep 2022 20:37:43 GMT

Millennials that were slow to make the transition from renting to owning a home are making up for lost time.

This demographic has become a powerful force in the home buying market. The 66 million Millennials in the U.S. now range in age between 24 and 42, which puts them firmly in that “sweet spot” for homebuyers. In fact, Millennials are expected to form 25 million new households by 2025.

Whether they are shopping for a first home, upgrade or relocation, Millennials are the fastest growing group of homebuyers. According to the National Association of REALTORS, Millennials represent 43 percent of all homebuyers. “Millennials are a critical audience to win based on their buying power, and the secret to winning them over starts with understanding them better,” says Katie Smith, executive director of field excellence at Doma, a title & escrow company.

Meeting Millennials where they live – online

Millennials grew up in the Internet age, and they are accustomed to seamless, on-demand digital experiences. They use smartphones to order everything from a mocha latte to furniture, and increasingly, they are relying on mobile apps for a variety of important transactions, such as banking, financial planning and managing their healthcare.

Millennials not only want the convenience of being able to transact at any time and from anywhere, they want that real-time result. “This is not a generation that knows what it’s like to actually drive to a Blockbuster in order to rent a movie and battle for the last copy of that latest release. They are used to clicking a button from the coziness of their couch and PJs to stream that movie instantly,” says Mini Peiris, Doma’s chief marketing officer. Millennials bring those same expectations with them when it comes to that home-buying and home-closing experience, she adds.

This generation also demands transparency into transactions and instant communication. When they place that Amazon order, they receive that immediate order confirmation text or email, and they expect notifications every step of the way from when the time it leaves the warehouse to when it arrives on their doorstep.

Last, but certainly not least, is social media. This is where Millennials live. It is critical for real estate professionals to be familiar with and comfortable navigating the Big Four social media platforms – Facebook, Instagram, Tik Tok and LinkedIn – so that they can engage and connect with those potential clients, notes Doma Managing Director Julie Shroyer.

Streamlining the closing experience

Serving the Millennial customer requires delivering information and an overall experience that is fast, convenient and frictionless.

Education: Many Millennials are first-time buyers. As such, it is important to explain the escrow process and answer questions. For example, not everyone knows what an easement is or why it’s important. Doma has easy-to-use guides to walk clients through important parts of the closing process, like title prelims and signing. These guides, along with consistent updates from Doma throughout the process, help agents build confidence and trust with their clients. “Being transparent and focusing on educating clients at every step of the process goes a long way to building trust with millennials and that will keep them coming back to you for any and all future transactions as well,” says Shroyer.

Technology: Real estate professionals need to be able to engage digitally with clients and leverage technology tools to provide a better experience. Doma has patented machine intelligence that can return title prelims within minutes rather than days as is the norm with most title companies. “That quick turnaround allows the real estate professional to review the document with their client more quickly,” says Smith. Doma also provides proactive notifications and on-demand digital access that gives the homebuyer visibility and a sense of control into the entire transaction, she adds.

Flexibility: When it comes to the closing, flexibility is the key. Millennials don’t necessarily want to be stuck in a small room at a specifically scheduled day and time. They want options. Some prefer to be fully in person so someone is there to walk them through page by page and answer questions, whereas others might prefer to be fully remote with a remote online notary (RON) from the comfort of their home – or a hybrid of the two. Doma helps agents accommodate the right closing option for their clients early in the process, and ensures that documents are sent to all parties with as much review time as possible so that millennial homebuyers feel prepared and comfortable on one of the most important days of their lives – closing day.

Any realtor knows that between that euphoric moment when your offer is accepted to the celebration on move-in day, there can be a lot of pain points in between. Frankly, title and escrow can be a tedious and frustrating part of the closing process. However, it doesn’t have to be, notes Shroyer. Real estate professionals can help to bridge the gap. “Your clients look to you as the informed expert guiding them through the entire home-buying process,” she says. “Working with title and escrow partners who can help you create a differentiated experience leaves a lasting positive impression that helps to generate referrals and repeat business.”

As read on TheRealDeal (New York Real Estate News) https://trd.media/ny/Onat5Y

Super Nova Club 2022

Wed, 20 Apr 2022 17:57:00 GMT

Novation’s Super Nova Club was started in 2016 as a way to recognize our team and the individuals who work so hard to make our company what it is today. We love each and every member of our team! We wouldn’t be who we are without them.

Our success as a company comes from supporting the dreams and goals of each team and this year we had 3 of our Escrow Officers in our Super Nova Club: Joe Cespedes, Kristi Bowdish and Cyndi Burrola. This year our team also nominated our licensed Escrow Assistant Addie Fanning! They went above and beyond in 2021 to provide excellent customer service and really redefine the experience of Title for their clients.

Together they explored Puerto Vallarta to celebrate all their goals met and surpassed. After a 4 day trip enjoying the beach, incredible food and leisure time as a group they’ve come home refreshed and ready to take on 2022 and all the growth it has to offer.

We are so passionate about our business but we are even more passionate about our Novation FAM! Having this opportunity to empower and inspire each of them to become the best they can be is what our values are all about. We work together, we grow together and we have fun together! Who says title insurance has to be boring?

We are so proud of all their hard work and cant wait to seem them crush their goals and accomplish more dreams for 2022!!

The Novation Take on March Madness

Tue, 15 Mar 2022 20:12:03 GMT

Welcome to MARCH MADNESS!!

Spring has sprung and if you are a sports fan you know just what this means. ⛹️ ��

Our Novation Team has been really inspired by the tenacity and competitive edge that any sports can bring out in somebody, but we are specially inspired by Kobe Bryant’s Mamba Mentality. It’s the proof of hard work + imagination turning into MANIFESTATION.

The 5 pillars of Kobe’s legendary mindset are: passion, obsession, relentlessness, resiliency, and fearlessness.

Which in short really means never giving up, on yourself or your dreams and goals.

It’s the belief that YOU can and will achieve incredible success if you just keep pushing through, see all the negative pressures and challenges as opportunities to rise above and persevere. No excuses.

So this March we challenge you to bring out your inner Mamba. To make the choice to put your passion first and work relentlessly towards it.

There will never be a perfect time to pursue your dreams or goals so why not start now? If there is one thing you can control is the way that people remember you, but its YOUR choice!! Don’t be afraid of failure because it will rob you of all your capable. Be afraid of staying in the same place, be afraid of not believing in yourself enough.

You have the power to shine your light on others and inspire those around you to believe in themselves. What are you waiting for?

It's a day for LOVE

Tue, 15 Feb 2022 04:03:19 GMT

Happy Valentine's Day!

Novation Title loves to celebrate and when it comes to love we are no exception!

Last week we were able to spread some cheer and love to the kids at Primary Children’s hospital with some hand written notes and a few treats and lovey’s to help remind them of how loved they are and how much we are all rooting for them.

Giving back to our community is something we do often, but it feels incredibly special to be able to put our hearts into small messages of encouragement and valor. Primary Children’s in Salt Lake City happens to be the central location for all of the Western United States!! Making them the largest geographic area of any other children’s hospital. Their labor is one of so much and we are so glad we can do our part to make a difference.

Today is all about celebrating the the relationships in our life that fill us up with LOVE, we can share our LOVE with, and we can raise our LOVE vibrations to the highest possible frequency to experience the greatest and most powerful feeling in the world. ❤️❤️❤️

Cheers to YOU!

Thu, 27 Jan 2022 21:49:48 GMT

Cheers! Salud! à votre santé! Felicidades!

With the new year comes new resolutions and new opportunities and in the spirit of bringing in 2022 the true Novation we are so excited to add another way to celebrate with you ��

Any great party is always accompanied by a great toast or cheers to commemorate the moment and highlight the joy in celebrating together. We couldnt think of a better way to upgrade our closing celebration.

We are now offering Martinelli's sparkling cider to enhance the ending to your closing and we've updated our lighting to ensure the best pictures capturing the excitement of your closing.

Our whole purpose of redefining the experience is to really bring focus on what matters most: making your closing unforgettable from start to finish, providing the excellent customer service we are known for and lasty to highlight the happiness in YOUR homeowneship journey.

So, gather round, raise a toast, and give a “cheers” to YOU with your Novation Team!

DE·CEM·BER: The month of joy, happiness, and finishing what you started.

Mon, 27 Dec 2021 22:52:48 GMT

The more you give, the more you get.

The more you laugh, the less you fret.

The more you do unselfishly, the more you live abundantly.

The more of everything you share, the more you'll have to spare.

The more you love, the more you will find, that life is good and friends are kind.

For only what we give away, enriches us from day to day.

-Helen Steiner Rice

December is a month of joy for many, but for others it can be a really hard time.

A lot of us understand that although we are so blessed to have so much, this time of the year can bring up a lot of sorrow.

Our Team is very grateful to have the opportunity to give some hope and cheer during the holidays each year.

This year was our 6th annual Sub for Santa, and it was so incredible to see the outpour of nominations from our community.

It fills our hearts with so much love and joy to be able to help to count on our friends and clients to support our cause, because we really couldn’t do this alone.

Thank you to each of you for helping us make this holiday season so special.

We wish you a very happy new year!! 2022 better be ready for all that we have in store ��

Turkey Telegram - a message of Gratitude from Novation

Thu, 25 Nov 2021 04:56:05 GMT

Gratitude unlocks the fullness of life. It turns what we have into enough, and more.

-Melody Beattie

Our Novation family is so thankful to have this year of growth and fulfillment together ❤

Have you ever heard the saying: it takes a village? We are BIG believers in this!

We understand that we are not meant to do it all alone, heck we KNOW that we can’t!

So we have carefully curated this wonderful community of people who are so passionate about their work, but more importantly each other.

Novation has taught us that devoting ourselves to our community and those around us gives us purpose and meaning! We are in the business of Title and Escrow but truly we are helping dreams come true every day!! We truly appreciate the trust our clients give us, and the connections we create make every person who comes through our doors feel like family.

Today is a day to share with family and loved ones and take step back to admire all the beautiful things life has to gift us.

Happy Thanksgiving from Novation Title

Novation's 1st Blue Giveback: Dahlia's Hope

Wed, 27 Oct 2021 19:25:33 GMT

Welcome to Fall Salt Lake City!!

The crisp air and falling leaves are the most beautiful reminder of how glorious our mountains look during the season's change.

And as everything in life changes, we must grow and evolve as well!

This year, back in August, we introduced a new contribution project: Novation's Blue Giveback.

As a company one of our biggest values is giving back to our community, which is why we have a Novation Bimonthly giveback throughout the year to help out all types of causes.

The Blue Giveback is a special effort we are doing annually to make an even bigger impact in our state. During the month of August we were able to help raise funds for Dahlia's Hope with the help of Doterra's Healing Hands Project to help build a facility for sex trafficking survivors in which they will receive therapy and continue with their healing process.

And then to bring it all back full circle, a few of our team members spent a few hours doing a service project at Dahlia's Hope facility this month.

Their therapeutic farm has been designed specifically for helping sex-trafficking survivors heal and be able to spend their time in a serene and peaceful space. Being able to talk to the people who started this and why they started was such a great reminder that anyone inspired to make a change, can do so. No matter how small your action may feel, it just might be the thing that changes everything.

Thank you to Dahlia's Hope for having us! If you are interested in ways to help this organization, you can find more information here:

https://bit.ly/3nsjbTK

September: Back to School with Nova Academy!

Thu, 23 Sep 2021 17:49:39 GMT

“Education is the passport to the future; for tomorrow belongs to those who prepare for it today”

-Malcolm X

Novation Title just celebrated 6 years of being in this industry, so its only natural to we keep expanding our reach and mission. Our newest venture comes in the form of Education.

We already took it upon ourselves to redefine the Title Experience, so what could we possibly offer now?

Well the truth is SO MUCH MORE!!

We realized that we needed to provide more information and education to our Agents and Lender’s, specially all those who are brand new to this industry. As Salt Lake grows, so does our line of work and our community.

And so Nova Academy was born! A safe space for everyone to learn and fine tune their skills.

We have everything from behavioral workshops to learning how a transaction should go from A-Z, and its all being taught by and industry powerhouse: Kathy Moore.

Kathy has over 16 years of experience in Real Estate. She has dedicated herself to perfecting the consumer interaction from the time they talk to you on a cold call to the first showing and beyond. She is our gift back to YOU! With her extensive knowledge and carefully planned out courses, Kathy has been able to provide insight and prepare students to handle anything that comes their way in their Real Estate career.

Nova Academy is an educational experience designed with today’s constantly changing market in mind. Knowledge is always the loudest voice in a room, are you ready to claim your voice?!

Happy 6th Birthday to Us!!

Tue, 31 Aug 2021 20:20:19 GMT

August is our absolute FAVE! ��

We made it to August 2021!WOW!! Does anyone else feel like this month just flew by?!

We’ve been so excited over celebrating our 6th anniversary (or birthday as we call it) and it was so worth all the planning and care that we put into it.

Our tradition is to celebrate your wins in a big way, so it only makes sense we throw a huge bash for ourselves! This year truly felt extra special. We had over 100 people stop by to show support and love for our team. We are immensely grateful for every person that has joined us in #redefiningtheexperience.

We set forth to change the Title & Escrow industry 6 years ago in the hopes to provide our consumers and clients with a closing unlike any other. We wanted to make sure that everyone who came in our doors felt like more than a number, more than just another transaction closed. This party was a perfect way to feel the sustenance of our efforts. It was a privilege to be able to see and hear our biggest supporters in person and be able to let them know just how much they mean to us.

Thank you to everyone who came by to celebrate with us! Each and every one of you make a huge impact on our lives. We are so appreciative to have such incredible people along for this journey.

Cheers to many more years celebrating together!!

5th Time Best of State Winners!

Fri, 16 Jul 2021 22:33:05 GMT

This year marks the year Novation Title won Best of State in the Category of Title /Escrow Industry for the 5th time.

Our team is getting bigger and so are our celebrations!!

We are so proud to be in the company of all the candidates and winners of Utah Best of State 2021.

Working with others in our community who are equally dedicated to making our city and state a better place is such a privilege,

and we are so thankful for everyone who contributes to making “Utah Life Elevated”.

This year we feel more connected with our community and clients than ever before!

Our focus has always been on sharing a better experience by redefining what it means to be in this industry.

We understand the crucial role we play in the homeownership process and we value the trust our clients place on us.

Our team is devoted to helping you succeed, because when you win. We ALL WIN!

Novation’s vision is to empower our team members to dream big so together we can make a difference in our world

It is our collective mission to impact and have purpose within our community.

Whether we are protecting real estate investments, giving back to our surroundings or creating opportunity and growth for others.

We are here to redefine the experience.

Thank you to all of our clients who allow us to dream big and make a difference in our community.

We couldn’t do this without you! Cheers to 5 years redefining the experience as the Best of State!!

Novation Giveback - June

Thu, 03 Jun 2021 21:17:32 GMT

Hello Summer & all the joy and sunshine you bring!!

We are so excited to start this month with our Novation June Giveback. This month we are going to be collecting items for the Christmas Box in Salt Lake City.

The Christmas Box International charity works to prevent child abuse. They partner with local, national, and international groups to improve the quality of life for children, teens, and young adults who are victims of abuse, neglect, trafficking or are facing homelessness or other risks that no child should have to face.

Their mission is simple and beautiful: Every child deserves a childhood.

Contribution to our community is so important to everyone in the Novation team, especially when it comes to the developing minds of our future leaders. We truly believe that helping any child in need is a way to repay back all the help we received in our lives.

Some of our team members express immense gratitude towards all the people who helped their families while growing up. We understand just how important being the people who make that difference can be, and just how much it means to every child on the receiving end. We will be taking all donations at our Midvale location until the last Friday of June to deliver them the following week.

If you want to find out more about their mission and other ways in which you can help you can find it here: https://thechristmasbox.org/get-involved/

May - Mental Health Awareness Month

Wed, 19 May 2021 15:51:17 GMT

-Kindness begins with understanding we all struggle-

As a team we value having the time to meditate, decompress, and unwind for a few seconds to be able to put our best mind to work. Our Midvale & Stansbury Park offices have a meditation room available for our clients and our team to secure a safe spot to be able to tap into that higher self. Novation Title is committed to increasing awareness and understanding of mental health and learning more ways our community can take to protect their mental health.

Its Earth's Day!! How are you celebrating?

Wed, 21 Apr 2021 23:00:40 GMT

Happy 51st Earth Day ��

As a Utah resident, you have the ultimate privilege of experiencing nature’s finest gifts.

From season to season our own backyard invites us to explore all of its wonder, from the Red Rocks Canyons to the Snow-capped Mountains, Utah is home to some of the most beautiful scenery.

We have a kind of magical state that can only truly be experienced, not just seen. Walking through our mountains has a cleansing effect unlike anything else out there, running through the creeks and feeling spring bring all the green around you to life is an art form all on its own.

To some people nature is not very significant, but once you realize that you can’t go a day without your actual existence having an impact on the world around you. THAT’S when you see the beauty of our mother Earth. When we honor Earth, we are honoring ourselves.

Today on the 51st Earth Day, we hope you can go outside and celebrate this incredible place we get to call home. Take a deep breath, and make a tree happy ��

Here are some rad places to visit and get your fuel for Utah Magic

• Dead Horse Point State Park – https://stateparks.utah.gov/parks/dead-horse/

• Antelope Island State Park – www.stateparks.utah.gov/parks/antelope-island

• Capitol Reef National Park - https://www.nps.gov/care/index.htm

• Bryce Canyon National Park - https://www.nps.gov/brca/index.htm

• Pando – Fish Lake - https://www.atlasobscura.com/places/pando-the-trembling-giant

Happy International Women's Day!

Mon, 08 Mar 2021 15:47:00 GMT

Today is International Women’s Day!

We couldn’t think of a better way to celebrate today than by recognizing the powerhouses that makeup Novation Title, you see we are a woman owned business & we seem to attract some incredible ladies who know they’re free to climb as far as they’d like as there are no limitations on growth. It is a safe space which encourages people to be who they truly are & share their unique gifts with the world. We are people who value and push the idea of fairness, opportunity and equality in the workplace.

Feminism isn’t about making women stronger, because women can already do it all... and then some! They are strong already so don’t try to fix something unbroken. Feminism is about changing how the world sees that strength & acknowledge its positive impact in our communities. Since Title & Escrow has been a field mainly ran by men for as long as anyone can remember, the world needed a creative Latina who acknowledged the need in the business for someone like her to disturb this narrative!

Nuria Rivera has been inspiring the women around her and leading incredible workshops, talks and coaching in which she nurtures the essence of being a dominant feminine force in a trade where women are not always seen that way.

The team which she has so carefully curated is composed of some incredible women and incredible men who live up to this ideal every day. They value the aspect of being a teammate, a friend, a girlfriend, a wife, a mom, a grandma, a woman, a human being who is able to provide so much value to their lives. We value all the hard work and effort each person we work with puts into our collective effort, but it is so cool to also be able to say that a team of outstanding, powerful, and dedicated women are adding the fuel behind this engine. It is so cool to be able to say we have the support to fill this space, to belong to the decision making, innovating and leading in changing this industry. We belong here, there is no question about it. No exceptions have been made because this place has been earned.

Our hope is to inspire and support the women in our lives and continue to lift them up higher and cheer them on with so much love and light so they can each shine their brightest.

One woman can make a difference, but together we can rock the world.

February: a month to show love

Wed, 17 Feb 2021 01:40:26 GMT

It is in your hands to create a better world for all who live in it. - Nelson Mandela

Black History Month is recognized all month during February and here at Novation Title we celebrate diversity all year long. We would like to shout out our personal favorite Black-Owned Business in Salt Lake: Makaya Caters ! https://www.makayacaters.com/

Our 5th Birthday party was catered by Roody who owns Makaya Caters. The Poulet Yoganese is so creamy and delicious with the garlic rice! It was a party favorite for sure.

Below are a few other crowd favorites:

Dawgz N Leenks : The yummiest gourmet hot dogs for a quick lunch that is sure to satisfy. https://dawgznleenks.com/

Jamaica’s Kitchen : This food truck has the most amazing jerk quesadilla with avocado salsa!! https://www.jamaicaskitchenslc.com/

Diversion Social Eatery : This all-American place has everything from burgers to pizzas, but a little bird told us the poutine is a side you don’t want to miss. https://www.diversioneatery.com/

Thank you to the Utah Black Chamber for putting together the Black Pages of Utah which made these recommendations so easy!! http://utahblackpages.com/

Celebrating Black History is more than reading about the people who were enslaved and taken from their lives to help pave the way for ourselves. It is about celebrating the Black art, the Black love, the Black joy and the amazing contributions that our brothers and sisters have made. February is a month of love so it's only fitting we continue to fight for those we love. We will continue to push for more inclusion, incite change by being the change we want to see and continue to share love with our community.

(Picture info: Jordan Casteel, Kevin the Kiteman, 2016, oil on canvas. The Studio Museum in Harlem; Museum purchase with funds provided by the Acquisition Committee, 2016.37. © Jordan Casteel. Courtesy American Federation of Arts. Photo: Adam Reich)

Hey 2021! We are coming for you!

Wed, 20 Jan 2021 02:34:11 GMT

We’re Back!! Allow us to reintroduce ourselves:

We are Novation Title. Our Title Insurance agency was developed 5 years ago as a dream to shake up this industry and redefine the experience of being a homeowner. We strive to create an environment unlike anything else out there for the people that we work with — inside and outside of our office. We understand the power in community. We are committed to your team, because WE ARE YOUR TEAM . We are in this together.

If you have been following our journey, you have probably noticed our absence from our blog in the saga of 2020. Our vision was developed as a means to show just how much fun and different we could make title, so change really is something that is not new to us. As a team we really went through a lot of new challenges. We have a new branch in Taylorsville. Our team has gained some incredible people. Our obsession with Education now has a name: Nova Academy- and it’s such a carefully curated curriculum that you are missing out if you don’t know about it yet. And so many other things we got through, we faced each hurdle as it came and were able to find our strengths together to have one of the best years for Novation yet!! Our clients were a beacon of light that inspired us and gave us the motivation to continue full force; because we are making dreams come true!!

We are the Insurance that protects a homeowner and their mortgage lender against defects on a home’s title. In other words: We protect one of the most important investments you will ever make, and we just so happen to throw a party for you after each closing because why not?!

Like we said before, we are in this together because we have your back. If you have ever sold, purchased or refinanced a home you know just how stressful the process can be. At Novation we are big believers in celebrating ALL your milestones, we are creators of possibility and people of integrity. We celebrate diversity and achievement and want to inspire others around us. Come in and let us redefine title for you.

Novation Title Insurance: Let’s Get ‘Personal’

taychristensen@hotmail.com (DD Web) — Mon, 02 Nov 2020 18:20:36 GMT

It’s true what they say: ‘Character is the real foundation of all worthwhile success.’ And while they also say that you shouldn’t pay too much attention to what others think of you, it is our business to care what you think. And we do, because without our tribe, we wouldn’t BE.

We are constantly asking our clients for constructive feedback on their experience with us and looking at ways we can improve. We LOVE the verbal feedback, but sometimes actions speak even louder than words. One of the biggest compliments we can receive is when you continue to come back and work with us time and time again!

At our last client appreciation event, we put a few of our ardent supporters on the spot and asked them, ‘Why Novation?’ (Brave of us, right?) Luckily, their answers were right in line with our vision and what we have hoped to create. Some of our favorite adjectives: Responsive, available, thorough, friendly, positive, welcoming, personable. There was one response, however, that seemed to be the most popular among our clients — and one that is very important to us: personalized.

One of our long-standing clients described it best: “You need to go to a title insurance company where you know 100% that every single home closing is going to be top of the line, spot on, and they’re going to have those personal touches that almost humanize the experience. That’s one of the most important things for me, and I love working with them.”

Thanks, Ryan! We love working with you, too.

Another client described us using a word that is extremely important to us as well: charitable. Last month during our annual April Giveback, we pledged to give 5% of our net sales to an incredible organization in our community Canines with a Cause. We were able to deliver a check to them last week and they were humbled by the donation and excited to put it to good use. Thank you to everyone who helped with this contribution!

If the incredible support of our clients wasn’t enough, another huge honor happened for us recently. For the second year in a row, we were awarded ‘Best of State’ in the Title/Escrow category. We couldn’t accomplish this without a very special, hard-working and committed team and clientele who connects to our purpose and vision. We let you brag about us, but it is us who should be bragging about you. From our owner:

“THANK YOU to everyone who supports us and for your true loyalty! Thank you for being fans of what we are doing because you know we are doing this for a bigger purpose and impact. We love serving you.”

-The Novation Title Insurance Team

Your Contract-to-Closing Checklist for Real Estate Buyers

taychristensen@hotmail.com (DD Web) — Wed, 01 Jul 2020 18:09:56 GMT

As a realtor, you perform a multitude of tasks to ensure that the home purchase process goes smoothly for your real estate buyers. You manage nearly every aspect of the transaction, not only your own duties and deadlines but also theirs. Your clients look to you for guidance, insight and ultimately — a big, reassuring checkmark next to each completed task as they get one step closer to closing on their home.

You’re only human, and even the most expert real estate professionals struggle to master the volume of tasks they face. Additionally, the process between signing a contract and closing on a new home can be confusing for new real estate buyers. So, how can you help each client manage the transaction process without bankrupting your time?

In The Checklist Manifesto, award-winning author Atul Gawande revealed the power of creating checklists to help professionals manage the complexities of today’s world and it holds a lot of relevance for real estate. He notes that “Success frequently requires multiple people, often multiple teams, and specialized expertise. Unanticipated difficulties are frequent. Timing and coordination can become serious concerns.”

Sound familiar?

No matter what end of the spectrum you’re at, the business of real estate is a checklist-driven activity. A real estate buyer checklist will help buyers comply with contractual obligations and ensure nothing falls through the cracks. And while unforeseen factors can affect the ease and timing of a real estate transaction, its purpose is to help buyers keep track of critical dates and time periods throughout the transaction.

Here is our 10-step checklist to guide homebuyers through the initial stages of a purchase all the way to closing day.

1. Determine your readiness: Understanding the costs of home buying and home ownership are vital steps in determining whether you’re ready to ‘take the plunge!’ Factors that determine financial readiness include your current income, savings, fixed expenses and debts.

2. Become optimal mortgage candidates: With lender requirements stricter than ever, you’ll need to make sure your credit and finances are in excellent condition. Try to pay off or pay down outstanding balances on credit cards, car loans etc. This will help improve your income-to-debt ratio and improve your credit score.

3. Get a pre-approval letter: A loan officer will review your finances and credit report and determines you qualify for a specific loan amount for one or more mortgage programs. The lender will then offer you a pre-approval letter, which will be a testament to your buying power when you’re ready to make an offer on a home.

4. Determine your budget: Your pre-approval letter will tell you how much the bank is willing to lend you, but how much you can really afford is a personal decision. The bank will take your fixed expenses into consideration when determining your pre-approval amount, but you will need to determine what you’re comfortable spending each month.

5. Find a real estate agent: With access to multiple listing services and insight into the market, a real estate can help you find the best property matches as well as facilitate the negotiating and closing process. Using an agent will make the entire process much easier, especially for first time real estate buyers.

6. Select a property: Narrow available properties by determining what you really want and make a list of pros/cons. Your agent will help you arrange home viewings for your properties of choice. Once you’ve selected the right home, it’s time to make an offer and close the transaction.

7. Make an offer: The current market condition, time of year, home repairs and the length of time the home has been on the market can all affect your offer — not to mention your own budget. The price is not the only factor within an offer, either; you can also negotiate closing costs, necessary repairs, etc.

8. Inspect the home: Once your offer is accepted, it’s customary to schedule a buyer’s home inspection. This is when you have the opportunity to get a professional opinion on the condition of the home and determine any red flags (damage, pests, structural issues, etc).

9. Sign a purchase agreement: The sales contract, or purchase agreement, will outline the specific directions of the transaction. The contract will outline the details of the sale, negotiated repairs to be made, certain disclosures on the property, etc. This, along with a payment of earnest money, will be held by your realtor or title/escrow company.

10. Close the transaction: Understand that the closing process can require several weeks (or longer) and many steps. During the escrow period, you will work with your lender to secure your mortgage. The process will involve gathering a wealth of financial paperwork and arranging a lender’s appraisal of the property. During the closing, your lender may require you to purchase a homeowners insurance policy, and you will have the option to purchase an owner’s policy of title insurance. When the requirements of your purchase agreement have been fulfilled and your mortgage has been approved, you will be given a final walk-through of the property. On the closing date, you will sign your mortgage documents and should receive the keys to your new home the next day!

By providing real estate buyers with this checklist, you can better help them understand each step in the process and what to expect, from purchase to closing. It’s an easy way to ensure that you provide your clients with excellent service from the get-go (and secure potential referrals down the road).

New Year, New Mindset: Introducing Novation Meditation into our Workspace!

taychristensen@hotmail.com (DD Web) — Tue, 07 Jan 2020 13:33:00 GMT

Reduces blood pressure
Increases serotonin production that improves mood and behavior
Improves immune system
Increase in energy levels
Lessens stress and anxiety
Increases happiness and creativity
Clarity and peace of mind
Increased memory retention and recall
Enhances self-awareness and self-acceptance

What to Do in Salt Lake City: Your 2019 Holiday Guide

taychristensen@hotmail.com (DD Web) — Fri, 22 Nov 2019 13:40:28 GMT

It’s the most wonderful time of the year, and your local Salt Lake holiday favorites are back! With Thanksgiving a little less than a week away, the holiday season is about to kick off in full swing. Salt Lake City has something to offer everyone, from live music and holiday-themed displays to performing arts and a winter solstice celebration. With snow in next week’s forecast, Salt Lake City will once again turn into a magical winter scene surrounded by snow-capped mountains — the perfect setting for enjoying your favorite holiday events.

Here are a few local favorites that are returning for 2019 — and it all begins this weekend!

2019 Bells on Temple Square Holiday Concert

Kick off the holidays this weekend with the Bells on Temple Square! Part of The Tabernacle Choir organization, the hand bell ensemble includes 35 volunteer musicians living within a 100-mile radius of Temple Square. The bells will be ringing Friday and Saturday, November 22-23 at 7:30 pm in the Salt Lake Tabernacle on Temple Square. Patrons are encouraged to come for standby seating which is nearly always available. Temple Square lights are turned on November 29th, the day after Thanksgiving, and will be on until New Year’s Eve.

Holiday Window Stroll at Grand America

Get into the holiday spirit by walking through one of Salt Lake’s most elegant hotels . The Grand Christmas Hotel Holiday Window Stroll showcases “14 hand-crafted, whimsical displays that capture the imagination and joy of the holidays. Sip on hot chocolate while exploring taking a journey through this year’s theme of the Night Before Christmas. The Window Stroll unveiling is Tuesday, November 26 at 4 pm and runs through December 31.

Christkindlmarkt at This is The Place Heritage Park

Admission is free to this annual Christmas market in Salt Lake’s Foothill District . The historic park transforms for the season with costumes, decorations, treats, sweets, and arts and crafts of all kind. The market is open from 11:00 am to 8:00 pm from December 4-7th as locals and visitors alike get into the spirit of the holiday season. Kid-friendly activities include daily parades, a live nativity, a gnome festival, and more.

Festival of Trees

Charity and holiday tradition unite at the Festival of Trees. This fundraising event for Primary Children’s Hospital is the perfect way to kick off the holiday season. Each year, the Festival of Trees transforms Mountain America Expo Center into a wonderland of uniquely decorated Christmas trees, wreaths, playhouses, crafts, quilts and freshly baked goods. This year’s festival will take place over a 4 day period, December 4-7 from 10 am to 9 pm. For ticket purchase and info, visit here .

Breakfast with Santa at Gardner Village

Treat your family to a magical morning in a charming setting as the Mill Plaza at Gardner Village presents Breakfast with Santa. Children will enjoy a visit with St. Nick, a yummy buffet breakfast, music, an activity, plus a special surprise visitor! This year’s Breakfast with Santa will be held November 30, December 6, 7, 13, 14, 20 & 21 with 8:30 am and 10:30 am seatings. Make sure to bring your camera to capture the fun!

Winter Solstice Celebration at Red Butte Gardens

A kid-friendly celebration of winter and nature, this annual event commemorates the shortest day of the year with crafts and explorations. This ticketed event is $5 for Garden members, Garden admission + $5 to the general public and free for kids 2 and under. The celebration is held in the orangerie on December 21st from 9 am to noon and includes admission to the rest of the gardens.

Hanukkah Candle Lighting at Snowbird Resort

Each year during the 8 nights of Hanukkah, candles are lit in a traditional ceremony every evening at sundown. Guests should meet at The Cliff Lodge Front Desk Lobby from 5 – 5:15 pm, Dec. 22-29th and are welcome to bring their menorahs. Make it a stay-cation and book a room at this newly-remodeled ski lodge and enjoy ski-in/ski-out convenience, on-site ski rental, and a year-round heated pool to enjoy after a day on the slopes.

Ballet West’s The Nutcracker

Visitors and locals alike flock to this annual performance of William Christensen’s The Nutcracker at Capitol Theatre in Salt Lake City, which highlights the incredible full-length choreography of this classic children’s story. Performances are held throughout the month of December, with special matinee performances every weekend at discounted prices. Visit here for more info on tickets and schedule.

Like it or not, the holidays are upon us! Bundle up, get outside and explore all the city has to offer. What’s your favorite holiday event in Salt Lake City?

Utah ‘Leading the Way’ in Economic Growth: 5 Contributing Factors

Fri, 04 Oct 2019 12:41:17 GMT

It isn’t new news — Utah has outpaced the country in economic expansion since 2010. But why? What is fueling our economic growth?

One key element: population growth. Utah has clocked the fastest-growing population of any U.S. state from 2010 through June 2018, and logged the highest birth rate among states again last year. Utah also had strong rates of migration from other states and countries, with almost half our population growth coming from people moving in.

Moreover, Utah has had the fastest-growing labor force of any U.S. state since January 2010—a key ingredient for economic growth and one that provides “an example for the nation as a whole” as it seeks to fuel a more rapid expansion, according to the Wall Street Journal .

So how does this create the perfect breeding ground for economic wealth? Let’s take a look at the 5 main factors contributing to Utah’s booming economy:

Job Growth

Jobs in the Beehive State are plentiful and economic expansion is on a historic roll. Last month, employment in Utah grew by an estimated 3%, adding 45,900 jobs to our economy (since August 2018), according to the latest research from the National Association of Realtors. Utah currently leads the nation (tied with Nevada) for the strongest job growth (year-over-year). “Job growth remains as one of the nation’s best, and that growth’s scope is extensive across the spectrum,” reported Mark Knold, Senior Economist at the Department of Workforce Services. Another big draw for employers is Utah’s relatively well-educated labor pool, which has helped nurture a blossoming tech sector.

Tech Scene

Utah ranks as one of the fastest-growing states for tech jobs. With more than 6,500 tech companies calling Silicon Slopes home, our community’s job growth is twice the average compared to other industries in the state. Massive property and tax incentives have helped to attract companies like Adobe, Microsoft, eBay and Facebook to the Beehive State. Utah is also home to SheTech, the nation’s largest industry-led STEM program for girls, securing future growth and establishing Utah as a leader in the industry.

Diversity and Population Growth

Utah’s population continues to diversify racially and ethnically. There’s a growing ethnic and minority population that enhances and contributes to the many benefits of working and living here — and has been for decades. According to the latest Kem Gardner projection, 1 out of 5 people are of a diverse background, with Hispanics representing the largest increase with 850,000 new Utah residents from 2015 to 2065, reaching 1.3 million. Utah’s population is projected to be over 35% ethnically diverse by 2065 (20% in 2015).

Consumer Spending

With population and labor force growth comes a boost in consumer spending. Utah’s labor force has grown an average of 1.9% a year from 2010 through January 2018, more than triple the nation’s 0.6% pace, according to Labor Department data. More workers means more output, income and consumer spending. These trends, in turn, attract more employers and workers, fueling a continued cycle of growth. Utah’s spending on cars, clothing, education and the arts are all climbing faster than the rest of the nation’s — as are home prices.

Cost and Quality of Living

Benefits like a healthy work-life balance with plenty of easy access to the great outdoors and low cost of living and affordable housing (compared to other tech hubs like San Francisco and Portland) are attracting an increasing number of millennial job-seekers to the state. Salt Lake is also one of the most LGBTQ-friendly cities in the nation, and offers vibrant nightlife, art, film and food scenes that are becoming much more visible and attractive to this new generation of homebuyers. And, if you’re in the city, you’re only 30 minutes away from at least 4 ski resorts (did we mention we have the greatest snow on Earth?)

Utah’s booming economy is still taking shape and continually pushing boundaries. Creating opportunities for continued growth and positive change while championing diversity will foster an economic-rich environment for our community to thrive in. As we continue to build cultures of acceptance and embracing diversity in leadership with the changing face of our state, Utah will not only compete with any big market, but lead the way. “Utah is a lesson to the rest of the country that demographics are quite important,” said Harvard University professor Dale Jorgenson.

Forecast: the state is poised to maintain its strong pace of growth and development for the foreseeable future!

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Novation Title Insurance Turns 4!

taychristensen@hotmail.com (DD Web) — Wed, 28 Aug 2019 14:54:29 GMT

Just like that, we are officially a four year old company! We celebrated our 4th birthday last week with our employees, clients and friends, and we couldn’t help but look around the room and feel so thankful for the people in our lives and proud of how far we’ve come. Another year full of change, successes, setbacks and most importantly — growth.

O ur goal is to continue to redefine the title insurance experience, and we couldn’t do that without the people who have supported our dream from the very beginning.

One thing we always take time to do (no matter what) is have FUN. We work hard to play hard! And our birthday party was no exception: from tacos and cake to a photo booth, DJ and dancing, our 4th birthday celebration was one for the books. Thank you to everyone who came out to celebrate with us!

Back-to-School: Novation Title Insurance Gives Back

taychristensen@hotmail.com (DD Web) — Fri, 09 Aug 2019 18:04:24 GMT

If you know us, you know that giving back is a huge part of our mission at Novation Title Insurance. Contribution is a key value that we embrace both within our office walls and out in our community. We believe that by lifting others up, we can all dream bigger together and make a difference in the world. We are better together!

“We believe in making an impact and having purpose within our community. Whether we are protecting Real Estate investments, giving back to our surroundings or creating opportunity and growth for others. We are here to redefine the experience.”

Each year we look forward to a new opportunity to help our community members for our annual giveback during the month of May. From serving our youth at the Volunteers of America Youth Resource Center to helping our animals and vets at Canines with a Cause , we love supporting organizations that are doing some major good in our community!

This year, we decided we wanted to think BIGGER. Instead of one annual giveback, Novation Title Insurance now gives back to our community through local charities monthly! Yes, every month we choose an organization that is in need of a little love from their community and find an opportunity to serve them.

Since our announcement, we have had the opportunity to serve Soles 4 Souls , The Hundee Ibsaa School in Ethiopia, and the 180 Ministry for Girls in Erda, Utah. For our latest giveback during the month of July, we delivered school supplies to Midvale Elementary in our home city of Midvale, Utah!

Midvale Elementary is a full Title I school serving approximately 800 students. Title I funds are federal dollars aimed at increasing the reading and math achievement of students who are economically disadvantaged and/or who are eligible for assistnace from the McKinney-Vento Act. About 75 percent of the student population are ethnic minorities, 45 percent are learning English as a second language, over 75 percent qualify for free or reduced lunch and at least 10 percent qualify for Special Education services.

It was so fun to see the smiles on the faces of teachers and staff at Midvale Elementary when we delivered their school supplies. We hope that our contribution will help in even a small way to make the school year a little easier and brighter for them and their students. We wish you all a fun and successful year ahead!

Thank you for not only supporting Novation Title Insurance but others in need in our community. We are stronger when we all work together! We look forward to helping another organization this month and sharing their story. If you know any community members who are in need of a little extra love, we would love to hear about them.

Thanks!

-The Novation Team

Sounds of the City: 6 Salt Lake Summer ‘Must-Do’s’

taychristensen@hotmail.com (DD Web) — Thu, 27 Jun 2019 18:06:35 GMT

It’s about to get hot! Summer is officially here and heating up Salt Lake City (in more ways than one). With family-fun activities, outdoor sights and sounds, and unique food experiences for all ages and interests, 2019 will be a summer to remember. Traditions are timeless, but add something new to your summer bucket list with one of these ‘must- do’s’ going on around Salt Lake and the state of Utah this year. Kick off the summer with an outdoor concert or downtown gallery stroll — whatever you’re into, the capital city has something you’re going to be raving about.

1- Red Butte Concert Series

Red Butte Concert Series is a local favorite and a summer must-do. With top-name acts like Galactic, Seal, Nathaniel Rateliff (to name a few), and a breathtaking backdrop of Salt Lake’s Wasatch Range, Red Butte’s Concert Series offers up summer sounds in the perfect setting. Plus you can bring in your own cooler (yes, that means your own brew, bubbly, and food) which makes this summer event hard to beat. Shows regularly sell out, so get your concert tickets here while they last.

2– Salt City Sounds

Salt City Sounds Concert Series at the Gallivan Center in downtown Salt Lake is the city’s newest summer tradition. On weekends through July, the series will feature an all-ages top-billing act featuring a 21+ area for beer and alcohol purchase as well as vendors and food trucks. With Empire of the Sun, Common and Kaskade hitting the stage, these shows are already creating a big buzz downtown. Jump on tickets for a single show or check out the entire summer series here .

3– Monthly Gallery Stroll

The monthly Gallery Stroll in downtown Salt Lake is the perfect excuse to explore the city and take in the city’s vibrant culture and inspiring arts scene with a fresh perspective. This free public event occurs on the 3rd Friday of each month. Some galleries open their doors after hours so the public can meet with featured artists, mingle, and admire their work.

4- Wasatch Wildflower Festival

Spanning two weekends in July, city dwellers can escape the heat in Big and Little Cottonwood Canyons during the annual Wasatch Wildflower Festival . Enjoy hikes, arts and crafts and live music while taking in the beauty of Utah’s summer wildflowers. Visit Brighton and Solitude in Big Cottonwood Canyon on July 13th and 14th and stop by Alta and Snowbird in Little Cottonwood Canyon on July 20th and 21st. Carpooling is encouraged to reduce congestion and emissions!

5- Eat, Drink SLC

Don’t miss out on the gastronomic event of the summer! Check out this year’s Eat, Drink SLC at Tracy Aviary on Wednesday, July 10th 2019 from 6:30-9:30pm. Salt Lake’s food scene is buzzing, and this is your chance to sample some of the best Salt Lake has to offer. All proceeds will go to local non-profits, so indulge while giving back to the community. Check out this year’s food and drink partners and get your tickets here .

6- Downtown Farmers Market

The Downtown Farmers Market is entering its 28th year as Salt Lake City’s most beloved summer tradition for both residents and visitors.The farmers market of all farmers markets takes place every Saturday around the entire perimeter of downtown’s Pioneer Park. Stop and shop with a free bike valet, grab lunch at one of the many food carts and pick up produce and handiwork from local vendors. For more info check out: slcfarmersmarket.org

Summer flies by quickly, so get outside and enjoy the beautiful, unique city and all it has to offer. There’s a reason Utah is one of the fastest growing states in the nation and its capital city is one of the top ten metros for millennial homebuyers, with lifestyle listed as one of the biggest factors for making the move.

Happy summer!

5 Things You May Not Know About Salt Lake City

taychristensen@hotmail.com (DD Web) — Wed, 01 May 2019 21:37:43 GMT

If there’s one thing everyone knows about Salt Lake City, it’s this: We have the greatest snow on earth. And even though it’s May and spring fever is in full swing, some of the ski resorts are still open for business. However, we’re so much more than that! After all, once ski season is officially over, the city calls to us in new, refreshing (and warm-weather) ways!

1- We’re die-hard fans

Whether you’re a fan of basketball, soccer or baseball, Salt Lake City is home to a thriving sports community and home to several professional sports teams including the Utah Jazz, Real Salt Lake, Utah Royals FC and the Salt Lake Bees. With that, Salt Lake has an incredible variety of sports venues – some of which are unique to Salt Lake as part of our Olympic Legacy. Among the most famous are the Vivint Smart Home Arena, Rice-Eccles Stadium and Mountain America Expo Center.

2- We’re foodies

When it comes to the culinary arts, we’ve done some growing up over the past few years. Salt Lake is now considered by even the most discerning critics to be among the country’s best foodie cities. Creative entrepreneurs, ambitious chefs, and an influx of people relocating here from around the globe have given rise to an exciting number and variety of dining options. Yum!

3- We’re both adult and family-friendly

Salt Lake City consistently ranks as one of the friendliest, healthiest, and most family-friendly cities in the country. And for good reason — the city boasts more than its fair share of entertainment and adventure for the kids and big-kids alike. From visits to the Natural History Museum and Utah’s Hogle Zoo to shows at the Gallivan Center and Eccles Theatre, there is something for everyone to enjoy during spring season across the entire valley.

4- We’re more diverse than you think

Salt Lake City is not often thought of being religiously diverse. However, while about 62% of Utahns are members of The Church of Jesus Christ of Latter-day Saints, less than 40% of the population of Salt Lake City are members of the religion. Minority students are the majority in more than half of the capital city’s schools (24 of its 38 schools have minority groups that outnumber white students). Additionally, Salt Lake ranks among the nation’s most LGBTQ friendly cities.

5- Our economy is booming

Even the Wall Street Journal agrees — Utah’s economy is BOOMING. The secret? Our expanding workforce and housing market. Utah and its capital city tops the nation for having the highest household income, strongest job growth and most diverse job market. Jobs, retirement, family and lifestyle are the top reasons new residents reported moving to the Beehive state and among the top metros, Salt Lake City ranks as one of the most affordable.

The final call: Salt Lake City is small enough to be clean, safe, affordable, and family-friendly—yet big enough to offer unlimited options in jobs, dining, venues, and entertainment. Just a few more reasons to love where we live!

Find out more about the Salt Lake real estate market and what else the city has to offer from a professional here. #whyutah

It’s a Gen-Y Thing: Millennial Home Buyer Trends in 2019

taychristensen@hotmail.com (DD Web) — Tue, 09 Apr 2019 21:39:17 GMT

Embracing the avocado upcharge and boasting an impressive vinyl collection are days of yore. Now, millennials are pursuing homeownership and becoming the driving force in the residential real estate market, a role they’ll likely continue to play for decades to come (*humble brag*). As the older millennial demographic and largest cohort in America approaches their late 30’s, it’s no surprise that an increasing number are looking to plant their roots, purchase a home and start a family. (Take the baton, Gen Z!)

According to the National Association of Realtors (NAR) 2019 Home Buyer and Seller Generational Trends report, older millennials had the largest buyer share of married couples (69%) and were the most likely to have children under the age of 18 living at home (58%). While the majority of homebuyers in all age groups are married couples, single buyers and unmarried couples continue to make a mark on the real estate market.

Here are a few highlights from the report:

Millennials overall remain the largest generation of homebuyers (37%) making them the most active generation of buyers for the sixth consecutive year.

86% of Younger Millennials and 52% of Older Millennials were first-time homebuyers, more than other age groups.

1 in 4 Younger Boomer and Silent Gen buyers are single females, with many entering the market after a divorce or death of a spouse.

Older Millennials are most likely to have children under the age of 18 in the home (69%)

Gen Xers are now most likely to buy a multi-generational home (16%) either because adult children moved back home or never left.

Younger Millennials purchase homes through agents, with the highest share of any generation (92%)

As older millennials (age 29-38) are now entering the prime earning stages of their careers, and the size and costs of homes they purchase reflect this. Their choices are falling more in line with their Gen X and boomer counterparts. Older millennials reported a median household income of $101,200 and purchase homes with a median price of $274,000, comparable to Gen Xers and younger boomers.

Younger millennials (age 21-28), meanwhile, are purchasing the least expensive homes and smallest homes ($177,000 and 1,600 square feet), meaning they face the greatest challenge in finding affordable inventory. They reported a median household income of $71,200.

In addition, millennials are choosing to plant roots in Salt Lake City, Minneapolis, and Pittsburgh at higher rates than in any other of the nation’s 50 largest metro areas. Salt Lake City currently ranks #1 hottest millennial housing market in the nation, according to a report done by Lending Tree that analyzed new purchase mortgage requests. Utah’s capital city had 51% of purchase requests coming from millennials, with 28 as the average age of home buyers and $234,391 as the average millennial requested loan amount.

While millennials are often stereotyped as adolescents, the reality is that this generation is moving into or well into adulthood, with many of them actively pursuing careers, having children and buying homes. The biggest challenge for millennial homebuyers is securing enough money for a down payment. Younger millennials were the most likely to say saving for a down payment was the most difficult task in the home buying process, with the majority reporting that student loan debt delayed their home purchase (61%). However, they indicated that this particular debt only delayed them a median of two years − the shortest delay of all generations.

Welcome to homeownership, Gen Y!

Utah Ranks #1 for Home Growth in the Nation: What’s Next?

taychristensen@hotmail.com (DD Web) — Sat, 23 Mar 2019 21:31:56 GMT

By now, it’s no surprise: Utah’s housing market has been among the hottest in the nation for the past several years, driving up prices for both home buyers and renters. 2018, however, was unexpected. Home sales skyrocketed, and multi-family residences were being built at an all-time high — in large part due to steady job growth in Utah (currently ranking second in the nation and the highest contributor to our state’s economic growth).

According to James Wood, a senior fellow at the University of Utah’s Kem C. Gardner Policy Institute who studies real estate trends, “The employment growth brings people in and those people need housing units,” he said. “Consequently, we get demand for housing.”

While Utah’s housing boom is adding homes and apartments at a rate nearly three times the national average, economists say more is needed to reduce shortages and help offset high real estate prices that drive out many people from buying — or even renting.

While new Utah homes have cropped up in clusters mostly in Salt Lake and Utah counties, southern Utah’s Washington County is also experiencing a boom, as a growing number of outdoor enthusiasts, retirees and service workers flock to its red rock landscape and warmer climate.

In figures released Wednesday from the U.S. Census Bureau, data shows the Beehive State continues to build homes faster than any other state, at a rate of about 2.2% for 2017-2018. In comparison, the national rate was 0.8%

According to the data, the Beehive State added about 24,000 new apartments, houses and other dwellings from 2017-2018, bringing the total number of homes to about 1.08 million. Not surprisingly, the Census Bureau also reported that Utah is #1 in the nation for population growth this decade.

So what’s in store for 2019 and beyond? What can both current and future Utah residents expect?

“We need more units. That’s the bottom line,” says James Wood.

While affordability remains a pressing issue, it appears that housing prices may be moderating. 2018 was the first time in years that the state built a more housing units than it added new households (although by just a few hundred). Additionally, a dip in home prices during the 1st quarter of 2019 is an indication that buyers are pushing back on home prices.

So, good news for future Utah home buyers (and sellers): this may be a turning point at which prices will continue to go up, but just not as fast. There’s one thing we can be sure of: Utah’s population growth will, without a doubt, continue to reshape Utah’s landscape and future housing market. Utah is projected to double its population by 2065!

Shopping Around: The Right to Choose Your Own Title Insurance Company

taychristensen@hotmail.com (DD Web) — Fri, 01 Mar 2019 22:41:26 GMT

For many of us, buying a home is the largest investment we will ever make during the course of our lifetime. It’s exciting! But, it’s also a high-stakes investment that can come with a lot of stressors. Homebuyers, however, can minimize much of the stress and anxiety that comes with purchasing a home by having a well-researched plan and choosing a knowledgeable, experienced team to help them along the way. Just like shopping for a realtor and a lender, did you know that you can shop around for a title company as well?

What does a title insurance company do?

The title insurance company is the neutral third party in your real estate transaction. The representative from your title and escrow company acts as a liaison between you and all of the other entities involved in your real estate transaction, including the seller, the lender and the broker/agent. A title insurance company also ensures that all titles, deeds and other important documents are filed in a timely manner and with the appropriate parties. The title company also acts as the ‘closing agent,’ which means they will collect and disburse funds that are a part of the transaction.

Do I need title insurance?

Yes. Title Insurance that covers the lender is required on all new mortgages. In other words, if you borrow money to buy a home, you must pay for title insurance. Title insurance protects both the homeowner and the lender from events that occurred before you took ownership including property loss or damage. Defects in the title could include liens that went undiscovered during the title search, mistakes on previous deeds, fraud and/or forgery.

Can I choose my own title insurance company?

Because many lenders and real estate agents have relationships with certain title companies, you may be highly encouraged to use the company they work with. While they may have good reason to recommend their title company of choice, you can — and should — do your own research before complying. As a homebuyer, you have the absolute right to advocate your own title company selection to guarantee your transaction goes smoothly and secure the adequate third party protection that you as a consumer deserve.

How do I choose a title insurance company?

The fact you are conducting due diligence in your search for a title insurance company is an important first step on the path towards a successful real estate closing. Working with a title insurance company that your lender or agent trusts may often be preferable, but you should not automatically assume that is always the best option. Local title companies may have lower fees than larger corporate title companies and often provide higher quality, personalized service. The title company will oversee the disbursement of funds at closing, so you want to select a company with a record of operating competently, honestly, and timely. Search out a title insurance company that provides a professional, timely closing experience and has a reputation of delivering an unparalleled level of service.

If you shop around for a closing agent, you can compare costs as well as determine their level of service. Talk with your lender and real estate agent about the possibility of choosing your own title insurance company if you want control over the fees you pay and the overall experience you’ll have. Work with a lender that will allow you to choose from the available title companies in the area in order to find the best option for you. They are, after all, protecting one of the largest and most important investments you’ll ever make!

What to Do in February: 7 Epic Utah Winter Adventures

taychristensen@hotmail.com (DD Web) — Sun, 13 Jan 2019 22:42:56 GMT

Whether you are a dedicated downhill skier or prefer snow tubing and ice skating, one thing we can all agree on this time of year (winter blues, anyone?) is spending less time indoors and more time relishing Utah’s legendary snow and winter experiences. Once you get on board with MST (Mountain Standard Time), you can make the most of everything a Utah winter has to offer.

Utah consistently ranks among the safest, healthiest and happiest in the nation. And with a growing millennial population, we’ve got enough to keep both young and young-at-heart entertained. Here are 7 Utah local ‘musts’ that you don’t want to miss this winter.

Sundance Film Festival – The Sundance Film Festival takes place annually in Park City, Utah. With nearly 125,000 attendees in 2018, it is the largest independent film festival in the United States. This year’s festival is held in January 24th – February 3rd in Park City and Salt Lake City, as well as at Robert Redford’s own Sundance Resort. The festival is an innovative storytelling experience showcasing new cinema from American and international independent filmmakers. Check out sundance.org for tickets and more information.

Downtown Salt Lake Winter Market – Held every Saturday through April 20th, the Downtown Salt Lake Winter Market is in its 6th season. Browse an abundant harvest of local produce, specialty foods and handmade gifts while chatting with local farmers. The Winter Market is held at the Rio Grande Depot (300 S. Rio Grande St) on Saturdays from 10 am – 2 pm. A list of more than 70 local vendors participating can be found at https://slcfarmersmarket.org.

Tubing at Soldier Hollow – Soldier Hollow in Wasatch Mountain State Park near Midway offers the longest tubing lanes in Utah. The hill has lengthy 1,200-foot sliding lanes with lift service for towing people up the hill for tubing day or night under the lights, and a sound system keeps the airwaves full of enjoyable tunes. It is strongly recommended that you book a reservation in advance, as tickets for each session are limited with weekends and holidays selling out weeks in advance. Click here for reservations and online ticketing.

Ice Skating at Gallivan Center – The Gallivan Center’s outdoor ice skating rink is a downtown hot spot during the winter months. Bring your own skates or rent skates on-site. Snacks including churros, hot dogs and hot chocolate are available for purchase at the rink’s concession stand. The rink is open weekdays 4 – 9 pm and Fridays and Saturdays from noon – midnight. Price including skate rental is $8 and children 3 and under are free.

Sleigh Rides at Hardware Ranch – The Hardware Ranch Wildlife Management Area (WMA) is located at the top of Blacksmith Fork Canyon in northern Utah. Rides are sold on a first-come, first-served basis and offer a unique opportunity to get up close to wild Rocky Mountain Elk on a horse drawn sleigh. Beginning in December until Feb 26, Hardware Ranch is open Mon & Fri 12 noon – 4:30pm, and Sat & Sun 10am – 4:30pm. Rides are $5 for adults, $3 for children 4-8 and children 3 and under are free.

Midway Ice Castles – Ice Castles is an award-winning frozen attraction in Midway, Utah made from more than 20,000,000 pounds of ice. The experience is built using hundreds of thousands of icicles hand-placed by professional ice artists. The castles include breathtaking LED-lit sculptures, frozen thrones, ice-carved tunnels, slides, fountains and much more. Open Monday – Thursday from 4 – 9 pm, Fridays 4 – 10:30 pm and Saturdays noon – 10:30. For ticket pricing and purchases visit icecastles.com/midway.

Skiing Utah’s Slopes – Of course, the favorite winter activity of locals and visitors from around the world alike is skiing the greatest snow on Earth. With 14 world-class ski resorts across the state of Utah and 10 resorts sitting within an hour of Salt Lake City International Airport, Salt Lake is the perfect basecamp for the greatest ski trip ever. Visit skiutah.com for a complete list of resorts to find the perfect area and resort fit for you.

Utah is one of the best locations in the world for outdoor activities, especially during the winter months. But the snow won’t last forever and spring will soon show its face. So bundle up, take a break from Netflix and get outside to experience some of these epic Utah winter adventures (especially Sundance Film Festival – it ends this weekend!)

-The Novation Team

Cheers! Novation Title Insurance Reflects on the Successes of 2018

taychristensen@hotmail.com (DD Web) — Fri, 28 Dec 2018 22:44:33 GMT

As another year comes to a close and we reflect on the past year, we can’t help but feel an overwhelming sense of pride at what we’ve accomplished. So much can happen in one year! We have seen our company as a whole and individual team members set and reach goals, have successes and setbacks, and most importantly — achieve growth. We believe that as long as we’re growing together and as individuals, we’re on track to great success.

2018 brought some major changes to Novation Title Insurance! From opening a new location to the addition of several new team members, growth has definitely been the theme of this year. As we approach the end of the year, it’s the perfect time to reflect on what we’ve done in the past year and celebrate our successes!

Some highlights:

We celebrated our 3rd consecutive Best of State win in our category (title/escrow)! We were recognized for our innovation, our contribution to community and our care for the experience in a real estate process. All things we strive for each and every day!

We were able to give back by serving breakfast at the Volunteers of America Youth Resource Center and helping out at NAHREP’s Sub-for-Santa event. Contribution and giving back is a core value of ours and something we encourage our team members to take part in every year.

Our owner and CEO, Nuria Rivera, started a series of Powerhouse classes to teach, inspire and empower women in business in our community. We had so much fun learning from each other and can’t wait to see what these incredible women do in the future!

We opened a new location in Stansbury Park, Utah and are so excited to be a part of this community. Watching our company grow and reach new people in the real estate industry has been one of the most exciting and rewarding (and challenging!) parts of this year.

We welcomed several new team members who have been such a great addition to our team! We are lucky to have their experience and talent on board. We even welcomed the arrival of a few ‘future’ Novation Title Insurance team members!

We turned THREE this year! We had so much fun celebrating with our team, clients and colleagues. Any excuse to gather our favorite group of people and eat cake and tacos — we’re in!

As much fun as it has been to look back on the past year, we are so excited for 2019 and can’t wait to see what the new year brings! We are looking forward to new goals, new challenges and future growth. While we can all do our best to plan ahead, we can never fully predict what lies ahead of us. What we do know is, we are here to make some noise!

So…”here’s to the crazy ones, the misfits, the rebels, the troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they can change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world are the ones who do.” — Steve Jobs

Cheers to 2019!

-The Novation Title Insurance Team

Attitude of Gratitude: Giving Back in Salt Lake City

taychristensen@hotmail.com (DD Web) — Sat, 17 Nov 2018 22:47:17 GMT

“Feeling gratitude and not expressing it is like wrapping a present and not giving it.” —William Arthur Ward

Today, after a weekend of fighting Black Friday crowds and searching for Cyber Monday deals, is Giving Tuesday. Giving Tuesday is a day where individuals and families are encouraged to give back to the community by donating to non-profit organizations. Here are some ways you can ‘give back’ to the Salt Lake community today and throughout this holiday season.

1- The Road Home’s Candy Cane Corner

Each December, The Road Home creates a holiday store for families in our shelter and housing programs, Candy Cane Corner. This store gives parents an empowering opportunity to select gifts for their family. Donations of new clothing, toys and household items are needed from early November though December to stock the store. To view their current needs list and other ways to help, click here.

2- Utah Food Bank

Utah Food Bank’s annual Holiday Food & Fund Drive helps stock the shelves of Utah Food Bank and emergency food pantries statewide through the holidays and into the spring months. On average, over 500 community groups and businesses across the state register food and fund drives during this busy time. Drop off your donation at one of the many locations throughout the state or click here for more info.

3- Utah Youth Village – Sub for Santa

Sub-for-Santa sponsors provide gifts for a Utah Youth Village child and/or financial contributions to underwrite a child’s Christmas. Most of these children are wards of the State who have never lived in a loving family and may never have even received a gift. If you would like to become a Sub-for-Santa, please contact Justin Anderson at (801) 272-9980, or by email at janderson@youthvillage.org. Click here for info on making a donation.

4- Shelter the Homeless/Home4Change

Shelter the Homeless is a nonprofit that owns the homeless shelter properties in Salt Lake City and Midvale, as well as the properties of the three new resource centers (one of which will replace The Road Home in June 2019). Every dollar donated is matched by the Larry H. and Gail Miller Foundation up to $10 million (over $5 million has been raised so far). To donate, click here.

5- The Humane Society of Utah

Don’t forget about our homeless pets! Your Giving Tuesday donation (or any other day of the year) will provide nourishing food, safe shelter, lifesaving medical care and loving families for homeless and neglected animals in Utah. Donate here or find ways you can volunteer or foster a pet this holiday season.

Happy ‘Giving!’ #givingtuesday

-The Novation Team

The ‘Happiness’ Factor: Why Utah?

taychristensen@hotmail.com (DD Web) — Thu, 25 Oct 2018 21:49:44 GMT

“Life, Liberty and the Pursuit of Happiness.” Most Americans are familiar with these words. Written in the introduction of the Declaration of Independence, these unalienable rights were given to all human beings by their creator. (Thanks Thomas J! No wonder he was called ‘Man of the People.’) And while we may all be free to pursue happiness, where we live in the U.S. affects the outcome of this quest more than we may realize.

WalletHub recently ranked 2018’s Happiest States in America, finding that some states are doing significantly better in this pursuit than others. They analyzed the 50 states across 31 metrics, and found that the happiest places are “rich in nature and community”. The most important metrics that affected happiness were the share of adult depression, suicide rates, number of work hours, job security and ideal-ness of weather.

So, what did their results reveal? The five happiest states based on these metrics are Hawaii, Utah, Minnesota, and North Dakota, with California coming in at No. 5. The bottom-ranking states are Oklahoma, Alaska, Louisiana, and Arkansas, with West Virginia coming in at No. 50.

Utah is reportedly the second-happiest state based on this ranking, just behind Hawaii. The Beehive State is, of course, very different in both in geography and culture than The Aloha State. But it ranks highly on a variety of levels; it’s first in fewest work hours, volunteer rate and has the lowest divorce rate. It also came in second (after Colorado, which ranked at 18th overall) in highest sports participation rate. It’s cost of living is also relatively low compared to other large metros.

A connection to nature is also profoundly powerful, and having beautiful and accessible natural scenery within reach is major a perk for Utah, California and other high-ranking states. Utah boasts some of the best outdoor recreation and scenery in the nation, and it is proven that time spent outdoors relieves stress and is one of the best natural mood boosters.

According to happiness expert Gretchen Rubin (author of ‘The Happiness Project’), one secret to happiness, or even “The secret to happiness” is relationships. Having the lowest divorce rate has an impact because whether marriage or friendship, these relationships play a huge role in our happiness. Looking for a happy pick-me-up? Making a difference in the lives of others can also boost happiness, and Utah’s high volunteer rate certainly contributes to its second-place ranking.

Frank Niles, PhD, a social scientist, adventure athlete and executive educator says it best. “Happiness comes down to being physically and emotionally healthy, pursuing things that are meaningful to us personally and contributing to something larger than ourselves.”

A connection to nature? Check. Meaningful relationships? Check. Helping others? Check. How cool is it that Utah is succeeding in all of these areas? Here at Novation, we believe in making an impact in the lives of others and having a purpose within our community. It’s our MISSION! Maybe that’s why we’re so happy… :)

#whyutah

5 Ways to ‘Fall’ in Love with Salt Lake City this October

taychristensen@hotmail.com (DD Web) — Mon, 01 Oct 2018 21:51:10 GMT

There’s always something fun to do in Salt Lake City, and the cooler autumn months are no exception. While ‘fun’ may mean something different for everyone, Salt Lake’s event calendar is chock-full of events and activities for every inclination.

For some, ‘fun’ means exploring the mountains and the changing leaves. For others, it’s taking the kids to a hands-on festive fall experience including hayrides and pumpkin-picking. And for others, it’s live polka-music, bratwursts and beer tasting. Whatever your vibe, Salt Lake City has it.

Here’s a few of our favorite October festivities that you’re sure to fall in love with!

2018 Downtown Dine O’ Round

Featuring the top 45 downtown Salt Lake City restaurants, Dine O’ Round is a fun way for restaurant-goers to “dig in” to new dining locations and/or return to favorites. Participating restaurants offer $5 or $10 two-item lunches, as well as $15, $25 or $35 three-course dinners in addition to their existing menus. No need to sign up for anything or print coupons to participate; simply ask for the Dine O’ Round menu wherever you choose to dine. Dine O’ Round runs through October 14th at 200 South Main Street in Downtown Salt Lake.

Oktoberfest at Snowbird

This year marks Snowbird’s 46th annual Oktoberfest, one of Utah’s longest-running cultural events. Spanning August through October, over 60,000 guests are expected to travel to Snowbird to enjoy scenic views and brews. Snowbird’s Oktoberfest kicked off August 18th and will run Saturdays and Sundays through October 21st. Patrons can enjoy over 50 varieties of both German-style beers and local craft beers while sampling tradition German fare and browsing unique gifts and souvenirs. Prost!

Light Up the Night Halloween Parade

Returning for its second year, Light Up the Night Halloween parade will be a favorite new Halloween tradition. Enjoy some (slightly) spooky holiday fun at local family-favorite Cornbelly’s at Thanksgiving Point. The parade takes place every Monday in October at 7:30 pm. On Monday, October 29th, the parade will be followed by a Halloween Bash and Costume Contest featuring a DJ dance party, pumpkin pie eating contest, trick or treating and a fireworks show at 8:30 pm.

Pumpkin Days at Wheeler Farm

Visit Wheeler Farm during the month of October for Pumpkin Days, a family-friendly, not-so-scary Halloween celebration featuring a pumpkin patch, hay maze, cow train & wagon rides. Pumpkin Days admission includes: Entrance into the Hay Maze, 1- Wagon or Cow Train Ride, and a Pumpkin (pumpkin not included for age 2 and under). Pumpkin Days runs through Halloween Day and admission is $10 for ages 2+ (free for under 2 with paying adult).

Pumpkin Nights

Pumpkin Nights is a dazzling, multi-sensory Halloween display including 8 Pumpkin Lands created with over 3,000 hand-carved pumpkins and funkins. The outdoor, family-friendly Halloween experience will be held at the Utah State Fairpark and will be open daily from 5:30 p.m. to 10:30 p.m. until Sunday, November 4 (except for Halloween). Pumpkin Central features a variety of tastes and treats, seasonal beverages, a movie screening of Pixar’s Coco, a pumpkin patch,and pumpkin painting. Pumpkin Central will also host fire dancers at the Spirit of Pumpkins Fire Show and activities for the whole family to enjoy in the crisp Fall weather. Tickets can be purchased at www.pumpkinnights.com.

Get out and enjoy the autumn season before the long winter ahead! It’s one of the best times of year that Salt Lake City has to offer. Happy Fall, ya’ll!

Inventory Control: No Pain, No Gain(s) for Utah Home Buyers

taychristensen@hotmail.com (DD Web) — Mon, 17 Sep 2018 21:53:45 GMT

Utah home buyers — along with home buyers across the nation — have felt the long-running squeeze of high home prices and low inventory. Though the Wasatch Front is facing a housing crunch with growing affordability issues similar to other large metros, a new report indicates that relief from rising home prices is on the horizon (whew!).

The nation’s overall housing inventory increased 12.2% in the second quarter, the biggest gain since early 2015, according to a report from Trulia. Thirty of the nation’s 100 largest metro areas saw their housing supplies increase on an annual basis last quarter. That’s up from just 13 earlier this year and represents the largest share of big cities with increasing inventories in more than 3 years.

While it may be too early to tell for sure, it’s looking to be the start of a shift in inventory. An acceleration in new home construction as well as the willingness of more existing homeowners to put their homes on the market are the biggest contributors to this shift. New, smaller units are being snatched up by millennial homebuyers and retiring baby boomers who are downsizing.

So, what does this shift look like for Utah home buyers? Salt Lake City was one of the largest metro areas with big inventory gains this past year (coming in just behind Nashville, Tennessee). Here are the top metros with housing supply increases, according to Trulia.

-Nashville, TN: 52%

-Salt Lake City, UT: 48.6%

-Dallas, TX: 32.4%

-Washington, D.C.: 21.9%

-Little Rock, AK: 13.4%

Adam Kirkham, president of the Salt Lake Board of Realtors, noted that local builders have had trouble keeping up with demand for housing units, which has created a major seller’s market that has resulted in rapidly rising home prices. With more inventory on the market, however, we will likely begin to see this turn around going into the final quarter this year and into 2019.

With millennials making up a large percent of future Utah home buyers, these gains couldn’t come at a better time. Millennials make up 15.5% of the total population in our capital city, according to realtor.com. “Millennials want to buy, but record-low inventory [has made] it extremely difficult,” said Danielle Hale, chief economist for realtor.com. Continued inventory gains will continue to draw in millennial home buyers in an already hot market that is rising in popularity with this younger demographic.

It’s true what they say…no pain, no gain — even in the real estate world! If you have any questions about the future of the Utah housing market, reach out to an expert for the latest market indicators and inventory updates.

Novation Title Insurance Turns 3!

taychristensen@hotmail.com (DD Web) — Thu, 23 Aug 2018 21:56:59 GMT

Wow, the past three years have flown by! It seems like just yesterday we were opening the doors to something bigger and better than we could have ever imagined at the time. A new journey, the future unknown, but big hopes and dreams giving it life and space to blossom and grow. We literally wanted to redefine the title insurance experience, and we hope that is what we have done — and continue to do.

This week we celebrated our 3rd birthday, and we were reminded of how and why we got here at our Open House on Wednesday. Our headquarters were filled with the people who have supported our vision and dream from the beginning, those who continue to give us their business and those who we have recently connected with but have already made such a huge impact. We are grateful for every single one of you! Without you, we wouldn’t be where we are today.

Our goal is to always make our team, clients and colleagues feel like they’re a part of what we have created. So as usual, we had to celebrate BIG — Novation style! Who doesn’t love a birthday party? Tacos, friends, a photo booth and birthday cake are always a win around here (and pretty much anywhere).

Happy Birthday, Novation Title Insurance!

We love our team and clients!

It’s been a big week for us. We are excited to announce that we just opened our THIRD location in Stansbury Park, Utah! We’re just getting started, and there is so much more to come. Stay tuned!

“I want to be someone in life who really inspires and empowers people to really go for their dreams, and to now allow anyone to tell you that you can’t do something, don’t allow other peoples limited beliefs or rules that they’ve created in this life and in this world to be placed upon you to stop you from what you really want out of life. You can do anything, and I want you to believe that.” –Nuria Rivera, CEO

Cheers to that, and cheers to the future of Novation Title Insurance!

Where’s the Supply? Salt Lake Housing Inventory on the Rise

taychristensen@hotmail.com (DD Web) — Mon, 23 Jul 2018 21:59:26 GMT

The Salt Lake housing market is hot — real hot. As the capital city in one of the fastest-growing states in the nation, the shortage of housing inventory and rising home prices is making it increasingly difficult for prospective home buyers to get a foot in the door.

Salt Lake City, along with San Jose, Seattle, Omaha and Minneapolis are among the toughest (but most sought after) areas in the country especially for prospective millennial home buyers, due to a combination of low housing inventory, escalating real estate prices and increasing demand.

But change is on the horizon. With new-home construction on the rise, Salt Lake City is currently ranking #2 in the nation in year-over-year inventory increases.

Utah’s largest metropolitan city as one of the nation’s ‘hot markets’ can be attributed to the state’s strong (and sustained) economic growth. “Especially in the last year, you look at the economy growing at about two times the pace of the U.S. average,” says Javier Vivas, director of economic research for realtor.com. “The other part is the city itself is becoming a place where people actually want to put down roots. That’s where we’re seeing some of that millennial demand build up in the last 18 months.”

According to a recent report by Trulia.com, thirty of the nation’s 100 largest metros posted annual inventory increases for the second quarter, of which 25 rebounded from inventory decreases last year. Salt Lake City was second only to Nashville, Tennessee, with a 48.6% second-quarter inventory increase, rebounded from a 16.0% decrease last year.

Here’s a list of the top 10 metros with the largest inventory growth, according to Trulia:

1. Nashville, TN

2. Salt Lake City, UT

3. Fort Worth, TX

4. Dallas, TX

5. Greensboro, NC

6. San Diego, CA

7. Washington, D.C.

8. Portland, OR

9. Silver Spring, MD

10. Little Rock, AR

More properties may be on the market, but the upward creep of home prices is putting homes in these metros in tougher competition. An increase in new inventory will help cool off the bidding wars in these areas, and with a strong economic outlook for the next year or two, Salt Lake housing inventory will likely continue on a path of growth.

Questions about the Salt Lake housing market? Reach out to a real estate professional for market updates and home buying advice!

Match Day: How 2026 FIFA World Cup Could Affect Utah Real Estate

taychristensen@hotmail.com (DD Web) — Thu, 12 Jul 2018 22:01:28 GMT

With World Cup 2018 drawing closer to a close, anticipation is reaching fever pitch as soccer fans across the world prepare for the final match on Sunday — will France rise as victoire or will Croatia bring home their 1st ever Cup? [UPDATE: Congratulations, France!]

The excitement and energy is already getting us looking 8 years ahead to 2026 and cheering on Team USA. By now you’ve heard the good news — the World Cup is coming to the United States again! North America—the United States, Canada, and Mexico—won the ‘United Bid’ to host the FIFA World Cup in 2026.

The 17 potential host cities in the US, (including San Francisco, Los Angeles, Denver, Miami, and Boston) will be cut down to just 10 and feature a total of 80 matches, with 10 played in Canada, 10 in Mexico and 60 in the United States. While initially announced as a possible host city, Salt Lake City did not make the list of final U.S. bid cities (which specifically included the University of Utah’s Rice-Eccles Stadium) due to the venue size.

While we may not have any goals scored on our home turf, many local sports luminaries are already predicting how World Cup 2026 could affect the Salt Lake economy and Utah real estate industry over the next 8 years.

After congratulating the successful United 2026 bid, Utah Sports Commission President/CEO Jeff Robbins highlighted the plethora of available world-class soccer-centric facilities already bustling in Utah, several of which remain under consideration in the United Bid book, with site decisions for games and other certified facilities anticipated to be awarded in 2020 or 2021.

“We look forward to working with the United team to further explore an opportunity for Utah to serve as one of the training sites to be used in 2026 with our partners Real Salt Lake,” said Robbins. “The Utah Sports Commission and the State of Utah are excited to play a part over the next eight years in preparation for what will be one of the most unforgettable events of this century.”

If awarded, it could mean a big disruption to the Utah real estate industry — and a significant growth driver across the region from which future generations will benefit ‘for decades to come.’ According to a U.S. ratings report on the 2018 World Cup’s impact on Russian economy, infrastructure, the creation of new jobs, a boost in tourism, a revenue increase in food, hotel, telecom and transport industries and upgraded airports supporting higher passenger flows will be impacted at national and local levels — not just in host cities.

The United 2026 Bid in North America is expected to generate more than $14 billion in revenue and $11 billion in profits for FIFA. In whatever capacity it serves, there’s a good chance Utah will feel an impact. With Salt Lake International Airport serving as a major hub, our state leading the nation as the fastest growing tech industry and world-class facilities in place to serve as training sites, we can brace ourselves for upcoming change. We’ve had some experience, though, serving as the host city to another major world sporting event before. We’ve got this!

What do you think? How do you foresee this event impacting our state?

What to do in Salt Lake: Your 2018 Summer Bucket List

taychristensen@hotmail.com (DD Web) — Mon, 18 Jun 2018 22:04:10 GMT

If you’re a Salt Lake local, you’ve been looking forward to the summer season as much as we have. Festivals, concerts, movies in the park, farmer’s markets and weekend brunching on the patio are exactly what we’ve been craving after being holed up all winter. By this time of year, the once snow-capped mountains are now lush and green, luring us back outside to enjoy them a different way. Endless options for hiking, mountain biking, fishing and camping are just minutes away — but meanwhile down in the valley, we’re anticipating a different kind of fun — our favorite outdoor events that we only get to experience once a year!

The Salt Lake scene has so much to offer, and there’s something for everyone. Whether you enjoy jamming out to a rock concert with friends, relaxing to the sounds of a local folk group in the garden, browsing local arts and crafts or sampling seasonal fare and fresh produce, Salt Lake has you covered. Here’s a few of ‘must-dos’ on our summer bucket list.

USANA Amphitheater Summer Concerts

From rock, to country, to pop royalty, big names and enthralling musical acts can be enjoyed from the slopes of Utah’s USANA Amphitheatre in West Valley City. A quick glance at USANA’s summer 2018 lineup: Jack Johnson, Rob Zombie, Weezer & Pixies, Keith Urban, Ke$ha & Macklemore, Ozzy Osbourne, Chris Stapleton and Pentatonix to name a few. Visit Usana for dates and ticket pricing.

The 4th Annual Eat, Drink SLC

Nibble, nosh, sip and swirl the evening away while listening to live music on Tracy Aviary’s cool, green grounds at Eat Drink SLC 2018 on July 12, from 6:30 to 9:30pm. Festival-goers, aged 21 and over, can sample seasonal fare from many of Salt Lake’s leading restaurants and purveyors and sip from a selection of 80 wines from an international assortment of family-owned wineries. Tickets priced at $90 and sell out days in advance so purchase early!

Zoo Brew: Cheers to Utah’s Hogle Zoo

If you’re looking for a new way to experience Utah’s Hogle Zoo, consider raising a cold glass to animal conservation by attending Zoo Brew on select Wednesday evenings this summer or fall. Each after-hours Zoo Brew event is dedicated to a specific animal in need of conservation support and the money raised during the evening is donated to a worthy cause or organization. Enjoy local brews, thanks to the sponsorship of both Wasatch and Squatters Breweries, while strolling the zoo grounds in the tranquil evening hours. Tickets for cost $16.95 and the hours span 6:30 to 9:30 PM, age 21+ only.

Twilight Concert Series

One of the most anticipated events of the summer, Twilight Concert Series will return to the Gallivan Center in August of 2018. Residents and visitors alike will uphold this Thursday night tradition and can expect a vibrant scene with many more dining and beverage offerings than in the past. Concert dates are set to run August 16, 23, and 30, and September 6 and 13, so be sure to block out your calendar. And at the bargain price of $10 per ticket, these concerts can’t be missed. Lineup announcement coming June 21st, 2018 at 8 a.m.

Red Butte Garden Outdoor Concert Series

The Red Butte Concert Series, set against beautiful backdrop of Salt Lake’s Wasatch Range, is a Salt Lake summer must-do. Bringing in top-name acts like Sheryl Crow, Chris Isaak, Death Cab for Cutie, Barenaked Ladies, Counting Crows and Billy Idol and more, this annual concert series is a local favorite. Attendees can bring their own cooler (yes, that means your favorite red, bubbly, or oat soda, and food) and picnic blanket or camp chairs. This concert series is a hot item in Salt Lake and 100% family friendly, and shows regularly sell out. Purchase your Red Butte Outdoor Concert tickets here.

The Utah Arts Festival

Another local favorite, The Utah Arts Festival showcases local, national and international artists and has attracted more than two million people, 4,500 performances and 3,600 artists’ displays for over 30 years running! Every fourth weekend in June, the temporary avenues erected in the name of art fill up Library and Washington Squares in east Salt Lake City. Music, art, live performances and food and drink bring the community together to celebrate creativity for all ages. This year’s festival runs June 21st-24th from noon to 11 p.m. Ticket prices are are $15/day or $50 for a 4-day festival pass. Children 12 and under are free.

Downtown Farmer’s Market

The Downtown Farmers Market is entering its 27th year as Salt Lake City’s most beloved summer tradition for residents and visitors to support local. The Market—with more than 250 vendors—offers a unique variety of farmers, growers, bakeries, prepared food and beverages, packaged foods and local artisans. It is open Saturday mornings and Tuesday evenings in Historic Pioneer Park, Downtown SLC. The Market runs every Saturday June-October, 8 a.m. – 2 p.m.

Annual Sugar House 4th of July Arts Festival

Sugar House is the best place to spend the 4th of July in Salt Lake. Every year the Sugar House Merchants Association closes down the stretch of Highland Dr (about 1100 E) from 2100 S to Wilmington Ave to host the Sugar House Arts Festival. Over 120 artists and craftsmen showcase their goods, as well as a pet parade, live music, art vendors, street performances, a carnival, prizes, and more! The arts festival is held from 10 a.m. – 6 p.m. on July 4th, and the fun continues with a pre-fireworks carnival from 4 – 9:30 p.m. followed by a spectacular fireworks show in Sugarhouse park at 10 p.m.

Any of these make your summer bucket list? Start a new tradition and check out an event you’ve never tried before! And as always, support local when you can!

-The Novation Team

Serving Our Youth: Novation Title Insurance Gives Back

taychristensen@hotmail.com (DD Web) — Wed, 30 May 2018 22:05:39 GMT

By now you know that giving back has always been part of the culture at Novation Title Insurance, and each year we look forward to a new opportunity to help our community members. Our state has consistently ranked #1 in the most charitable in the nation and we are honored to contribute in any small way we can. It takes a village!

When it comes to charitable giving, Utah topped all other states last year (as it has done for the past two years). Utah has the highest volunteer rate, the highest percentage of population that donates time, and is tied for first place for giving away the most money and having the largest portion of its population that make donations. How cool is that?

For our May Giveback we chose to serve breakfast to the homeless youth at the Volunteer’s of America Youth Resource Center. The center provides 24/7 services to homeless teens ages 15-24, including emergency shelter beds, three meals a day and free legal services through their Homeless Youth Legal Clinic. They also offer programming dedicated to education assistance, job training and counseling.

The VOA of Utah’s mission is to “provide a bridge to self-reliance and health for vulnerable individuals and populations who struggle with homelessness, addiction and mental-illness in our Wasatch Front communities.”

A few more awesome facts about the VOA of Utah:

– They are a human services non-profit organization with more than 150 paid staff who serve more than 10,000 people across the state.

– They have provided over 75,000 meals to individuals struggling with addiction, homelessness, or mental illness.

– Their goal is to provide a safe, non-judgmental environment to help promote a positive change in individual lives.

That’s a goal we can all get on board with!

This incredible group of women from Novation Title Insurance served our community last Saturday and we are so proud to have them on our team. Thank you for taking time to give back to these at-risk teens and the organization that supports them — they are a vital part of this great community.

novation title insurance

Teens shouldn’t have to call the streets home and together as a community we can provide the support they deserve. For more information about volunteering, donating or help, visit www.voaut.org.

Help spread the word!

–The Novation Team

Novation Title Insurance Wins Best of State 2018

taychristensen@hotmail.com (DD Web) — Wed, 25 Apr 2018 22:07:09 GMT

Wow, what an honor! For the third year in a row, Novation Title Insurance Agency received the prestigious Best of State award in the Title/Escrow category. We are speechless and beyond grateful to be named once again for this award. We owe it all to the commitment and hard work of our incredible team!

Utah’s premier recognition and awards program, the Utah Best of State award recognizes outstanding individuals, organizations and business in Utah. Best of State winners are selected based on excellence in their endeavors, using innovative approaches and methods, and their contribution to a better quality of life in Utah. As a company, Novation Title Insurance has been committed from the very beginning to all of these things.

Our Mission: We believe in making an impact and having purpose within our community. Whether we are protecting real estate investments, giving back to our surroundings or creating opportunity and growth for others. We are here to redefine the experience.

Our Vision: To create an experience that our industry has never seen before. To develop individuals to live by their full potential in all areas of life. To have unlimited growth and make an impact in people’s lives for the better. To empower our team members to dream big so together we can make a difference in our world.

We live and breathe by these statements!

Criteria states that ‘Best of State candidates make Utah a better place. Community service, charitable contributions (financial or goods and services), family-friendly employment policies, environmentally sound practices or policies, increased employment opportunities, community beautification, education, contribution to a strong economy, and cultural contributions are just a few ways people and organizations make Utah a better place to live and work.’

We are proud to be in the company of all of these candidates and winners of Utah Best of State 2018. Working with others in our community who are equally committed to making our state a better place year after year is an honor of its own. Winners are invited to attend an Awards Gala on May 17th at the Salt Palace Convention Center which features a dinner, live entertainment, and celebrity presenters of Best of State medals. We can’t wait to celebrate with you all!

From our owner:

“Thank you to all of our clients love and support and all of the people that have reached their American Dream of homeownership inside our company. We invite you to experience the difference.” -Nuria Rivera

Purchasing Power: Who are Your Future Utah Home Buyers?

taychristensen@hotmail.com (DD Web) — Tue, 03 Apr 2018 22:08:58 GMT

Homeownership is a symbol of the American Dream—whether it’s with a white picket fence or a white mid-century modern kitchen. But the shortage in housing inventory across the country is creating affordability constraints making it difficult for new home buyers to gain a foothold in the market, according to the Aspiring Home Buyers Profile recently released by the National Association of REALTORS.

The desire for future Utah home buyers to purchase, however, is not diminishing. They are waiting (and willing) to pay higher rent prices or live with a friend or family member until they see a hike in new and existing housing inventory. In other words, they’re not going anywhere. And good news: inventory increases are expected to be felt (especially in higher priced segments) after spring home buying season, providing some relief for Utah home buyers and driving sales growth in 2019.

According to the Home Buyers Profile, aspiring homeowners identified their main motivators for purchase as children, marriage and/or retirement (32%), improved finances (26-30%) or a raise in rent (15%). In a high-demand, low-supply market, affordability is the obstacle. Homebuyers are hopeful, however. Demand continues to increase, and the majority of aspiring homeowners (82%) do want to achieve their dream of homeownership.

Here are some key profile highlights:

- Of the U.S. consumer households that were surveyed each month in 2017, 63% of respondents were homeowners, 28% were renters, and 9% lived with someone else.

- Of the non-owners, 46% were 34 years or under, 57% make an income of under $50,000, and 41% live in suburban areas.

- For both homeowners and non-homeowners alike, homeownership is strongly considered a part of the American Dream. For non-owners, 8 out of 10 aspired to be homeowners in the future.

- For non-owners, 58% felt that now was a good time to buy (compared to 79% of owners) and that perception was roughly the same across age, income and city size.

- 51% of respondents expect their rent to increase, and millennials and males were more likely to consider buying a home if their rent increases.

- Housing demand in 2018 will largely be fueled by more millennials deciding to tie-the-knot and start families, along with solid job growth and a strengthening economy that will push incomes higher. Millennials could reach 43% of new home buyers by the end of 2018 (up from 40% in 2017).

The future for aspiring homeowners looks promising. With an uptick of homes on the market in the second half of the year and price appreciation slowing down, the stage for 2018 and beyond is being set to provide help for Utah home buyers! The investment will be worth the wait.

Top Tips for Salt Lake Home Buyers in a ‘Nationally Competitive’ Housing Market

taychristensen@hotmail.com (DD Web) — Fri, 16 Mar 2018 22:10:48 GMT

In one of the hottest housing markets in the nation (and we mean hot), Salt Lake home buyers and sellers alike are fixated on tracking market stats as they watch home inventory disappear off the market. For sellers, seeing their homes move to closing as quickly as possible is a dream come true, sometimes with the added bonus of a bidding war between buyers resulting in an offer above asking price. Buyers, on the other hand, are finding themselves in the middle of these bidding wars, willing to pay more than asking price to secure a home in this hot high-demand, low-supply market — an investment they are willing to bet on.

Nationally, the median number of days on the market is falling with a rising number of home buyers and not enough homes for sale, especially in booming tech hubs. The national market hit a low of 60 days in the high-home-buying season of both May and June 2017 (according to realtor.com data). By looking at the median number of days that for-sale homes in the 300 largest metros spent on market from February 2017 through January 2018, they were able to identify Salt Lake City as #3 on their ‘hottest housing-market list.’

Median days on market: 38.2

Median list price: $372,450

What, exactly, is turning Salt Lake City into a boiling-hot metro where homes are spending some of the least time on market (compared to the national average)? Let’s take a look:

- The economy is booming with one of the lowest unemployment rates in the U.S., coming in at just 2.7% in December 2017, according to the U.S. Bureau of Labor Statistics.

- A relatively low cost of living, compared with some of the other major metros, are drawing in college students and millennials looking for tech jobs near Silicon Slopes.

- The city is expected to gain an additional 600,000 residents over the next 50 years, according to a University of Utah research brief.

Continued growth is projected for this market, so here’s what Salt Lake home buyers can do to navigate today’s extremely competitive market — and get a leg up on the competition!

Create a budget: Budgeting means taking into account the additional costs such as taxes, utilities and title insurance. Buyers should be aware that with less inventory on the market, the possibility of a bidding war becomes much higher.

Identify wants vs. needs: Wish lists might need to be compromised on if competition is too intense. List 2-3 non-negotiables but be willing to be flexible on items that can be added in or fixed at a later date.

Put in a competitive offer: In a seller’s market a lowball offer just won’t work. Salt Lake home buyers should go ahead and make their best offer right away or risk losing out. Still, keep in mind that the highest bid may not always win, and bids with fewer contingencies can often come out on top.

Get a pre-approval letter: When a seller knows that your offer is backed by the fact that you can actually afford the house, it gives you a lot of credibility. They know you have a lender that’s willing to finance your home — and you’ve already got the home buying process started!

If you have any questions about the current market or the Salt Lake home buying process, reach out to our team so we can guide you in the right direction. See how we’re redefining the experience!

-The Novation Team

What’s New in Salt Lake: March into Utah Foodie Scene Madness!

taychristensen@hotmail.com (DD Web) — Thu, 01 Mar 2018 23:12:02 GMT

It’s no secret that Utah is growing. As the third-fastest growing state in the nation, more people are calling the Beehive State home — living, working and consuming here. And that requires an impressive ability to meet not only housing and employment demands, but a wide variety of taste buds.

As a new generation of homebuyers flock to Utah’s booming capital city, Salt Lake’s foodie and nightlife scene is turning things up a notch and dressing to impress. Named recently as one of the Top 10 Foodie Cities in the US, Salt Lake is securing its place as one of the culinary hotspots of the West. With more than a dozen artisanal coffee roasters, close to 20 local breweries and a bold restaurant scene that is serving up cutting edge fare, Salt Lake has a surprisingly diverse dining repertoire.

Salt Lake’s culinary and nightlife scene just got even more appealing with five new openings, ranging from casual cafes and pub fare to experimental dining experiences that are perfect for après ski, before a show at the Eccles Center or after a Jazz game. The only problem: how to decide!

White Horse Spirits & Kitchen

White Horse, a modern American Brasserie located in the heart of downtown, serves everything from bar snacks to shared plates, fresh oysters to sandwiches and steaks. They are also home to Utah’s largest Apertif and Digestif menu which pairs well with over 30 Ciders from all over the world. Open 7 days a week, 11 am – 1 am.

Lake Effect

Lake Effect is a destination bar located close to the Salt Palace Convention Center in downtown Salt Lake. The ‘latest purveyor’ of craft cocktails and fine dining, small plates, tapas, burgers and sandwiches are the stars on this casual menu. Stop in for live blues music on Move and Groove Mondays or sign up for a pairing class on Tasting Tuesdays — or just stop in to grub any day of the week! Open everyday, 11 am – 1 am.

Fisher Brewing Company

Founded in Salt Lake City in 1884, the long-defunct Fisher Brewing Company has been brought back to life as an employee-owned craft brewery. Located in the Granary District of Salt Lake City, they offer a selection of ales and lagers (including a new IPA) on draft in their brewery taproom. As far as the food? Every day, a different food truck bellies up to the brewery. For a list of the visiting truck of the day, visit here.

Seasons

Vegans now have a classy hangout in Salt Lake at Seasons, which serves “classically inspired gourmet plant-based comfort food.” French and Italian are the mainstay using local, regional, organic, and non-gmo sourced foods. They offer a small beer and wine selection as well as hand-crafted desserts. Located near Smith’s ballpark, Season is open Tuesday-Saturday, 4 pm – 10 pm.

Table-X

This space south of Sugar House is a historic barrel-roofed warehouse that once served as a cheese factory. Chefs Mike Blocher, Nick Fahs and David Barboza create artful but casual fare, focused on local meats and produce from the restaurant’s own garden that aligns with the changing seasons. They also offer a 5-course tasting menu with optional wine pairing. Open Wednesday-Sunday, 5 pm – 10 pm.

The Rest

The Rest is a subterranean speakeasy beneath Bodega, filled with taxidermy, antiques and the inventive cooking of Chef Brendan Cagle. Offerings include honey-glazed beer-can chicken, fried brioche doughnuts and a unique version of poutine. Its upstairs companion (Bodega) offers small plates and vintage cocktails. Located in the heart of downtown Salt Lake, The Rest is open Tuesday-Saturday, 5 pm – 1 am.

This is the kind of real estate we can really sink our teeth into! Now, what to try first?

Changing the Face of Title Insurance: The Next Generation

taychristensen@hotmail.com (DD Web) — Thu, 01 Feb 2018 23:13:32 GMT

Adaptation and change is essential for success in all areas of business and across all industries, and title insurance is no exception. Each new era presents us with opportunities that didn’t exist for the generation before us. We have access to better tools and a different vantage point. It is, however, up to us to use them to improve upon the past and breathe life into our dreams and ideas. If we don’t, then opportunity and growth is lost.

The millennial generation wants something different from their experiences – something that gives them purpose. We all know what happens when we are passionate about what we are doing — we will undoubtedly put more of ourselves into our work, and the result is far better because of it. We respond to passion with passion. It’s a win-win.

At Novation, we understand this and believe in redefining the experience of what has been a slow-to-change industry. We have watched the real estate industry as a whole change and evolve, utilizing mobile technology and social platforms to speak to customers and better understand their needs. As a title insurance company, we understand that we are a vital part of the homebuying process and recognize the importance of not just ‘keeping up’ with the industry but ‘getting ahead.’

So, what does that look like for us?

Improving transparency – When you invest in title insurance and closing services on your home purchase or refinance, do you know where your money is going? Many consumers still report feeling left in the dark on this issue. We provide updates during the entire title and settlement process, keeping you in-the-loop and aware of upcoming deadlines. We are committed to everyone involved in the transaction.

Educating consumers – We believe that homebuyers should know not only what title insurance is, but why they need it. In a case of a title defect, liens or even human error, they should understand how they’re protected. Consumers should also be aware that they have the option to choose their own title insurance company for the closing process. Let your voice be heard!

Community partnerships – Giving back and having purpose within our community has always been part of our mission. Every spring we partner with a different non-profit in our community and donate a portion of our net profit directly to that organization. It’s one way we can say thank you for helping to keep our community strong! We’re all better off when we work together.

Personalized relationships – Our vision, from the beginning, was to create an environment that is completely different for the people we work with. It’s important to us that we build a relationship with each one of our clients and make it a positive experience for everyone involved. From text-message reminders to capturing the moment of closing, we do things a little differently!

These are just a few of the ways we’re creating an experience that our industry has never seen before. In today’s fast-paced and forward-thinking world, we know that every decision counts. We invite you to experience the difference!

Double Down: Salt Lake City’s Housing Market ‘Heating Up’ in 2018

taychristensen@hotmail.com (DD Web) — Tue, 09 Jan 2018 23:14:50 GMT

At the beginning of each new year, there is one sure-fire question on everyone’s mind: What does the coming year have in store for us? While we like to make predictions, set goals and plan ahead, we can never fully know what the future holds. But that’s the most exciting (and sometimes scary) part about it!

Nevertheless, everyone loves to try and predict the future. We place bets on football games and horse races, invest in stocks and cryptocurrency and spend billions in lottery tickets each year. Why? Because the prospect of being right is so enticing…and the end result, if in our favor, could possibly change our lives!

It’s no different in the real estate industry, as we become enthralled with forecasting which housing markets will top the nation’s ‘hot list’ each year. And now more than ever. Due to unease caused by the last decade’s housing crash and ever-fluctuating home prices, Americans tirelessly track the up-and-down trajectory of the nation’s housing markets, waiting to ‘break in’ again at just the right time — in just the right market.

Now, as we settle into 2018 and look at predictions for the previous year, we ask ourselves: Were we right? Did we see it coming? Were we able to direct our investments, and those of our clients, successfully?

And for this year: What are the ‘hot markets’ where you can still afford to buy? Where are home prices almost certain to appreciate? The ones with booming economies and high job growth?

Realtor.com recently released their predictions for the top housing markets of 2018 after looking at the number of sales of existing homes and their prices, along with the amount of new home construction in the 100 largest markets (along with economy, population trends, unemployment rates, median household incomes, and other factors). Affordability, along with a strong economy, are top priorities for home buyers this year. And while prices are expected to grow, these ‘hot’ markets will still remain relatively affordable in 2018.

So which housing markets are this year’s big ‘winners?’ Here are the top 10 housing markets of 2018 (as predicted by realtor.com).

Las Vegas, NV

Dallas, TX

Deltona, FL

Stockton, CA

Lakeland, FL

Salt Lake City, UT

Charlotte, NC

Colorado Springs, CO

Nashville, TN

Tulsa, OK

Any surprises? While we were (obviously) thrilled to see Salt Lake City take #6 on the list, we definitely weren’t surprised. According to realtor.com, “Salt Lake City is so hot that potential home buyers will likely need to duke it out with competitors.” If you’re currently in the market to buy a home in Utah’s capital city, you know just how true that statement is!

With the rise of our very own Silicon Slopes — a high tech mecca rivaling Silicon Valley — the housing market is, indeed, hot. Corporations are jumping on the prospect of lower taxes, affordable real estate and a pool of fresh engineering talent from local universities. College students and millennials are flocking to the city due to high job growth and affordability, and Gen Xers with families are buying up homes as soon as they hit the market, particularly in the suburbs.

So, would we bet on the accuracy of this housing prediction? Hands down. With a median home price of $360, 828 and a predicted sales growth of 4.6%, 2018 is looking to be a great year for Salt Lake City’s housing market!

What’s Happening in Salt Lake: Happy Holidays!

taychristensen@hotmail.com (DD Web) — Tue, 19 Dec 2017 23:16:25 GMT

Tis’ the season! With less than a week away until Christmas Day, the lights, festivities, and holiday cheer in Salt Lake is in full swing. With most of our shopping (hopefully) done, now is the perfect time to take a step back, put down the shopping bags and enjoy the last few moments of the holiday season with family and friends.

Whether you’re looking for a fun family outing or a night out with friends, Salt Lake is bubbling with options and offers something for everyone. From shopping and dining, to off-Broadway performances and some of the best Christmas lights in the country, get out and enjoy what’s happening in Salt Lake!

Christmas Lights at Temple Square

Visit Temple Square to see the Christmas lights every night at dusk for the entire holiday season through January 2, 2018. During the month of December there are free performances in six different venues on Temple Square, and of course the famous Mormon Tabernacle Choir Christmas Concert attracts visitors from all over the world. Enjoy a favorite Utah tradition for locals and visitors for the past 50 years!

Christmas in Color

Utah’s biggest, brightest holiday drive-through light show is held at Salt Lake County Equestrian Park in South Jordan. Christmas in Color lights up the venue with a mile-long, drive-through light show that sharply synchronizes the choreography of 1.5 million LED lights with upbeat holiday music. Cozy up in your jammies, grab some hot cocoa and enjoy the sights of the season in the warmth of your car!

The Nutcracker at Ballet West

Another favorite Salt Lake tradition, The Nutcracker is a holiday season must! This season marks the brand new 2017 BalletWest premiere – fresh sets, dazzling special effects and new costumes meet the much celebrated choreography and music! Matinee and evening performances run December 2nd through the 30th.

City Creek Center

Don’t miss the holiday attractions at City Creek Center! You will find Santa in his lantern cottage near the Food Court, December 17th-23rd. Try the virtual line so you can shop and dine instead of waiting! Also, don’t miss the choreographed Fountain Show at the top of every hour and feature shows with holiday songs at 7 PM and 9 PM near Nordstrom.

ZooLights at Hogle Zoo

ZooLights! will be brighter and more sparkling than ever as this festive, family-fun light event returns for its 11th anniversary year. Over 200 lighted animal and holiday-themed displays will glisten in the December night as you make your way throughout Zoo grounds. Enjoy dinner in the Beastro, warm up with a cup of hot chocolate or check out the vast array of tasty treats! Runs through New Year’s Eve (closed on Christmas Day).

Grand America Holiday Window Stroll

This ‘grand’ winter holiday winter stroll showcases 14 unique, whimsical displays located at The Grand America. Each hand-crafted window display captures the imagination and the joy of the holiday season in a scavenger-hunt. Attendees will receive a map to guide their explorations, as well as a seasonal cookie at the end of the stroll. Fun fact: 18 pounds of glitter was applied by hand to create 350 whimsical pieces!

Downtown Alliance Jingle Bus

All aboard the Downtown Jingle Bus! Beginning Friday, November 24th through December 30th, downtown holiday season visitors can hop-on and off the holiday themed ride circling The Gateway, Temple Square, City Creek Center Gallivan Plaza & Capitol Theatre. Jingle Bus runs from 5 – 10 PM, 7 days a week (except Christmas Day) free of charge.

The Last Hurrah at The Gateway

Replacing Eve as Salt Lake’s premier New Year’s event, The Last Hurrah at The Gateway will celebrate the New Year with everything from Main Stage music acts, a Speakeasy Lounge, and full, interactive Gameroom. Champagne will even be served throughout the event so you can make your New Year’s toasts! Thanks to community sponsors, The Last Hurrah is a free event for all ages.

All of us at Novation Title want to thank you for a wonderful year in business and wish you a happy and healthy holiday season. Thanks for allowing us to be a part of your lives, big or small!

salt lake real estate

Happy Holidays,

-The Novation Team

Changing Course: 4 Utah Real Estate Trends to Expect in 2018

taychristensen@hotmail.com (DD Web) — Fri, 01 Dec 2017 23:17:38 GMT

The real estate industry is in a state of constant change, shifting with today’s global events, technological breakthroughs, and financial market fluctuations. As we reflect back on the predicted (and unpredicted) events of the past year and look forward to 2018, we can’t help but wonder what next year might bring for the Utah real estate market. One thing is certain — change is inevitable!

But what change, exactly, can we expect? Something most early forecasters agree on is that home prices will continue to rise. The question is — how much? Current predictions are anywhere from a 3.65% to a 5% increase through July 2018. Housing inventory, price appreciation, and generational and regional shifts are some of the top trends that will shape the Utah real estate market in 2018.

So, whether you are thinking about buying a home or investing in your own real estate empire, you want to be prepared for what lies ahead. Real estate agents, in particular, are faced with the overwhelming task of keeping up with an ever-evolving market and emerging industry trends. Here’s 4 possible ‘game-changers’ to keep your eye on in the coming year.

Inventory Turn-Around

After three years of a steady shortage of homes for sale, realtor.com predicts that the shortfall will finally ease up in the second half of 2018. Once we see inventory start to turn around, there will be plenty of demand to meet the supply (especially in top real estate markets). Good news for Utah — as one of the nation’s hottest real estate markets, it may see inventory recover even earlier. As the market eases, home prices are expected to slow to 3.2% growth year over year nationally

More Mortgages for Millennials

The housing market in 2018 will continue to present challenges for millennials, but many will have success at taking out mortgages on homes at varying prices, and not just starter homes. This is due to both an overall stronger economy and their own career development. Millennials could make up 43% of home buyers taking out a mortgage by the end of 2018, up from an estimated 40% in 2017.

Technology and Silicon-Slopes

With inventory rising, new technologies (and the companies that deliver them) will be in high demand. Utah’s Silicon Slopes is leading the nation in tech growth and shows no signs of slowing. The combination of a strong workforce, business-friendly environment, low operating costs, and proximity to other large markets makes Utah one of the best options in the country for information technology, and many companies will be looking to expand or relocate their business to Utah in 2018.

Tax-Reform Changes

With tax reform now in the Senate’s hands, the proposed overhaul has numerous potential impacts on the Utah real estate industry and the real estate world at large. Low-income housing tax credits (LIHTCs) may be on the docket, along with proposals to double the standard deduction on personal income, alter investment amortization, and get rid of the 1031 tax-free exchange program. These all have the potential to add disruptions and numerous potential ripple effects across the industry.

Remember…Change is inevitable. Progress is optional. –Tony Robbins

Let’s go!

-The Novation Team

10 Thanksgiving Events in Utah to ‘Kick-Off’ the Holiday Season

taychristensen@hotmail.com (DD Web) — Fri, 17 Nov 2017 23:18:57 GMT

It’s hard to believe Thanksgiving is less than a week away and the holiday season is in full-swing. Snow has made its first appearance in the Salt Lake valley, grocery stores are packed with customers stocking up on canned pumpkin and cranberry sauce, and Christmas music is officially on the radio (an early November tradition we love to hate).

There are many fun holiday-themed events happening around Utah this month to celebrate Thanksgiving and kick off the rest of the winter season. There’s something for everyone all across the valley — whether you enjoy feasting with beasts or burning off a few pre-Thanksgiving calories.

Nov. 20: Luminaria at Thanksgiving Point

This family-fun event begins on Nov. 20 and runs through the end of December. The mile-long walk features 8,000 programmable lights at Thanksgiving Point in Lehi. Luminaria will be open from 5-9 p.m. daily. For more information about ticket pricing, visit thanksgivingpoint.org.

Thanksgiving Day, Nov. 23: Feast With The Beasts at Hogle Zoo

Too many chefs in the kitchen? Hogle Zoo invites families to get out of the house and ‘feast with the beasts’ on Thanksgiving Day. From 10 a.m. to 1 p.m., visitors can watch animals smash, eat and play with pumpkins and turkey-shaped pinatas. Kids can make a fun craft for free at the Fresh Market booth from 9 to noon. For more information, visit hoglezoo.org.

Thanksgiving Day, Nov. 23: Utah Human Race

The 12th annual Utah Human Race starts bright and early Thanksgiving morning and is one of the largest 5k/10k events in the state. The race takes place at the Draper Spectrum (VF Outlet) and starts at 7:30 am. All proceeds from the race go directly to the Utah Food Bank. Head over to http://www.utahhumanrace.org or utahfoodbank.org to register.

Thanksgiving Day, Nov. 23: Murray Giving Thanks Giving Hope Run

Now in its 10th year, this event takes place at the Jordan River Parkway Germania Pavilion at 8 a.m. on Thanksgiving Day. Runners and walkers can choose from distances of 2K, 5K and 10K. All proceeds from the race will go to Shriners Hospital for Children, and this year’s goal is to raise $5,000. Start the day off right by giving back!

Nov. 24: SLC Annual Community Coat Exchange

Bring warmth to our community by attending this annual coat exchange the day after Thanksgiving. Stop by with your donations on Friday, November 24th at Pioneer Park from 10 a.m. to 1 p.m. Need a coat? Come get one. Have a coat? There’s someone who can use it! For more information, visit coatexchange.org.

Nov. 24: Temple Square Christmas Lights

A Utah holiday tradition ‘must,’ the Christmas lights at Temple Square in Downtown Salt Lake City will be unveiled the day after Thanksgiving at 5:30 p.m. The 35 acres are completely transformed with lights and decorations, and free concerts and performances run daily at six different venues until January 2nd.

Nov. 24-26: Elf: The Musical at Eccles Theater

This movie-to-musical adaptation tells the story of everyone’s favorite elf “Buddy.” The theater is offering five performances of the show from November 24-26 as part of the Broadway at the Eccles series. For more information, visit broadway-at-the-eccles.com.

Nov. 25: Sugar House Winter Carnival

The 3rd Annual Sugar House Winter Carnival takes place on Saturday, November 25, from 10:00 a.m. to 4:00 p.m. Enjoy coffee and painting with The Paint Mixer, a visit from Santa and Elsa from Frozen, cookie decorating and even a ride on The Polar Express. Stick around after for the 1st annual Sugar House Aglow and watch as luminaries light up Wilmington Avenue at 5:30 p.m. Admission is free!

Nov. 27: Draper Tree Lighting Ceremony

Draper City kicks off the holiday season with the ‘Tree of Life’ ceremony, the lighting of a willow tree donned with more than 1,000 strands of light. The ceremony takes place at Draper City Park from 6-8 p.m. on Nov. 27 with musical performances, hayrides, refreshments and a visit from Santa.

Nov. 29: Lights On! 2017 at the Gallivan Center

Get festive as the Gallivan Center Plaza lights are turned on for the 2017 holiday season! Along with the lighting of an awe-inspiring 60-foot-tall Christmas tree, there will be a DJ, food trucks and ice skating performances. The event starts at 4 p.m. Nov. 29 and admission is free. Visit thegallivancenter.com for more information.

This Thanksgiving, we are grateful for our health, our families, our ability to give back to the community and for all of our amazing clients who give us purpose. We couldn’t do what we do without you!

-The Novation Team

More Treats, Less Tricks: Halloween Tips for Utah Homeowners

taychristensen@hotmail.com (DD Web) — Mon, 30 Oct 2017 22:20:13 GMT

Eek! Halloween is just around the corner (tomorrow, to be exact) and the holiday that celebrates all things wicked and dark is the nation’s second-largest holiday. Decorations, costumes, pumpkins, party essentials, and of course, candy are eating up our paychecks, with Halloween spending projected to rake in 9.1 billion in sales this month and an average of $86.13 per consumer (up from $82.93 last year).

With roughly seven in 10 planning to celebrate Halloween this year, Utah homeowners have a lot to prepare for. Younger celebrators are more likely to dress in costume and attend or host a party, while older generations are stuck with ‘candy-duty.’ Whether you’re headed out or staying in, there are a few things you can do to protect your visitors — and your home — on the spookiest night of the year.

1- Clear your sidewalks

Clear away any items that can be tripped over, such as tools, hoses and broken branches. Keep outdoor decorations away from your driveway and sidewalk, and avoid blocking the entrances and exits of your home. Repair any loose railings and broken floor boards before the haunt so nobody gets hurt. Liability may fall on homeowners if party guests or trick or treaters get hurt on their property.

2- Lights on!

Halloween is all about setting a spooky mood, but light up the night for safety. Outdoor lights improve visibility and provide safe passage to party guests and trick-or-treaters. Ample lighting both in and outside of your home will make kids – and their parents – feel more comfortable visiting (unless that is, you’d rather not have ghouls and ghosts for visitors).

3- Decorate carefully

Jack O’ Lanterns are a Halloween essential, however, candles can present a fire hazard. When decorating your home, place streamers, fabric and paper ornaments away from tea lights and pillar candles. Also consider using battery-powered flameless candles. You’ll get the same atmosphere, but without the risk!

4- Hand out store-bought treats

Remember to stick to sealed, pre-packaged goodies. Most parents will inspect their kids’ bags at the end of the evening and homemade treats will likely get thrown out. You could also go candy-free with non-food items such as glow sticks, play-doh or pencils. Kids love the novelty and they’re especially welcome for families with allergies.

5- Keep your pets safe

Your favorite furry friends can get easily excited or scared by new people (especially ones looking a little ominous) ringing the doorbell. Avoid potential problems by confining them to the backyard or a different room. Then you can pass out treats worry-free!

6- Protect your own trick-or-treaters

As kids take to the streets on Halloween, their risk of being injured by motorists increases greatly. Always accompany your littlest trick-or-treaters as they make their rounds and stay on sidewalks. Remind older kids to only visit well-lit homes and stick to familiar streets. Encourage them to only go out in groups, and make sure they ask your permission before entering a stranger’s home.

7- Watch out for mischief!

In most cases Halloween night draws out harmless trick or treaters, but it can also attract the prowling pranksters. Property vandalism and injuries spike on Halloween, so Utah homeowners should keep valuable property inside and be on the lookout for troublemakers. Most homeowners insurance policies will provide coverage for vandalism and some Halloween-related mishaps, so make sure your home insurance policy is up-to-date!

Happy Haunting!

Cyber Security Check-up: How We Protect Your Real Estate Transaction

taychristensen@hotmail.com (DD Web) — Mon, 16 Oct 2017 22:21:30 GMT

Did you know? October is National Cyber Security Awareness Month, and with companies connected to our industry making recent headlines after reporting data breaches (Equifax, Gmail, Verizon and the California Board of Realtors), it’s a good reminder that cyber crime is a growing and ever-changing worldwide problem.

An increased use of technology in our business to manage data and complete real estate transactions means an increase in digital security threats. The more connected we become, the more vulnerabilities and checkpoints exist. Email phishing scams, ransomware and wire transfer fraud and theft are all serious threats when conducting a real estate transaction, and it is our job as a title company to be one step ahead of these ‘scammers.’

Small real estate businesses, agents and their clients are increasingly becoming the targets of sophisticated cyber scammers, according to the National Association of Realtors. In recent months, real estate professionals have reported an upswing in a particular wire scam, where a hacker breaks into an agent’s email account and obtains information about upcoming real estate transactions.

With new threats emerging, now is a good time to evaluate the strength of your company’s cyber security plan. Here are some tips for protecting your network and valuable data, your clients private and financial information — and your reputation.

Use modern software and update it regularly. Any business conducting real estate transactions should be on the latest version of their operating system and automatically apply updates.

Protect your network with advanced firewall security and encrypt sensitive data.

Regularly backup data that is stored on computers and/or networks.

Use secure Wi-Fi networks and avoid public Wi-Fi networks when accessing certain emails and documents.

Use unique passwords and change them frequently. Admin, administrator or the name of your website domain should be avoided as usernames.

Consider implementing multi-factor authentication for access to certain email and online accounts, as well as access to your network through wireless devices.

Use a secure email server and avoid free email services. While cloud and free email services are convenient for business, they are never completely secure.

Set up a procedure with home buyers and sellers in the beginning of a transaction that indicates how funds will be disbursed. Ensure that every party in the real estate transaction knows to communicate changes to funds transfer instructions either in person or through a dedicated phone number.

Educate all employees on your company’s cyber security policies and the importance of verifying wiring instructions; implement a cyber security response plan in the event of a breach.

Despite your magnitude and infrastructure, no business is completely immune from cyber attacks in today’s world. There are, however, effective strategies and precautionary steps you can take to significantly reduce your risk and protect you in the event of an attack. At Novation Title, we take extra measures to protect our clients from any cyber/wire fraud during a real estate transaction. Be careful and BE AWARE!

-The Novation Team

9 Ways to ‘Fall’ in Love with Salt Lake City in October

taychristensen@hotmail.com (DD Web) — Sat, 30 Sep 2017 22:22:25 GMT

One of the best things about living in Salt Lake City is experiencing all four seasons and witnessing Mother Nature in all her glory. October is one of the most stunning months of the year in Salt Lake City. There’s that hint of fall crispness in the air, the leaves are turning vivid red, orange and golds, and the best part — it’s sweater weather! It’s not quite yet ski season, and the kids are back to school, which means it’s one of the least crowded times to explore the city.

Here’s a few of our favorite things to do this time of year — from treats to tricks and everything in between. Fall in love with something new this season!

1- Oktoberfest at Snowbird Resort

Voted one of America’s 10 Best Oktoberfests by Men’s Journal Magazine, Snowbird’s Annual Oktoberfest attracts over 60,000 visitors and has grown to become one of the largest festivals in Utah. Every Saturday and Sunday from August 12 through October 15, 2017, including Labor Day on Monday, September 4. Enjoy authentic German grub, live music and local brews. Prost!

2- Pumpkin Nights

Looking for something new this fall season? For the first time, Pumpkin Nights is coming to Salt Lake City! This outdoor festival immerses you in a half-mile walking path of over 3,000 hand-carved pumpkins, larger-than-life displays, and multi-sensory experiences. The festival runs every night from Friday, October 13th to Sunday, October 29th at the Utah State Fairpark. Costumes are highly encouraged!

3- Haunted Houses

In the mood to get scared? Salt Lake City’s Fear Factory was featured on Travel Channel’s Ghost Adventures and claims to be truly ‘haunted.’ Nightmare on 13th, the largest haunted house in Utah, has been scaring guests for 28 years and was named one of the ‘Top Haunted Attractions’ in the nation. And if you dare to make the 30 minute drive to Tooele — visit Asylum 49 — Utah’s first ‘full-contact’ haunted house. Warning: not for the faint of heart!

4- Boo at the Zoo

Boo at the Zoo is one of Utah’s Hogle Zoo’s most popular yearly events and favorite Halloween traditions. Kids 12 and younger are invited to dress in costume to trick-or-treat at various booths set up throughout zoo grounds. Trick-or-Treating is free with regular Zoo admission or membership from 9 am – 3 pm. BooLights, Hogle Zoo’s newest festival of fall lights, runs Friday and Saturday evenings through October 27th.

5- WitchFest at Gardner Village

WitchFest is the ‘witchiest’ event in Salt Lake City! Enjoy creative witch displays throughout the Village, a witch scavenger hunt, Six Hags Witches Adventure, Witchapalooza and much more. Select activities run daily through Halloween and some events require tickets, however admission to Gardner Village is free. Visit here for calendar dates and ticket info.

6- The Haunted Aquarium

Visit the Living Planet Aquarium during October to see fun and spooky decorations lurking throughout their galleries, along with special events like Skeleton Dives and Trick-or-Treating. Haunted Aquarium activities are included with Aquarium admission October 13 – 31. Looking for an adults night out? Don’t miss Sips Under the Sea on October 13th! Specialty drinks will be served alongside live entertainment. Prizes awarded for the most creative costumes!

7- Farmer’s Markets

Many Salt Lake City farmers markets continue through October with pumpkins, apples, and a local favorite — apple cider donuts! The Downtown Farmers Market is open on Tuesdays and Saturdays into October, and its Arts & Craft Market has a different kind of local produce: artisan jewelry, ceramics, and metal and glass work, among many other mediums. All are held in Pioneer Park through Mid-October.

8- Pumpkin Days at Wheeler Farm

For a family-friendly, not-so-scary Halloween outing, head to Wheeler Farm’s Pumpkin Days! Admission includes unlimited entrance into the hay maze, one wagon or cow train ride, and a pumpkin! The Farm’s pumpkin patch is generally open from late September through October 31st.

9- U of U Football Games

If you’re a college football fan and love Pac-12 action, catch one of the Utes’ games during October. On the October home game schedule: Utes vs. Stanford and Arizona State. The Utes play at the Rice-Eccles Stadium on the University of Utah campus.

Which autumn tradition to you look forward to most?

Our Core Values: A Dare to be Different

taychristensen@hotmail.com (DD Web) — Sun, 17 Sep 2017 22:23:44 GMT

Excellence: a talent or quality which is unusually good and so surpasses ordinary standards.

In today’s world, the next generation wants something more from their work experience. They are looking to be motivated by something other than a paycheck and water cooler chit-chat. Personal growth, a connection to something meaningful and an opportunity to make a difference are high priorities for today’s workforce, and the companies who afford them these opportunities are setting a new standard for ‘excellence.’

Today, 80% of the Fortune 100 promote their core values publicly, and companies with a high commitment to these values outperform others by 400%. Feeling aligned with a company’s values, mission and philosophy is one of the top reasons employees love where they work (and yes, you should!) and the primary reason that customers feel connected to a company or brand.

Core values are the essence of a company’s identity – the principles, beliefs and philosophy that guide decision-making processes and long term goals. They educate clients and potential customers about who a company is and what they stand for. They are strengthened by a company’s willingness to fully embrace them, both internally and externally.

Our core values are our commitment of excellence to you — our employees, clients and potential customers — through each and every experience. We dare you to be different!

Innovation – A collective effort to dare to be different; dissolving the idea of competition; continuous internal growth leads excellence.

Diversity – A mindful environment that embraces all backgrounds, ages, ethnicities and creativity.

Integrity – A universal ethos that will execute duties with transparency to whomever we serve.

Self-Development – Embracing the journey of self-growth mentally and morally.

Experience – Exercising mindfulness within our family and with our clients feelings and thoughts.

Contribution – Our commitment to love will transcend in our efforts within the community.

What motivates you to do your best work?

-The Novation Team

Hurricane Harvey: What Utahns Can Do to Help Now

taychristensen@hotmail.com (DD Web) — Wed, 30 Aug 2017 22:25:32 GMT

Since making landfall on Friday, Hurricane Harvey has devastated much of Southeastern Texas with historic flooding, leaving tens of thousands of residents displaced and in need of help, not knowing when they’ll be able to return home. Several lives have been lost, and the death toll is still unknown. This deluge of rain, fierce winds and raging floods could result in the costliest natural disaster in U.S. history.

And the storm isn’t over. Early this morning, Harvey made a second landfall near the Louisiana-Texas border, and more heavy rain is expected in the region. The National Weather Service warns that “catastrophic and life-threatening flooding” is still a threat to southeastern Texas and portions of southwestern Louisiana.

Those in the wake of Hurricane Harvey are dealing with the immediate destruction, but recovery efforts could take months. Watching from afar is difficult and may make you feel helpless, but there are several ways to get involved and help in these efforts. Here are some organizations providing urgent relief and essential services to flood victims during this ‘unprecedented natural disaster.’ They need our help now!

American Red Cross To donate, visit redcross.org, call 1- 800-RED CROSS or text the word HARVEY to 90999 to make a $10 donation.

The Salvation Army To make a financial donation, visit www.helpsalvationarmy.org, call 1.800.SAL ARMY, or text STORM to 51555.

Catholic Charities USA To make a financial donation, visit CCUSA’s disaster-specific website or text 71777 to make a donation.

GlobalGiving Visit globalgiving.org/harvey. Donors can also text HARVEY to 80100 to donate $10 to GlobalGiving’s Hurricane Harvey Relief Fund.

The Dallas Foundation has started a Hurricane Harvey Relief Fund. Donate at dallasfoundation.org.

Hurricane Harvey Relief Fund Houston Mayor Sylvester Turner established this fund administered by the Greater Houston Community Foundation to accept tax-deductible flood-relief donations. Donations can be made at ghcf.org.

SPCA of Texas is expecting 300 cats and dogs to come to North Texas. The agency is asking for donations of cat litter, litter boxes, towels, blankets, treats, toys and newspaper. Monetary donations can be made to help with these supplies at SPCA.org/gift

Save the Children Save the Children’s emergency response team is on the ground in San Antonio, Texas, working to meet children and families’ immediate needs. Visit savethechildren.org to make a donation.

These are just a few of the ways we can help our neighbors in need. As Houston Mayor Sylvester Turner said, “Together we can make a difference to those who will need extensive help to get back on their feet once this storm is over.”

We are all one. Please help us in acting now!

-The Novation Team

Mission vs. Vision: What Does Your ‘Statement’ Say About You?

taychristensen@hotmail.com (DD Web) — Sat, 12 Aug 2017 22:32:09 GMT

Mission accomplished. Or is it?

Your mission, then, brings your vision to life.

Mission: We believe in making an impact and having purpose within our community. Whether we are protecting real estate investments, giving back to our surroundings or creating opportunity and growth for others. We are here to redefine the experience.

Vision: To create an experience that our industry has never seen before. To develop individuals to live by their full potential in all areas of life. To have unlimited growth and make an impact in people’s lives for the better. To empower our team members to dream big so together we can make a difference in our world.

Impact. Purpose. Growth. Empower. Create. Dream. These are our words, our actions, our reality, and something we are proud to stand by each and every day. Experience the difference!

Millennial Appeal: Which Real Estate Markets Have ‘It?’

taychristensen@hotmail.com (DD Web) — Mon, 31 Jul 2017 17:12:22 GMT

For the fourth consecutive year, millennials are the largest group of homebuyers in the United States, according to the National Association of Realtors 2017 Home Buyers and Sellers Generational Trends Report. Nearly 40% of home buyers are currently under 36 years old, and that number (and their hunger for home ownership) is growing. By 2025 millennials will make up 75% of the world’s working population and will have an impressive amount of collective purchasing power.

Across the country, real estate markets are much healthier than they have been in years, and property values are hitting new highs. Some places, however, have not only recovered better than others but are poised for continued growth with millennial homeownership– including Salt Lake City. In fact, it topped the list of the 10 U.S. cities millennials want to live (*high five* *fist bump* *secret handshake*).

We’re not surprised — but what, exactly, makes a real estate market a millennial magnet? Let’s take a closer look at what’s piquing their interest.

Millennials want homes over 2,375 sq. ft. (on average) and nearly half surveyed in the March 2016 National Association of Home Builders study said they wanted at least four bedrooms, an outdoor space, shower and tub in the master bath and hardwood floors on the main level of the home.

49% percent of millennial buyers had at least one child, also according to the report (up 6% from two years ago) and are purchasing homes with their partners.

Though marriage rates have declined, the number of U.S. adults in cohabiting relationships reached nearly 18 million last year, up 29% since 2007. About half of those cohabiters are younger than 35 with dual incomes that support home ownership.

55% of millennials are enthusiastic about home ownership as an investment, and over half would invest in property other than their primary residence.

Economic growth and relative affordability make these markets really attractive to first-time home buyers. Of all the markets on the list, Salt Lake City had the lowest unemployment rate at 2.9%, well below the national unemployment rate of 4.7%.

High job growth and the power of affordability make these markets attractive to millennials. A burgeoning tech scene that lures young people to companies, Salt Lake and neighboring cities is a high tech mecca known as ‘Silicon Slopes’ with homes at one-third of Silicon Valley prices.

We’ve always known Salt Lake City was an ‘it’ real estate market — and its appeal is only gaining speed. If millennials are checking out your city, pay attention! Some must-haves on their list often include short commutes, outdoor amenities, cultural centers, a good food scene and something fun to do on a Friday night…but most importantly, upward mobility and a secure financial future. Not too much to ask, right?

Why Utah? Volume 6: This is (Definitely) the Place

taychristensen@hotmail.com (DD Web) — Mon, 17 Jul 2017 17:14:18 GMT

What makes Utah, well…Utah? In 1847, Brigham Young famously led Mormon pioneers into the Salt Lake valley declaring “This is the place.” Over a century and a half later, Salt Lake City is thriving at the urban heart of the Beehive State. Utah’s capital continues to give both travelers and residents a reason to stay and enjoy the vibrant city, with amenities and events you’d expect to find in a major metropolitan with the convenience and affordability of a place that is still being ‘discovered.’

The city’s burgeoning food scene, art and cultural attractions and diverse population bring life to the city center, but what lies at its historical heart? Utah’s rich history has undoubtedly shaped the place we know it as today, and many of the secrets of its past are tucked away (breathtakingly) in plain sight.

Have you visited these historic downtown buildings? We’re hoping that there’s at least one thing on this list that you’ve yet to discover. Do something new this weekend and get to know your city!

Beehive House – 1854: The Beehive House is the older of Brigham Young’s two Salt Lake City residences. It stands today as a museum displaying objects belonging to Young and his family. Located just southeast of Temple Square at 67 E. South Temple, visitors can see how the family lived in 1855 on guided free tours, which take place Monday-Saturday 9 a.m. to 9 p.m. and last about 30 minutes.

Brownstone Building – 1890: The historical Brownstone was first built as the Utah Commercial and Savings Bank building in 1890. The structure is one of the state’s oldest bank buildings that remains in nearly original condition, and has stayed true as malls across the street have been built up, torn down and built up again. The building at 22 E. 100 South is home to local favorite eateries such as Martine Cafe and Ahh Sushi, as well as private offices.

Salt Lake Temple – 1893: The Salt Lake Temple is the epicenter of Mormon historical sites in Salt Lake City. Built between 1853 and 1893 by Mormon pioneers, the granite structure is a worldwide icon of the Church of Jesus Christ of Latter-day Saints. Although the Salt Lake Temple is not open for tours, you can stroll around the grounds and stop in the South Visitors’ Center to see a scale model of the temple. There, you can explore the beautiful rooms of the temple with interactive displays.

Alta Club Building – 1897: Founded in 1883, the Alta Club is a private social club for members only located in an elegant and historic Club House in downtown Salt Lake City. Its city center location at 100 E. South Temple is within walking distance of theaters, museums, and shopping, with convenient access to city transportation and the airport. Guest dining is allowed but must be accompanied by an active Alta Club Member.

McCune Mansion – 1901: The building of the McCune Mansion began in 1898 and was completed at a cost of $1,000,000.00 in 1901. Located at 200 N. Main Street in Salt Lake City, the mansion ranks among the grandest of early 20th century homes in all of America. Today, the McCune Mansion offers a stunning setting for weddings, anniversaries, celebrations, board meetings, retreats and other occasions

Governor’s Mansion – 1902: The Mansion was built in 1902 by the prominent mining magnate, U.S. Senator Thomas Kearns, as a place to conduct official business. After Kearns’ death, it became the official residence of Utah governors and the current governor resides there today. Visitors can enjoy the splendor of this home, including the architectural stairwell and Victorian painting and plasterwork, on guided tours provided by volunteers of the Utah Heritage Foundation.

Salt Lake Herald Building – 1905: Designed originally as the home office for the Salt Lake Herald, a prominent newspaper in the valley for over 50 years, the Herald Building today has been restored to its original grandeur of over a century ago. The Herald Building has housed a newspaper, a hotel, and one of Salt Lake’s oldest restaurants still in operation (Lamb’s Grill Cafe) and is steps away from City Creek Center, the Gallivan Center, Capitol Theatre and Temple Square.

Cathedral of the Madeleine – 1909: This Roman Catholic cathedral stands majestically near the avenues in Salt Lake City. The building underwent an extensive renovation in 1991 involving every aspect of the interior. Today, visitors are welcomed by the booming Eccles organ while they explore the Romanesque facade and gothic architecture, including gargoyles, stained glass windows and the Gothic Revival chambers within. Open daily from 7 a.m. – 9 p.m.

Capitol Theatre – 1913: A landmark in downtown Salt Lake since 1913, the Capitol Theatre is one of Salt Lake’s most beloved buildings. Renovated and reopened in 1978, the Capitol Theatre is known today for its elegant turn-of-the century architecture and serves as the home to Ballet West and the Utah Opera Company, The theatre hosts a variety of shows, including nationally touring musical and stage productions. For information on upcoming shows (like La Boheme and The Nutcracker), visit here.

Utah State Capitol – 1916: For over a century, the Utah State Capitol has been one of Utah’s most prominent landmarks. Built between 1912 and 1916, the government building has a Neoclassical revival and Corinthian style and is located in the foothills above Salt Lake City. Tours begin on the hour from 9:00 a.m. to 5:00 p.m. Monday – Friday, with the exception of state holidays, and Wednesday evenings at 6:00 and 7:00 p.m. (by reservation only).

Utah is full of hidden treasures waiting to be remembered and rediscovered. Get out, explore the city and create a new story to tell your kids (and grandkids). It may be just one more reason you fall in love with Utah!

#whyutah

Millennial, Minority, Title Company Owner: Meet Our CEO!

taychristensen@hotmail.com (DD Web) — Thu, 29 Jun 2017 17:16:08 GMT

From the beginning, Novation Title Company was always about more than paper-pushing. It was founded upon and created for a specific purpose: to help people accomplish their goals and achieve their dreams. The company itself is the fulfillment of a dream — that of our owner and CEO Nuria Rivera.

Recently, Nuria was featured on the cover of Mortgage Women Magazine and interviewed to discuss her role not only as a title company owner, but also as a minority and a millennial. Moving with her family to the United States from Mexico at 11 years old, Nuria persevered through many obstacles and challenges that came with assimilating into a new culture on limited funds. The American Dream within her reach, she used those challenges to fuel her ambition to become the successful business owner (and awesome boss) she is today!

A few highlights from the interview:

What made you decide to go out on your own?

“I had this big dream, and then I just felt I really wanted to create something in this world, and so that’s what made me want to launch. I finally had the guts to do it, and it’s been the best thing that I’ve ever done so far.”

What do you feel is most rewarding about having started your own business?

“I want to be empowering and an inspiration to other people, helping them learn what I’ve learned and share information to help them reach that dream and impact their life. That is why I wake up every morning…That’s the deeper meaning and real purpose behind it all.”

Can you share what some of your greatest challenges have been and how you have overcome challenges as a young female in the industry?

“One of my challenges has been finding a good balance between finding good talent and the talent that aligns with our purpose and vision. So although it’s taking me a little longer to build, I’m realizing that finding that balance is what’s more important in the long run.”

Are there other things about managing millennials that are specific to the generation or just as a whole that you’ve found to be helpful?

“There’s a lot of misconceptions. We just want there to be a meaning and a purpose behind [what we do]. We crave authenticity and [desire] flexibility…We want to live our lives now and we really want to enjoy life now, not 20 years from now.”

What piece of advice would you give to young women in the industry?

“I’ve had a coach ever since five or six years ago and recommend that highly to others. Secondly, be yourself. That’s something I would tell everybody. You, yourself, are able to accomplish whatever you want, so dream big.”

(For the full interview, click here.)

What’s next? Nuria plans to take Novation Title Insurance worldwide, expanding into California within the next year. A true American Dream story (if you ask us).

Congrats Boss!

Novation Title Insurance Wins Best of State 2017!

taychristensen@hotmail.com (DD Web) — Fri, 16 Jun 2017 17:17:57 GMT

We did it again! For the second year in a row, Novation Title Insurance Agency received the prestigious Best of State award in the Title/Escrow category. Way to go team!

Utah’s premier recognition and awards program, the Best of State Awards were created to recognize outstanding individuals, organizations and businesses in Utah in a wide range of industry sectors including business, entertainment, education, hospitality, retail, technology and sports.

Nominees from all across Utah were judged on three areas of overall excellence: 1) superiority and quality of products and performance, 2) the creativity nominees display to differentiate themselves from their competition and 3) the dedication nominees possess to improving their communities.

Novation Title Insurance was recognized for achievement and excellence in the title/escrow industry overall, innovation and creativity, and for our contribution in improving the quality of life in Utah. We were honored, along with the other winners, at the Salt Palace Convention Center Grand Ballroom last month. We had such a fun time celebrating with our work family and other business leaders and innovators in our awesome state!

For us, this award is especially meaningful because of the mission behind the Best of State Awards program. By recognizing excellence in our community, it is their hope to ‘inspire [others] to reach a little higher, to try a little harder, and to work a little smarter for our dreams and goals.’ This is exactly in line with our vision and what we try to achieve each and every day, and we are honored that the Best of State judges have recognized our commitment to providing exceptional service and making a difference in the community.

Most importantly, we would like to thank our team and clients who truly make Novation Title Insurance the incredible place it is. You’re the real MVP’s! Congratulations to all the Best of State award winners throughout Utah, we are proud to be in your company.

(For the full list of winners click here.)

Here Comes the Sun: 8 Home Spring-Cleaning ‘Musts’

taychristensen@hotmail.com (DD Web) — Tue, 02 May 2017 17:23:10 GMT

Whether you’ve just moved in or about to sell, it’s time to come out of hibernation, open those windows and reintroduce your home to the warmer weather (hopefully). The bad news is, the process of doing so usually uncovers a layer of, shall we call it, post-winter grime? While you’re probably aware of what obviously needs to be cleaned, you might be missing some smaller items in your home that have been neglected during the cold, long Utah winter.

Giving your home a good scrub-down may not be your idea of a thrilling weekend in, but unfortunately, it’s not going to clean itself. Spring cleaning takes some time and patience, but it’s worth the pay off — especially when you decide to host the next summer BBQ.

So, that burnt mess in the bottom of your oven? Tackle it. The dust-bunny graveyard behind your shelves? Adios. Now is the time to take on all of those projects that you haven’t had the time, or let’s face it, motivation for. We have found, however, that there’s nothing a good Spotify playlist can’t fix.

Crank up the MJ and get to it! Here are 8 home spring-cleaning items you may have missed (your secret’s safe with us).

Washing Machine – You’re thinking what we’re thinking, why do we have to clean something that cleans…other things? SOS. Grease and grime tends to build up in washing machine drums, both in top and front loaders. If the image of grease and grime rubbing off on your clothes isn’t enough to jumpstart your motivation to clean, maybe a good, up-close-and-personal look at it will do the trick. Good news: all you need is vinegar and bleach!

Refrigerator Coils – You may have given the fridge a good wipe down, but have you ever thought about cleaning your fridge coils (a.k.a the bars beneath your fridge)? They tend to get caked in dust and dirt and because of where they are, often get overlooked. To keep your fridge running smoothly and save energy in the process, vacuum those coils once every couple months.

Bathroom Exhaust Fans – A clean bathroom exhaust fan helps to prevent mold. It draws moisture out of the bathroom, preventing it from settling into your walls and shower. But if the fan is covered in dust, it can’t do the job properly. Dust…or mold? Sometimes we have to pick our battles.

Range Hood Filter – When was the last time you peeked underneath your stove hood and checked out the exhaust fan filter? (*Coughs*…never) Its job is to collect grease that pops about while cooking and over time it may become so blocked that it loses its effectiveness. De-grease it with some boiling water and dish soap and it’s good as new.

Sink Faucets – Hard water deposits are stubborn and seem impossible to get rid of. (Are they really there if we pretend they’re not?) Unfortunately, they only get worse if you ignore them. Hack: Scrub them with a lemon to get them clean and shiny.

Shower Head – But if there’s water coming out of it…is it really dirty? (Preach) But soap scum and grime do clog up on your shower head and alters the flow and water pressure. Don’t despair, it’s an easy fix. Soak the showerhead in vinegar for about 15 minutes then scrub away the grime with a toothbrush.

Air Filters – Day and night, you breathe in the air in your home — dirty or clean. To get the air coming in your home as purified as possible, you’ll want to make sure your filters are new and clean. With warmer weather on the horizon, you’ll need that air conditioner in prime working order so check them asap.

Baseboards – The mother of all spring cleaning tasks. How dusty can they get, really? This seemingly monumental job is about to get much simpler. Next time you vacuum, place a brush attachment on the hose and run it over your baseboards. Voila!

We only have to spring clean once a year, right? Start this weekend, commit and power through it. Once you’re finished, you may just fall in love with your home all over again. Even some of the bigger tasks require minimal effort and you probably have most of the supplies on hand.

Now, onto that summer BBQ!

Pets and Vets: Novation Title Insurance Gives Back

taychristensen@hotmail.com (DD Web) — Fri, 14 Apr 2017 17:25:02 GMT

It’s that time of year again! Yes — spring weather, major league baseball and Easter egg hunts — but also something a little more close to our heart. Novation Title Insurance organizes an annual ‘giveback’ to an organization that is doing some major good in our community. Giving back has always been part of our mission and each year we look forward to a new opportunity to help others in need. Utah has consistently ranked #1 as the most charitable state in the nation, and Salt Lake City has the most generous residents of big cities when it comes to donating to charities. We intend to help keep it that way!

We love our animals and we love our military vets, and this year we found an amazing organization that helps both. Canines with a Cause is a nonprofit born right here in Utah and was created to save healthy, adoptable dogs from local shelters and place them with disabled veterans as loving companions and assistance dogs. Beyond that, they work with inmates at the state prison who train the dogs for those in need.

Their mission is to “create sustainable programs and processes to effectively and holistically treat combat veterans with PTSD with well-trained, specialized service dogs that provide emotional therapy as companions. By rescuing dogs from kill shelters and using prison inmates as a means to train, we essentially save three lives: the veteran, the dog, and the inmate.”

A few more stats to be aware of:

- 22 veterans commit suicide every day

- 1.8 million dogs are killed in shelters each year

- 30% of post 9/11 veterans have PTSD

So, how are we helping? During the month of April, 5% of our net sales will go directly to CWAC. Any real estate closing that happens this month will help with the contribution and we are working hard to exceed our goals! Last year we were able to present a donation to the Humane Society of Utah. It was humbling to hear the impact that it made and brought us even more awareness to how much these organizations need our help.

Thank you for not only supporting Novation Title Insurance this month but others in need in our Utah community. We are stronger when we all work together! For more information on how you can get involved with CWAC, whether through volunteer work, fostering or donation, visit them here.

Help us spread the word!

-The Novation Team

Bon Voyage! Novation Title Insurance Goes ‘Supernova’

taychristensen@hotmail.com (DD Web) — Mon, 27 Mar 2017 17:27:21 GMT

We love our Novation Title Insurance team. Have we mentioned that? It’s true that we wouldn’t be who we are without them. We are firm believers that the success of our company is built from the success of each individual member of our team. And we also believe in creating an environment where each individual feels recognized and valued for their contribution to our success and empowered to reach their goals.

That’s why we started the Novation Title Insurance Supernova Club! Supernova club is our President’s club. Each year, our Escrow Officers & Relationship Reps have an opportunity to receive an all paid vacation by Novation if they’ve achieved the goal we have set in place. This year we just got back from our 6 day Eastern Caribbean cruise, stopping at Grand Turk, Half Moon Caye and Nassau Bahamas. Between sunny beach excursions, swimming with sting rays and exploring Atlantis…we had a blast!

Congrats to Spencer Steed and Chaniece Allred for achieving their goals in 2016 and making Supernova Club! We can’t wait to see what this year brings.

We are (almost) as passionate about traveling as we are about our business, and we love having the opportunity to share that with our team. Our goal is to empower and inspire our employees to become the best they can be — both in business and in life. We work together, we grow together and we have fun together! Who says title insurance has to be boring?

Go team Novation! Keep following your dreams.

~If you want to learn more about our company culture, check out our latest podcast!

Spring Fever? 10 Utah Destinations to Cure Your Winter Blues

taychristensen@hotmail.com (DD Web) — Thu, 09 Mar 2017 18:28:32 GMT

It seems to hit about this time every year. The ‘late-winter blues.’ With the harshest winter months behind us, March ideally represents the beginning of spring season. However, each year we’re quickly reminded not to get our hopes up. The weather constantly teases us — is it spring or winter? Sometimes we get to experience both in the same day, and it’s not uncommon to transition your wardrobe to spring — then back again — several times a week.

It’s easy to get bummed out due to a lack of vitamin D, winter inversion and cabin fever. But instead of wishing for the weather we don’t yet have, try to live in the moment (or at least the coming weekend) and make the most of whatever conditions arise. Pick your favorite trail or outdoor spot and pack up your car with skis, hiking boots, snowshoes, bikes and just…go with it!

Whether you’re enjoying a bluebird day skiing the freshies up on Baldy or Great Scott, or running or snow biking up Millcreek or City Creek Canyons, there are plenty of options for Utah residents wanting to get a jump on spring activities. Here are 10 local Utah destinations that outdoor enthusiasts of all interests can get out and enjoy now!

Golf St. George – Worried that your game is getting rusty in the off-season? Take a weekend trip to southern Utah where there are a dozen beautiful courses available between St. George and Washington County for all ability levels. Golf packages are available year round where unlike the Wasatch Front, cancellations due to the weather are seldom. www.stgeorgeutahgolf.com

Ride Heber Valley Railroad – This historic Utah railroad offers several fun, family-friendly winter packages including a “Tube and Train” combining a ride to Soldier Hollow’s 1,000-foot long tow-lift served snow tubing hill, the Soldier Hollow Express, Lakeside Limited and the upcoming St. Paddy’s and Easter Bunny Train! www.hebervalleyrr.org.

Hike Antelope Island – Few scenes in Utah rival watching the sunset on the Great Salt Lake from Antelope Island, a wild oasis close to the state’s population center. The short drive to the island to enjoy a quick hike or even a winter stroll along the beach is a great way to beat the winter blues. The Garr Ranch and Visitor Center are open from 9 a.m. to 5 p.m. Park hours vary. www.stateparks.utah.gov/parks/antelope-island.

Campout at Sand Hollow – Camping in winter? Utah’s Dixie is known for its warmer than normal winter temperatures, and state parks such as Sand Hollow and Quail Creek offer great places to enjoy the winter sun (especially for trailer, motor home or camper owners). Sand Hollow offers year-round OHV riding while boating and fishing are available at Sand Hollow and Quail Creek Reservoirs. https://stateparks.utah.gov/parks/sand-hollow/

Tube Gorgoza Park – While skis and snowboards may be our top choice for getting downhill when the mountains are covered in snow, tubing is a close second. Gorgoza Park offers seven lighted lanes divided into beginner and advanced, and a lane specially built for your youngest tubing enthusiasts. The park is open daily through March, weekdays 1 – 8 p.m. and weekends 11 a.m. – 8 p.m. http://www.gorgoza.com/

Visit Utah’s National Parks – Utah’s five national parks — Zion, Bryce, Capitol Reef, Canyonlands and Arches — are usually quieter during the winter months. But if you plan right, the weather can actually be better for hiking than in the hot summer months. Many lodging properties in towns such as Tropic, Moab, Springdale and Torrey offer discounted winter rates. Plan a visit now before the warm-weather crowds flock in! https://utah.com/national-parks

Fish the Green River – Some of the best fly fishing on Utah’s famous trout stream can be enjoyed in the winter. Hire a guide and float the Green below Flaming Gorge to catch Browns, Rainbows, and even some Cutthroats and White Fish. Technique and skill-levels vary, but it’s a great option for fishers to get out, explore and enjoy Utah’s ‘forgotten’ season. https://utah.com/fishing/green-river

Snowshoe at Sundance Resort – Snowshoeing is perfect for those who love hiking, snow and breathtaking winter scenery. It’s a relatively easy and inexpensive way to enjoy a fun day outdoors, especially as the weather starts to warm. The Sundance Nordic Center up Provo Canyon offers 10km of trails for snowshoers with excellent views of Mount Timpanogos and Stewart Falls. https://www.sundanceresort.com/mountain-activities/nordic-center/

Dine in the Canyons – Wasatch Front residents who don’t ski tend to view Little and Big Cottonwood Canyons as ‘skiers only’ territory during the winter. They’re missing out! A drive up the canyons on a beautiful winter day is one of the best (and easiest) ways to escape the inversion. With everything from ski resort cafes like the Creekside Cafe to rustic lodges like Silver Fork, both canyons offer several scenic dining options.

Experience Hogle Zoo and Tracy Aviary – Restless kids at home? These two popular Utah destinations take on a quieter tone and different look in the winter months, but operate year-round. In wintertime, many of the animals are more active and indoor habitats provide warmer viewpoints. Hogle Zoo is open daily from 9 a.m. to 5:30 p.m. www.hoglezoo.org. Tracy Aviary at Liberty Park is open from 9 a.m. to 4:30 p.m. during the winter. www.tracyaviary.org

Utah ranks among the safest, happiest and healthiest states in America — and it’s easy to see why. With one of the nation’s youngest populations, we’ve got plenty of ways to keep the flock entertained, whether hiking our stunning red rocks or grubbing on local fare after a full morning of snowshoeing. See something on this list that sparked your interest? Try something new this month and see what all the buzz is about! It may be one more reason why you fall in love with Utah.

What Does a Title Company Do? A Behind-the-Scenes Look

taychristensen@hotmail.com (DD Web) — Tue, 21 Feb 2017 18:29:49 GMT

-Novation Title Team

Millennial Power: Gen Y’s Effect on the Utah Housing Market

taychristensen@hotmail.com (DD Web) — Wed, 01 Feb 2017 18:31:42 GMT

The next generation is moving in! As we pointed out in our last blog post, millennials will remain a dominating force in the Utah housing market this year. For the fourth year in a row, Generation Y (those born between 1980 and 2000) is expected to comprise the largest segment of the buyer market (33%), ahead of Generation X (30%), those born between 1965 and 1979, according to a recent report by the National Association of Realtors.

Additionally, a whopping 86% of millennial home buyers indicated they were ready to purchase because of a change in their household size and composition—including marriage and/or planning to start a family. This “growing household” trigger was much higher for millennials than for any other type of home buyers. Millennials also reported that a stable or improving income triggered them to shop.

If you have plans to take on the Utah housing market this year, you’re going to want to appeal to younger, first-time homebuyers. You’ll likely sell your home more quickly and at your asking price if you speak to the market majority. Here are a few things to keep in mind before listing your home:

Efficiency is key! Millennials say they’re willing to pay up to 3% more if a home’s energy efficiency upgrades will help cut utility costs (according to the NAHB survey).

Younger millennials are looking at condos in urban areas, with millennials entering their 30’s are looking in the ‘burbs for detached, single-family homes.

More so than their parents, millennials tend to look at convenience, walkability and technology as selling points.

They’re more apt to look at the experiences of friends (i.e. watching foreclosures all around them) and are willing to wait for a more stable time to buy.

More than two-thirds of millennials think “smart home” technology is an investment worth making (think upgrades like security cameras, smart thermostats and outlets and keyless entry).

Around 13 million Americans telecommute, a shift that’s largely driven by millennials. A home office is likely a ‘must-have’ on their list, so create a space that appeals to that desire.

39% of millennials report a desire for low-maintenance, ‘edible’ landscaping (more time in the garden, less time with lawn care).

The next generation has only begun to impact the Utah housing market. As incomes increase with age and shape family and financial decisions, millennials will continue to spur change. The real estate industry will need to adapt to their needs and innovate accordingly — just like it has with the generations before them.

5 Major Utah Real Estate Trends to Watch in 2017

taychristensen@hotmail.com (DD Web) — Mon, 23 Jan 2017 18:33:02 GMT

Those who live here know why Utah is a great place to call home, and not just because our mountains host the ‘greatest snow on earth.’ We’ve already bragged about our foodie scene, music hot-spots and year-round festivals. On top of all that, Utah also has one of the strongest economies in the nation, including a robust real estate market that is attracting the attention of a new generation of home buyers. We’ve enjoyed strong growth, short sale-cycles and rising home prices over the past year and those trends are expected to continue through 2017.

In 2016, Utah was recognized repeatedly for its impressive real estate market. Zillow named both Salt Lake City and Ogden among their top 10 “hottest housing markets of 2016.” In addition, Realtor.com recently placed Provo-Orem and Salt Lake City in its top 25 housing markets for the coming year, as part of their 2017 National Housing Forecast.

The combination of low unemployment, above average incomes and steady appreciation have made Utah one of the most solid housing markets in the nation. While appreciation is expected to slow in 2017, factors such as first-time millennial home buyers and an influx of new homebuyers will keep Utah’s housing market healthy in the coming year (a reported 15,000 people moved to the state last year in need of housing).

Looks like a promising year ahead for The Beehive State. Keep these 5 Utah real estate trends on your radar for 2017:

Millennials and boomers coming in strong –– Next year, the housing market will be in the middle of two massive demographic waves, millennials and baby boomers – that are expected to power demand for at least the next 10 years. Even with increasing interest rates, millennials and boomers will still comprise the majority of the market. Baby boomers are expected to make up 30% of buyers in 2017, with the millennial market making up 33% of the buyer pool.

Price increases will level out –– The steady appreciation that Utah sellers have enjoyed over the past few years will start to slow. That doesn’t necessarily translate to lower home prices, but 2017 won’t see the large 8% increases that were common in 2016 (home prices are expected to top out around 5-6%). Nationally, home prices are predicted to slow to 3.9% growth year over year (from an estimated 4.9% in 2016).

Lower inventory = increased competition –– Inventory is currently down an average of 11% in the top 100 metros in the U.S., and the conditions that are limiting home supply are not expected to change in 2017. Median age of inventory is currently 68 days in the top 100 metros, which is 14% – or 11 days – faster than U.S. overall. Utah is one of these fast-moving markets, with many homes being sold above market value after multiple offers. Even new home construction has seen bidding wars due to high demand from buyers and limited homes for sale.

Home purchase over renting –– According to MarketWatch, there are only 8 states in the country where renting is more affordable than buying a home. And as reported in July 2016, Utah was one of them. However, increasing competition for rental properties (and raised rents) in Utah may give long-term renters the push they need to buy instead. USA Today reported that nearly 80% of renters in Salt Lake City spend at least 30% of their income on rent — and many spend significantly more.

Interest rates may be on the rise –– The presidential election, inflation, and fear of the unknown could all affect interest rates in 2017. However, rates won’t move too quickly — or too much. Current Utah rates range from 3.15 to 4.20% (depending on the mortgage type). Kiplinger predicts rates for an average 30-year fixed mortgage (nationwide) to end up around 4.5% by the end of 2017 (with rates for a 15-year fixed mortgage topping out at 3.8%).

Despite a normalizing housing market over the coming year, Utah’s strong economy and population growth will continue to fuel its market health. Sellers have many factors remaining in their favor, including low inventory and rising prices. Buyers may be in for a fight for their dream home, but even first-time buyers can look forward to a fair market with reasonable interest rates and leveling home prices. Whether you’re buying or selling a home this year, enlist the help of a real estate expert to help you navigate these trends and the Utah real estate market in 2017.

The Vail Effect: How Is It Impacting Utah Real Estate?

taychristensen@hotmail.com (DD Web) — Thu, 05 Jan 2017 18:34:43 GMT

The Snow Gods have spoken, ski season is underway, and more visitors than ever are pouring into resorts all across Utah. Last season, Utah hosted 4.5 million skiers, a new record credited in part to the “Vail Effect.” Vail Resorts acquired Park City Mountain Resort in 2014 and later revealed a $50 million construction plan that would combine PCMR and Canyons Resort, producing the largest ski resort in the United States.

The expansion provided a total of 7,300 acres of skiable terrain and other renovation projects and additions including restaurants, a new base area, expanded parking and upgraded chairlifts. And that’s only the beginning of improvements which have been announced for the new Park City Vail Resorts project.

This was big news for Park City, and for the ski industry at large. But what has the ‘Vail Effect’ had on Utah real estate. Is it real? How has it impacted not only local residents, but the Utah real estate market as a whole?

Let’s take a look…

As tourism capital increases in Utah, so does the demand for both vacation rental homes and homes for sale . According to the most recent U.S. Census Bureau Report, Utah’s population crossed the 3.0 million mark and became the nation’s fastest–growing state last year. This population growth, coupled with the rise in tourism, caused local home values — as well as home sale prices — to rise substantially. Many are attributing these rising home values to the ‘Vail Effect.’

Initially, back when the acquisition was first announced, ultra high-end ski/in out homes at Canyons jumped 20-25% overnight, and low-priced condos around the base of the Park City Resort got the attention of real estate investors and quickly disappeared off the market.

Now that we are over two years into the ambitious improvement plan, it’s hard to deny that the Vail Effect is real. At 2016 third quarter end, both the median sales price and the number of closed sales continued to trend upward (7.5% annually since 2012) despite historically low levels of inventory. Summit and Wasatch County property values continue to rise and limited inventory has forced buyers who felt priced out of the resort market to expand their search south/east into Heber and Kamas Valleys, and west into Salt Lake County.

Looking ahead, home prices around these areas are expected to rise at a steady rate through 2017 as all types of real estate buyers are lured into Summit and Wasatch Counties. Finding affordable property in these micro-markets remains challenging and demand in surrounding neighborhoods is higher than in previous years. Additionally, millennials are a new class of buyers who are becoming more and more active in this market.

The Greatest Snow on Earth is living up to its reputation and continuing to attract the attention of a growing number of tourists and home buyers. If you’re in the market to purchase a home this year and want to learn how to take advantage of the Vail Effect, reach out to an expert who can provide you with some insight into where home prices are heading in your desired neighborhood.

Now…where to Aprés-ski?

Achieving Your Utah Real Estate Goals in the New Year

taychristensen@hotmail.com (DD Web) — Tue, 20 Dec 2016 18:35:54 GMT

With the holiday season quickly closing in and 2016 winding down, it’s time to start planning for the New Year! But before you break out the champagne and sing Auld Lang Syne, it’s important to set aside some time to assess the previous year and think about what Utah real estate goals you want to accomplish in 2017. What were your wins? What were your challenges? The new year will present you with a new crop of each, and while you may not be able to predict what they will be, you can come prepared.

“Success is where opportunity and preparation meet.” –Bobby Unser

Preparation is a leadership skill that allows you to face challenges without anxiety or frustration disrupting your progress. Formulate a plan early on that clearly defines your goals and how you will achieve them. Studies show the act of writing goals down helps commit them to memory. So write it down, post it, tweet it, snap it — whatever you prefer to do. Just do something every day, even if it’s small, that takes you one step closer to getting there.

Let’s get started!

Review – Preparation involves reviewing the progress you made toward achieving your goals this past year. What worked well? What would you do differently? What lessons have you learned? Mistakes and setbacks are often our best lessons. Use them wisely.

Visualize – Seeing what you want to achieve will help you take action to make it a reality. This could involve closing more transactions, increasing your income by a certain percentage or expanding your client base. Remember that more often than not, these are all interrelated.

Practice – Your day-to-day lead generating activities and marketing efforts are just that — practice — and sets the stage for success. The more you practice, the more prepared you’ll be to handle challenges and unexpected events that arise.

Set Goals – When you set measurable, realistic goals, you have a target to shoot for during the year. Post goals where you can see them; a little daily reminder boosts your chances of following through with them to the end.

Devise a Strategy – For some people, it’s easier to start with a goal and work backward, reversing the process. What tasks will turn your goals into reality? How often will you have to do them? What steps will you have to take to help you get there? Do what works best for you.

Adopt a Mindset – Success is won or lost with mindset. Anyone seeking success has to develop and persevere through setbacks, fear, and rejection in order to reach their goals. Create clearly defined written goals with a deadline and then focus them daily around a positive mindset.

Make a Plan – Get out your calendar and mark down your vacation time, seminars, workshops, and other important non-negotiable dates (events you must attend). Once you’ve marked these down, you can fill in the rest of your priorities. Remember, take it day by day!

While you can’t predict when a challenge or setback will occur, planning will help to mitigate the impact and give you the confidence to keep pushing forward. Create an environment that reflects your Utah real estate goals and ultimately, when you’ve achieved them, one that will reflect your successes.

Cheers!

-The Novation Title Team

Give Back this Holiday Season With These 6 Utah Charities

taychristensen@hotmail.com (DD Web) — Fri, 02 Dec 2016 18:37:29 GMT

For many in our community, the holiday season means family gatherings, bountiful meals, generous gifts and special memories shared with loved ones. But for thousands of Utahns, their reality looks much different. The season represents hardship, suffering and it becomes challenging for them to meet even the most basic needs.

We are fortunate to be surrounded by local companies who are doing extraordinary things for those in need. There are many ways to help them reach their goals, whether it’s through monetary donation, purchasing toys and gifts or time spent volunteering. If your family or company is looking for a way to give back this holiday season, these 6 Utah charities are changing lives for the better and in need of your help.

The Christmas Box House – The Christmas Box House provides a safe haven for children who have been abused, neglected or abandoned. Each holiday season, they launch Project Elf as a meaningful way for businesses, individuals, families to brighten the holidays for these youth. Last year, they served served 3,000 children and teens in need. There are several ways you can help including volunteering, donations or by purchasing gifts on their Wish List.

Sub for Santa – Sub for Santa is a local Christmas charity that provides gifts for children, elderly, and disabled in Utah County. Sub for Santa has partnered with United Way of Utah County for over 35 years and served over 5,100 children last year. You can sign up to sponsor a child or simply make a donation. Sponsors are asked to provide 2-3 new items of clothing, 2 new toys and 3-5 books for each child.

The American Legion Auxiliary – The American Legion Auxiliary in Utah sponsors an annual Gift Shop at the Salt Lake VA Hospital and serves veterans who cannot provide Christmas presents for their families. From December 5-7, veterans can shop for themselves and immediate family members (gifts are wrapped and shipped free of charge). Individuals and companies can purchase gifts, make a donation or volunteer their time at the Gift Shop.

Utah Food Bank – The Utah Food Bank is doing their part to feed the hungry and they provide several ways for the community to contribute. You can donate cans of food, your time at their facility, or money online and in person. You can also host a food drive at your company, school or church. All methods help fight hunger in Utah, and even a small donation helps. The Food Bank can turn a $1 donation into $7.35 worth of goods and services.

The Road Home – Each December, The Road Home, along with YWCA Utah and Volunteers of America, creates a holiday store called Candy Cane Corner which stocks new, unwrapped gifts for thousands of individuals and families in need. You can drop off items at either of their locations (Downtown and Midvale) or the YWCA. Gather your family, friends and co-workers and and shop for items found on their 2016 Wish List and Top Ten Needs List.

Humane Society of Utah – We can’t forget our pets! The Humane Society of Utah is hosting a 2016 Holiday Fund Drive for our local cats and dogs. You can help by supporting lifesaving vaccinations and medical care, nutritious food, safe shelter and a warm welcome into families who come to their rescue. There are so many homeless pets in our community who need our help and a donation will help care for these animals until loving homes can be found for them.

With so much focus on shopping and spending this time of year, there is always something we can give back and the best way to get involved is in our own community. Whether it’s time, donations, food or belongings, come together with your family, your company or your organization to help Utah charities and others in need. Share the love!

-The Novation Title Team

Thanksgiving 2016: 10 Utah Restaurants Serving it Up Right

taychristensen@hotmail.com (DD Web) — Fri, 18 Nov 2016 18:38:47 GMT

There’s nothing like a home-cooked meal on Thanksgiving, surrounded by family and friends. But when Grandma’s house isn’t exactly around the corner (and you just don’t feel like cooking), there are plenty of Utah restaurants willing to whip up a delicious Thanksgiving feast for you — and do the cleanup!

So if the only thing you’re planning on making for Thanksgiving dinner is reservations, you’re not alone. It’s estimated that close to 20 million Americans will be eating out this year, and another 33 million will use a restaurant to supplement their Thanksgiving meal (think freshly baked rolls and pies…yum!)

This year, be thankful for cozy fireplace bars pouring spiced cocktails, local bakeries offering the best holiday pies and restaurants serving both traditional and non-traditional Thanksgiving feasts. For a headache-free holiday, gather family and fries and head to one of these top rated Utah restaurants so you can sit back, relax, and enjoy the day!

Bambara – Inside Hotel Monaco, Bambara is serving up a classic Thanksgiving Buffet including a carving station with turkey, whole New York strip, oysters, shrimp, salads and soup. An array of desserts and pastries will also be offered. $75 per person, $55 for children ages 6-16, and $65 for seniors age 65 and older.

Canyons Resort Park City – Canyons Resort will be featuring a traditional Thanksgiving Harvest Buffet in the Grand Summit Hotel’s Kokopelli Ballroom featuring all of your holiday favorites. Thanksgiving Day, 12-5:30 p.m. $69 for adults, $35 for children 6-14 (5 and under free). Reservations recommended.

Franck’s – Named ‘Best of State’ by Salt Lake Magazine, Franck’s will be serving a special 4-course Thanksgiving dinner this holiday for you and your family to enjoy (including pumpkin chiffon and pecan “cracker jacks!”) Thanksgiving Day, 12-6 p.m. $60 for adults, $30 for children 12 and younger.

Grand America Hotel – The Grand America offers a spectacular buffet brunch for Thanksgiving as well as a Thanksgiving Day Prix Fixe Menu in the Garden Cafe. Sister hotel Little America also offers a buffet and will be serving up Thanksgiving dinner in the steakhouse. Prices and times vary, no reservations accepted.

La Caille – Thanksgiving Dinner at La Caille includes all your Thanksgiving favorites in a spectacular French chateau setting. Thanksgiving Day, 12-6 p.m. $68 for adults, $36 for children 3-10, $10 for children 2 and under.

Log Haven – Log Haven restaurant in Millcreek Canyon offers a Thanksgiving Day 4-course plated luncheon including a choice of turkey, salmon, or Black Angus New York steak, plus choice of appetizer, side dish and dessert. Reservations only, 1-5:30 p.m.

Montage Deer Valley – Apex Restaurant at the stunning Montage Deer Valley will serve an ‘elevated’ Thanksgiving Day buffet including gourmet soups, salads, shellfish, herb roasted turkey breast, and mouthwatering desserts. Thanksgiving Day, 12-8 p.m. $85 for adults, $45 for children 5-12. Reservations required.

Snowbird Resort – Three of Snowbird’s restaurants will be featuring Thanksgiving menus this year: The Aerie, The Lodge Bistro, and The Golden Cliff. Snowbird is also offering Dine and Stay packages for the weekend starting at $105/person. Prices and times vary.

Tucano’s – This year Tucano’s will be serving all your Thanksgiving favorites with a Brazilian twist. Their Thanksgiving menu will include their famous Brazilian churrasco, grilled turkey, and of course pumpkin pie. Thanksgiving Day, 11 a.m.-8 p.m. $29.95 for adults, $11.95 for children 7-12 (under 7 free). Reservations recommended.

Zermatt Resort Midway – Zermatt’s extravagant Thanksgiving Grand Buffet includes turkey, ham, lamb, prime rib, traditional sides, salads and desserts. Thanksgiving Day, 11 a.m.-4 p.m. $55 for adults, $35 for children ages 6-12 (5 and under free).

You can get to the ‘thanks’ in Thanksgiving much quicker when you cut out the chaos of cooking and cleanup and let one of these Utah restaurants do it for you. Now the only thing left to stress about is…Macy’s Thanksgiving Day Parade, football or…more football?

Check please!

Your Daylight Savings 2016 Home Maintenance Checklist

taychristensen@hotmail.com (DD Web) — Tue, 01 Nov 2016 17:40:16 GMT

It’s time to fall back! This year the clock falls back at 2 a.m. on Sunday, November 6th, so before you go to bed on Saturday night, don’t forget to set your clocks back (and in case you do, at least you have an extra hour padded into your morning). During the cold winter months, we say goodbye to the sun a whole hour earlier which means shorter days and more cozy nights spent by the fire…an idea we don’t hate!

But how about that bonus hour of daylight on Sunday morning? A brisk walk or jog around Liberty Park or a quick hike up Ferguson Canyon. Or treat yourself to a breakfast pastry and a double-shot espresso or pumpkin spice latte at The Coffee Garden (because you know, it’s that time of year). Or you can even catch the last day of the Orchid Show at Red Butte (it will be awhile before we see flowers bloom again!)

Daylight Savings is also a great time for reminding your clients to follow-up on some routine home maintenance (along with changing their clocks). Here are some recommended fall ‘cleanup’ tasks for your home (after you take that extra hour for yourself, of course).

– Check and replace batteries in smoke and carbon monoxide detectors.

– Replace batteries in flashlights and remote controls.

– Reverse your ceiling fan’s direction to blow down in the winter.

– Clean wood-burning fireplaces and have a chimney sweep inspect your chimney.

– If you have an in-refrigerator water filtration system, check and change the filter.

– Check exterior dryer and heater vents to ensure they are clear of debris. Clean the dryer filter and hoses.

– Stock up on a winter’s supply of furnace filters. Change filters monthly for maximum energy savings.

– Clear gutters of debris and check for any leaks – fix now before it snows or freezes over.

– Clean and store patio furniture, drain garden hoses and install insulating covers on spigots.

As you know, in real estate timeliness is everything. You can reflect the importance of this in your own business by alerting clients to the upcoming time change while creating an opportunity to offer some helpful advice.

Happy ‘falling back!’

-The Novation Title Team

Meet the Novation Title Insurance Team!

taychristensen@hotmail.com (DD Web) — Fri, 14 Oct 2016 17:41:16 GMT

There are some pretty cool teams out there. The A-Team. Fantastic Four. The Brady Bunch. Prestige Worldwide. Ghostbusters.

We get it. But have you met the Novation Title Insurance Team? We may not have super powers (per say), a live-in housekeeper or proton packs, but we do have our own ‘super-strengths’ that even they don’t have.

We value the team concept, we understand that we are not here as individuals but are here as a group and as one. We are in this together! We have coaching and leadership within our company where we collectively strive to become ‘the best we can be’ each and every day. We are creators of possibility and people of integrity. We celebrate diversity and achievement and want to inspire others around us. And we protect one of the most important investments in people’s lives.

Now that’s a cool team.

So what is it like working at Novation Title Insurance? Take it from the people who are really out there making a difference.

Innovative. Extraordinary. Hands-on. Team-oriented. Leadership. Forward-thinking. Adaptive.

The same words our team members use to describe Novation Title Insurance are the same words we would use to describe them. Our company is a direct reflection of the talented people who work behind-the-scenes to not only make every home closing possible, but make it an enjoyable, memorable, fun experience. We love our team!

#redefiningtheexperience

Why Utah? Volume 5: Let’s Rough It!

taychristensen@hotmail.com (DD Web) — Fri, 30 Sep 2016 17:42:38 GMT

A night spent underneath the stars will teach you everything you need to know about prime Utah real estate. The ultimate outdoor enthusiast’s playground, Utah has 329 public campgrounds and 40 national parks, national monuments, and national recreation area campgrounds to take in and explore. Each offers a different take on ‘camping in Utah’ — ensuring an overnight adventure that is totally worth missing your bed for.

So out of the hundreds of options, what are the best camping areas in the Beehive State? That all depends on what kind of camper you are. To some it might be a trek to a remote site in the wilderness of Zion National Park, with no amenities and few other campers. To others it might be an off-the-beaten-path spot with RV hookups, running water, hot showers, and toilets (glamping, anyone?)

It’s nearly impossible to narrow down the list, but here’s our pick for the top 10 camping spots in Utah!

Mirror Lake (Uinta Mountains, Hwy 150, Northern Utah)

Mirror Lake Campground is one of the most popular along Hwy. 150. At an elevation of 10,000 feet, you have ample opportunity to breathe in some clean, fresh air. Fish the lake by boat or from shore, or hike one of the nature trails. These campgrounds are very popular, so if you want to obtain a campsite, reserve it early!

Coral Pink Sand Dunes (Kanab, Hwy 89, Southwestern Utah)

Coral Pink Sand Dunes State Park offers spectacular contrasts of red rock cliffs, blue skies, juniper and pinyon pine trees and a sweeping 3,000-acre expanse of pink sand dunes. The park is perfect for camping, hiking and off-highway vehicle riding. There are 22 campgrounds with amenities including picnic tables, restrooms, hot showers and drinking water.

Smith & Morehouse Reservoir (Kamas, Utah)

For alpine camping in close proximity to the Wasatch Front, you won’t find anything more stunning than the campsites at Smith and Morehouse Reservoir. The campground features 34 units, culinary water, toilets, and handicapped facilities. The reservoir offers great fishing and the surrounding mountains offer plenty of hiking opportunities.

Fish Lake (Central Utah)

Fish Lake located in central Utah is a great getaway to stay and play, fishing, hiking, biking and boat rentals. The surrounding Fishlake National Forest has 29 developed campgrounds and nine undeveloped campgrounds along with cabin rentals. Fish Lake holds Rainbow Trout, Splake and Yellow Perch so don’t forget your poles!

American Fork Canyon (Wasatch Mountains, Utah Valley)

Accessed through the “Alpine Loop,” American Fork Canyon offers extraordinary mountain vistas reminiscent of the Swiss Alps and is famous for Timpanogos Cave National Monument. This area is home to popular camping and fishing spots in the summer as well as excellent snowmobiling, snowshoeing, cross-country skiing and backcountry skiing during the winter months.

Navajo Tribal Park (Monument Valley, Southeastern Utah)

Monument Valley is contained entirely within the Navajo reservation, occupying both Utah and Arizona. Known as one of the most remarkable and famous landscapes in the world, Navajo Tribal Park is 29,817 acres and sits at an elevation of 5,564 feet, offering hikers numerous isolated trails and routes. As it is part of Navajo Nation, a hiking and/or camping permit must be obtained before entering the reservation.

Pine Lake (Dixie, Utah)

Pine Lake Campground is located next to its scenic namesake lake high on the Colorado Plateau at an elevation of 8,100 feet. Enjoy canoeing, fishing and exploring local hiking and off-road vehicle trails. The campground sits among a forest of spruce and towering ponderosa pines adjacent to Pine Lake.

Sand Hollow (Hurricane, Utah)

With its warm, blue waters and red sandstone landscape, Utah’s newest state park is also one of its most popular. Boat and fish on Sand Hollow Reservoir, explore and ride the dunes of Sand Mountain with an off-highway vehicle, then camp in either the full hookup westside campground or the new sandpit campground.

Zion National Park (Springdale, Utah)

Towering canyon walls and sculpted monolithic mountains await you at Zion National Park.There are two campgrounds in the park; both are open all year and offer tent and trailer sites, RV hookups and flushing toilets. If you want to camp in the backcountry you must obtain a backcountry permit and pay an additional fee.

Lone Rock (Lake Powell, Southern Utah)

Didn’t think ‘beach camping’ in Utah was a thing? Lone Rock is the namesake of one of the most popular beaches in the Glen Canyon National Recreation Area. The popularity is due largely to the fact that it is one of the few spots that you can drive directly to the water’s edge and camp on the shoreline. You can also boat – both motorized and human-powered – or enjoy the only designated ATV area in Glen Canyon.

Are these the best camping spots in Utah? We think so! #whyutah

Why Utah? Volume 4: Festival Lovers Unite!

taychristensen@hotmail.com (DD Web) — Tue, 13 Sep 2016 18:01:18 GMT

Summer may have come to a close, but that doesn’t mean the fun has to end. It’s always festival season in Utah! Offering year-round outdoor entertainment across the state, Utah hosts some of the most popular festivals in the country. In fact, Cedar City, Utah has been dubbed ‘Festival City USA’ due to the incredible theatrical and cultural offerings (like the Utah Shakespeare Festival, Neil Simon Festival, Groovefest and the Cedar City Livestock Fest).

You may also have heard of a little film festival that attracts thousands of visitors (including A-list celebrity actors, musicians and filmmakers) to our state each year? Headquartered in Park City, Utah each January, the Sundance Film Festival is the largest independent film festival in the North America. Screenings take place in various venues including Salt Lake, Park City, Ogden and Sundance Resort, so you have several opportunities for stellar entertainment — including people watching. (Hey, is that Matt Damon eating nachos over there?)

Not your vibe? Here are a few of our favorite festivals and events that celebrate the artistry, cultural diversity and human spirit of the Beehive State. We welcome you to celebrate with us!

1. Holi Festival of Colors (Spanish Fork, end of March)

Holi is a spring festival celebrated by Hindus all over India (and also our small town of Spanish Fork, Utah). Annual crowds have been exceeding more than 50,000 festival-goers who celebrate winter’s end by throwing colored powder on each other (fun, right?) Attendees are encouraged to wear a white shirt, but beware — it won’t stay that way long!

2. WitchFest (West Jordan, mid-September – Halloween)

For all things witchy and Halloween, head to WitchFest at Gardner Village! Breakfast with a Witch, Witches Night Out and Witchapalooza (a dinner show) are just a few of the attractions at this family-fun event. Kids will love discovering the display of creative life-size witches scattered throughout the village on a scavenger hunt!

3. Utah Shakespeare Festival (Cedar City, June – October)

For more than 50 year, this Tony Award winning festival has brought Shakespeare’s plays to Cedar City stages. So while you’re taking advantage of Southern Utah’s national parks and red rock recreational opportunities, spice up your nighttime activities with world-class theatre.

4. Raspberry Days (Bear Lake, first weekend in August)

Bear Lake attracts thousands of tourists throughout the summer (especially during July and August when the raspberry harvest is on). A number of family-friendly activities occur during the three-day festival including a craft fair, town rodeo, a boat parade, and a fireworks show on Bear Lake beach to end the festival.

5. Pride Festival (Downtown SLC, early June)

The Utah Pride Festival is a festival held in downtown Salt Lake City celebrating Utah’s diversity and LGBT community. This year’s event attracted thousands of people to Library Square for a weekend of events including the Pride Parade (Utah’s 2nd largest parade), a 5k charity run, live entertainment and other events supporting and celebrating LGBT empowerment in Utah.

6. Zion Canyon Music Festival (Springdale, last weekend in September)

The Zion Canyon Music Festival is an annual two-day event in the fall featuring a weekend packed with music, food, and local arts and crafts. Beautiful Zion National Park in Southern Utah provides the backdrop for this festival, so outdoor enthusiasts might want to combine this evening event with a day of hiking!

7. The Lantern Festival (Multiple locations, April – August)

At Lantern Fest, thousands of revelers join together for music, dancing, s’mores and the release of lanterns into the night sky. The lanterns are used to symbolize good fortune, so this is a perfect time to let go of past regrets or set a new dream into motion. Each registrant receives a lantern (along with some other goodies). It is a sight to be seen!

8. Festival of Lights (Spanish Fork, Thanksgiving – New Year’s Day)

Celebrating the holiday season, the annual Festival of Lights features a scenic drive through Spanish Fork’s Canyon View Park with brightly lit decorations accompanied by Christmas music. The best part? You get to stay in your car! (PJ’s highly recommended)

9. Swiss Days Festival (Midway, early September)

The two-day Midway Swiss Days is one of Utah’s largest festivals, attracting roughly 100,000 visitors to this beautiful high mountain town representative of Switzerland. The festival celebrates Swiss pioneers and traditions with yodeling, alp horns, flower hair wreaths, scones and swiss cheese sandwiches. Camp out to secure your spot early!

10. Oktoberfest (Snowbird, weekends starting mid-August – 2nd Sunday in October)

Celebrating Germany’s finest food, beer and music in the stunning setting of Little Cottonwood Canyon. Snowbird’s Annual Oktoberfest attracts over 60,000 visitors and has grown to become one of the largest festivals in Utah. This one’s not to be missed. Prost!

See? Festivals galore! Make sure you don’t miss out on any of these. #whyutah

Happy 1st Birthday to Novation Title Insurance!

taychristensen@hotmail.com (DD Web) — Fri, 26 Aug 2016 18:02:52 GMT

What a year for Novation Title Insurance! We celebrated our 1st birthday this past week with the help of our awesome clients, and it was a great reminder that we wouldn’t be where we are without them. It’s no secret in our office that we like to have fun, and our birthday party was no exception. Amazing food, a photobooth, birthday cake (of course) and the very best company (no clowns or tantrums here). We hope you all had as much fun as we did!

Looking back, we had no way of knowing the growth, pain, excitement, challenges, wins and extraordinary things that this year would bring. We have expanded tremendously and most of all been able to help many people along the way. We have seen what was once a dream become reality, and we are just barely getting started!

Here are some of the highlights from the past year:

Novation Title Insurance is Open for Business! (August 17, 2015)

First Open House (November 18, 2015)

Novation Family’s First Christmas Party (December 12, 2015)

First Team Half Marathon (February 25, 2016)

Won ‘Best of State’ for Title/Escrow (April 11, 2016)

Donation to Humane Society of Utah (June 14, 2016)

Novation Title Insurance Turns One! (August 17, 2016)

Now that’s something to celebrate!

‘Thank you for your love and support, and know that if you feel something within your heart so strongly, just do it. Don’t let fear stop you, don’t let yourself stop you. It’s been a good reminder for myself lately. Like Darren Hardy says “Fear isn’t real”. You can do whatever you want and you only have right now. Do it NOW!’ (Founder and Owner, Nuria Martindale)

Here’s to another successful year!

The Novation Title Insurance Team

Why Utah? Volume 3: Attention Foodies!

taychristensen@hotmail.com (DD Web) — Fri, 12 Aug 2016 18:05:02 GMT

It’s time to wake up your tastebuds! If you think the Utah real estate food scene is comprised merely of chain restaurants, family-friendly buffets and well, snow, think again! We can’t rely solely on mass produced meals (and mother nature) to feed the bellies of local residents and worldwide visitors. Inventive, mouth-watering local cuisine is well within our reach, and we’re getting hungry just talking about it.

Once regarded as a culinary backwater, Utah now boasts cutting-edge restaurants and diners, bars and brewpubs, coffee shops and bakeries that are garnering national attention — and that’s some Utah real estate we can get behind. Not only that, Salt Lake City was recently named one of “America’s 5 New Food Cities” by Wine Enthusiast.

Utah’s well-rounded foodie scene is alive and well — and far from mundane. Here are some of our local faves, check them out!

El Paisa Grill (Mexican)

Mexican food is not new to Utah. However, we have El Paisa Grill to thank for bringing us the delishiousness known as molcajetes. El Paisa offers straightforward Mexican dishes that are made fresh from scratch daily. Try the house specialty: molcajete grill supreme with carne asada, chicken, and shrimp with tomatillo sauce served on a hot lava-stone dish. Yum!

Current (Seafood)

Current, a fish and oyster eatery, made OpenTable’s list for 100 Best Restaurants in America for 2016. The exposed brick and the restored ceiling preserve its rich history (home to SLC’s original Ford auto dealership), while the updated style and cozy booths make for a modern and upscale dining experience. For starters, oysters are a must. The Branzino (a Mediterranean sea bass) is a mainstay on the menu and has local foodies raving!

Pallet (Inventive)

Sucker for good atmosphere? This contemporary restaurant is located in downtown SLC in a renovated warehouse space and serves up new-American cuisine. Pallet does it right with warm, engaging decor, reclaimed wood floors and an old-world style bar. Must-try dishes include housemade gnocchi, truffle fries and pepper-crusted New York steak. And who doesn’t love a mojito in a mason jar?

R&R BBQ (The Obvious)

Hailed as ‘the best Texas BBQ outside of Texas’, R&R is serious BBQ. Their falling-off-the-bone BBQ ribs have a subtle, smoky flavor (no sauce required, but if you’re gonna go saucy go for the original) and the barbecued chicken is another fan favorite. Sides including hushpuppies and fried okra poppers are made from scratch (and addictive to say the least). This is food with serious bragging rights!

Sapa (Sushi Bar & Asian Grill)

Named for a small northern Vietnamese market town, Sapa is a melting pot of many different Asian cultures and cuisines. The menu features Asian-fusion dishes, from sushi and sashimi to Thai-style drunken noodles. Tip: Dine in the courtyard in one of the unique, 300-year-old teahouses imported from Vietnam!

Finca (Spanish Tapas)

Finca features contemporary Spanish cuisine sourced locally from Utah farms and artisans. Spanish tapas (or small plates) serve as the main course so diners can sample and share many different dishes during the meal. Finca also offers an exclusive Spanish wine list and craft cocktails from around the world. If you’re looking for local, farm-to-table sustainable food, this is your place!

Del Mar Al Lago (Peruvian)

This hidden hotspot could easily be Salt Lake’s best kept secret. But despite its inconspicuous digs, the menu is packed full of delicious flavors from around the globe. Del Mar Al Lago offers a fusion of flavors ranging from Peruvian classics to Spanish, Chinese and French influenced dishes. The ceviche menu is impressive and the standout star here, but the flavorful variety of causas and tiraditos are equally worth a try.

HSL (Upscale American Fare)

Sister restaurant to Park City’s HANDLE, HSL is the answer to upscale, locally-sourced American eats in downtown SLC. The industrial-chic atmosphere and intimate lighting is inviting, so start with a craft cocktail on one of their trendy sofas then dine on select menu of vegetable starters (General Tso’s-Style Cauliflower) and creative meat entrees (Beef Cheek Burger with house pickles). There’s something for everyone here!

Stanza Italian Bistro (Italian Bistro & Wine Bar)

Stanza Italian Bistro & Wine Bar is Salt Lake’s newest addition to the downtown scene. The open, multi-level space has a romantic vibe and the menu features a contemporary take on traditional Italian cuisine. What to order besides pasta? The signature Caesar with mustard vinaigrette and the Arancini rice balls stuffed with fresh mozzarella are two of our favorites. Plus they offer a sophisticated wine list including premium wine on tap!

Publik Kitchen (Breakfast)

Publik is re-energizing Salt Lake City caffeine fiends in more ways than one. Housed in a redesigned factory space, this modern-retro hangout is where you go to see and be seen. House drip coffee and brewed espresso are the focus, but their 11 types of toast (avocado toast, orange habanero & goat cheese and pear lavender & goat cheese) are drool-worthy.

Hungry yet? Cheers to ‘appetizing’ Utah real estate! #whyutah

Why Utah? Volume 2: Summer Rocks! (Literally)

taychristensen@hotmail.com (DD Web) — Fri, 29 Jul 2016 18:06:18 GMT

If you’re anything like us, a Utah summer isn’t complete without music. And no, we’re not just talking about the summer anthem playing on every radio station that you can’t get out of your head. We’re talking about sunshine, fresh air, and jamming out to your favorite live band with your squad. With everything from outdoor music festivals and open air concerts to headlining tours…Utah has you covered.

What does this have to do with real estate, you ask? Well, if you’re an avid music lover who loves spending time outdoors with family and friends, then everything! You want to put down stakes in a community that fits your lifestyle and speaks to your interests. And whether you’re belting out lyrics in the front row at an 80’s rock concert, nodding your head along to beats at Reggae Fest or discovering a new indie-folk sound tucked away in the Wasatch mountains, there really is something for everyone — if you know where to look.

So what do you say…summer and music? Yes please! Check out some of our favorite locales.

Twilight Concert Series – Put on by the Salt Lake City Arts Council, this series has become a popular Thursday night tradition during the summer months of July and August in downtown SLC. Featuring artists like Lupe Fiasco, Kid Cudi, Death Cab for Cutie and Empire of the Sun, and at only $5/ticket, it draws the attention of the young (and young at heart!) Click here for this summer’s remaining lineup and info on how to purchase tickets.

Red Butte Garden Outdoor Concert Series – At the heart of any Utah summer is a pack of tickets to the concerts at Red Butte Garden. Presenting several ‘blast from the past’ performances in its 2016 summer concert lineup (Blondie, Culture Club and Tears for Fears) along with newer artists (The Lumineers and Grace Potter). Awesome, right? Tickets are offered to Red Butte members first and often sell out before they hit the public — so we recommend purchasing a membership if you decide to go this route. (Bonus: you can visit the gardens year-round and get ticket discounts!) Here’s the full lineup.

Sundance Bluebird Cafe Concert Series – The Bluebird Cafe Concert Series features Nashville’s renowned singers, songwriters, and musicians. Sundance Mountain Resort partnered with the original Bluebird Cafe in Nashville ‘to bring a taste of musical storytelling to Utah.’ On the lineup this summer? Hit singer/songwriters like Amy Grant, Vince Gill and Ashley Gorley to name of few. The Bluebird Cafe Barbecue starts at 6 p.m. prior to each show, so get there early to get your grub on!

Park City Summer Concert Series – This free, outdoor series is held on the Mountain Stage at Canyons Village on select Saturdays through September 3rd. Performances feature a variety of genres and bands including The Wailers, Bright Light Social Hour and Robert Ellis & The Perfect Strangers. Guests are welcome to bring their own blankets and picnics while they enjoy the summer sun and music! The full lineup of concert dates and and performers can be found here.

Snowbird Cool Air Concert Series – Jam out on the Plaza Deck to top local and national bands every Saturday until August 6th. Free to the public, the series features indie-folk, bluegrass and soul-funk artists like Band of Heathens, Sister Sparrow & The Dirty Birds, and The Deslondes. You can grab a bite to eat at The Birdfeeder and Forklift Patio, or you can pack your own cooler with your favorite concert snacks and beverages to share with friends. Check out this summer’s remaining lineup!

USANA Amphitheatre – USANA Ampitheatre is an outdoor amphitheatre located in Utah’s West Valley City. If you’re looking for big-name, headlining acts, then this is your place. This summer’s concert series features big name country artists like Florida Georgia Line and Luke Bryan, classic rock bands like Journey and Def Leppard and pop-rock bands 5 Seconds of Summer and Blink 182. The amphitheater has also played host to music festivals including the X96 Big Ass Show, Reggae Fest and the Uproar Festival. It’s a summer must-do!

Here’s to Summer 2016! #whyutah

Why Utah? Vol. 1: Utah Real Estate is #Trending!

taychristensen@hotmail.com (DD Web) — Sat, 02 Jul 2016 18:08:21 GMT

We know how awesome Utah is. That’s why we’ve broken ground here, laid our foundation and planted our roots deep within its rich, salty earth. (We’ve been in the business long enough to know prime Utah real estate when we see it!) But the bigger question is…do your potential clients know how awesome Utah is?

We could tell you how two of Utah’s biggest metro’s made Zillow’s list for the ‘hottest housing markets of 2016’. Or we could tell you that Utah’s capital ranks #5 in the nation for top real estate investment locations. But these are probably already part of your repertoire.

The Utah real estate market is booming — in large part due to millennials — and there is good reason why. An increasingly younger demographic are choosing to call the Beehive State home. In fact, Utah’s median age of 30.5 is the lowest in the nation. So let’s dig a little deeper. If you find your clients asking themselves, ‘Why Utah?’ we’ve got a few selling points that may surprise them.

Put your old prejudices aside. Diversity in religion, race and culture is increasing throughout the state, especially in the metropolitan area of Salt Lake City and its suburbs. The Avenues, Sugarhouse and Cottonwood Heights are just a few neighborhoods known for their cultural diversity. According to a recent report by the U.S. Census Bureau, ‘[Utah’s] diversity is increasingly reflective of a globally connected population.’

Did you know Utah is rated #1 in the nation for its strong economy? After leading the nation in job growth in 2015 (with significant growth in technology), Utah is expected to have robust economic growth, positive labor market performance and an increasing number of people moving to the state in 2016.

This is the place…for high paying tech jobs! Utah offers tax incentive packages for tech companies looking to make the move to create new, high-paying jobs. Adobe, Xactware, and Vivant Solar have all taken up Utah real estate and with the recent installation of Google Fiber in Provo (coming soon to SLC), Utah is prime territory for high-tech companies.

The opening of an overnight youth homeless shelter happened this year. The $6 million, 20,000-square-foot facility offers 24/7 support as well as education, counseling and job training to help teens struggling with homelessness. Last year, we were able to donate a portion of our net sales to the Homeless Youth Resource Center and will continue to be one of their biggest supporters. This is just one of many ways our community rallies around one another to give back.

Lover of the arts? We are ranked among the top 10 cities for creatives (coming in at #3!) Home of the Sundance Film Festival, Utah Museum of Fine Arts and Ballet West, Utah fosters the arts in all forms. Not only that, but the Salt Lake City metro area has the 11th highest concentration of creative professionals of any U.S. metro (and there are over 400).

So the next time you’re meeting with a new client, having coffee with an old friend or stuck with awkward elevator small talk — avoid that momentary social panic and refer to these ice breakers. Take a deep breath. You got this! Show that small talk who is boss. Why Utah? Why not!

Novation Title: What Real Estate Buyers and Agents Are Saying

taychristensen@hotmail.com (DD Web) — Wed, 15 Jun 2016 18:10:56 GMT

Over the past couple of months, we’ve been dropping not so subtle hints about our mission to ‘redefine’ the title insurance experience for the real estate buyers and agents we work with. It’s because we are so passionate (and excited!) about what we’ve dreamed up and what we’ve been able to accomplish so far. For us, it’s not just being part of the home buying process, but having a positive impact on the overall experience of each and every one of our clients.

We’ve learned that the little things can mean just as much as the big things when it comes to the closing process. From prompt, follow-up emails and text reminders to off-site closings at the home buyer’s convenience, we strive to personalize every transaction and make it unique to each real estate buyer.

In other words: it’s not just another deal. We understand that we protect one of the most important investments in people’s lives, and it’s a job we take seriously (but not too seriously). We work hard and have lots of fun while we’re at it! But don’t just take our word for it. Here’s what some of our awesome clients are saying about us.

They are super innovative, they’re right on top of things. They know everything that’s going on with every transaction at all times. It’s unlike any other title company, I won’t work with anybody else. -Kara Robbins

They do everything! They’re a great team player, they’re always on time. Fast, efficient and always do the job right. -Chad Palmer

They do things different than other companies, they’re very involved…they want us to grow and continue to gain business, and you don’t usually see that with other companies. -Tom Harrison

It’s a whole different experience within the title industry…my clients have really appreciated the customer service and the personal touch that they give to every single transaction. -Derrick Clark

We feel important every time we talk to them, they make us feel like our deal is THE deal. -Marcela Reading

They’re prompt, they’re fast, they have amazing customer service. So many things about them that they just do better than anyone else. -Derrick Clark

There’s a lot of title companies and you have a lot of options but Novation is the most knowledgeable, the best people in and outside of the office, someone that you can count on every step of they way. -Lance Paulson

See how awesome our clients are? Now it’s our turn to brag about them…

We wouldn’t be who we are without our real estate buyers, agents and lenders. We believe that we attract what we put our attention, energy and focus on, and our clients are the perfect indication that we are doing something right! They make what we do enjoyable and give us purpose. We are grateful to all of them for choosing us to close with, because we know they have a choice.

We look forward to the opportunity to continue to serve you in the future!

–The Novation Team

Achieving ‘Hero Status’ in the Real Estate Closing Process

taychristensen@hotmail.com (DD Web) — Fri, 27 May 2016 17:00:41 GMT

The real estate closing process, also known as settlement or escrow, is the day you and your client have been waiting for. It is the final step of the homebuying process (or as we like to call it, the light at the end of the tunnel!) For your clients, it should be a day of victory and accomplishment and a positive reminder of why they chose you to represent them.

Few home buyers understand what is involved in a real estate closing when they decide to purchase, but by educating them ahead of time, you can alleviate the additional stress that comes with ‘the unknown’ and help protect their rights. Not only is title insurance required, it protects both the lender and the homebuyer from title defect or human error. (This is a good thing!)

So, how can you keep them in the loop throughout the process and emerge a hero? Here are 3 things you can help them prepare for and expect on closing day.

Title Search

Every property has a history. While the full history of property ownership should be checked before a real estate closing, it’s possible (and yes, it happens!) that the records contain errors, unrecorded claims, or hidden liens. That’s where we come in. A title insurance company will conduct a conclusive public records search to identify any issues that could affect your client’s right to ownership and work to remedy any defects attached to the property. A title insurance policy should also protect homeowners from past liens on the property that are discovered after closing.

Disbursement

In order to transfer a property from seller to buyer, you need a neutral third party to provide escrow and settlement services on closing day. We have the fiduciary duty to the transaction, so we collect and disburse most funds that are a part of the transaction including down payment, cash to close, sale proceeds and even earnest money. In such a constantly changing environment, it helps to enlist the expertise of title insurance company in handling complicated transactions and keep all parties informed of the progress to escrow.

Settlement

Paperwork and documentation can be one of the most stressful parts of the homebuying process for everyone involved. A title company will explain all of the necessary documents at the time of closing and navigate the most recent changes to the mortgage disclosure process. At a real estate closing, it is our commitment to see you and your client through to the end of the purchase process. We strive to create an environment that is completely different for everyone — our clients and yours.

Thank you to all of our clients this month who have worked with us during our May Giveback! 5% or our net sales this month will go to the Humane Society of Utah. Every real estate closing during the month of May will help with the contribution. We love giving back to these selfless, charitable organizations in our community and appreciate all of you who choose to join us in our effort!

More Than a Real Estate Closing: How Novation is Giving Back

taychristensen@hotmail.com (DD Web) — Fri, 13 May 2016 17:02:06 GMT

“Life’s most persistent and urgent question is, What are you doing for others?” -Martin Luther King, Jr.

nov_hsuHere at Novation Title, we believe in making a difference — not just within the walls of our office, but also out in our community. Giving back has always been part of our mission and we believe that every real estate closing contributes to our growth and presents us with an opportunity to help others in need. There are so many incredible organizations that are working to improve Salt Lake City and our neighborhoods. Being involved is a great way to build relationships among neighbors and businesses in our community and we are stronger when we all work together!

If you know our team, you know how much we love our pets (okay, maybe obsessed is the better word). And if you’ve been in our office, you may have even bumped into our team mascots and presidential hopefuls M & M (we’re all ears!) Besides the obvious perks of owning a pet (companionship, loyalty, unconditional love and their refusal to judge sweat pants), it’s proven that pet owners are happier, healthier and live longer (a true friend with benefits!) That’s why we decided to team up with The Humane Society of Utah for our May giveback.

The HSU is a member of the No-Kill Utah Coalition and works hard “to ensure that every healthy and treatable pet that enters our facility will be placed into a loving home.” Last year, 11,318 pets received positive outcomes and achieved no-kill statistics (for both cats and dogs) for the first time. It is a private nonprofit funded solely by the voluntary contributions of individuals, businesses and foundations in our community. They do not receive any tax dollars or government funding.

In other words…they need our help!

So, how are we helping? During the month of May, 5% of our net profit will go directly to HSU. Any real estate closing that happens this month will help with the contribution and we are working hard to exceed our goals! Last May we were able to present a donation to the Homeless Youth Resource Center. It was an amazing and humbling experience and we couldn’t wait to help out another organization this year.

Thank you for not only supporting us but others in need in our community. Together we can make a difference! If you are considering pet adoption or fostering, check out HSU for more info on one of the hundreds of available pets (like this loveable Chihuahua, Lil Bear!)

Also, don’t forget to follow us on Facebook and Instagram @novationtitle for updates on our May giveback and Pet of the Day features!

What Makes Novation Title Insurance Different?

taychristensen@hotmail.com (DD Web) — Mon, 18 Apr 2016 17:03:52 GMT

So how, exactly, are we doing that? By creating an extraordinary experience for everyone. Here are 5 ways Novation is making a difference and standing out in the crowd.

#1: Text-reminders on deadlines

We know how busy you are, and we also know that 97% of Americans use text messaging and over 6 billion texts are sent in the U.S. each day — which means it’s the fastest way to reach you. We keep you informed and aware of upcoming deadlines so you don’t miss any opportunity to close those valuable deals.

#2: Paperless encrypted web storage

#3: We help educate YOUR consumers

#4: Survey on performance

#5: Capturing the moment

Novation Title Insurance, at your service.

Don’t forget to ‘like’ us on Facebook and follow us on Instagram @novationtitle for company updates, innovative title insurance solutions and industry news that affects you!

Novation Title Insurance Agency: Who We Are

taychristensen@hotmail.com (DD Web) — Fri, 04 Mar 2016 18:06:45 GMT

From the very beginning, the vision behind Novation Title Insurance Agency was to do something different. We wanted to ‘redefine the experience.’ What we discovered over the course of many years working in the real estate title insurance industry was that many of our consumers didn’t realize they had an option — or more importantly — understand why they should have one.

We protect one of the most important investments you will ever make.

Our goal is to provide an extraordinary experience with for each and every one of our clients. But don’t just take our word for it. Here’s what people are saying about us:

If you’d like to have an impact like this on your business, then you are the very person we want to meet. Some people would look at our relationship like this…but we think of it as more of this.

Don’t forget to ‘like’ us on Facebook and follow us on Instagram @novationtitle for company updates, innovative title insurance solutions and industry news that affects you!

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